Tom Winski - Mortgage Agent

Tom Winski - Mortgage Agent Hi, I'm Tom Winski, Your Mortgage Professional! I'm bringing you advice so you don't pay the price!

I provide MOBILE Mortgage Solutions

A seasoned industry professional with over a decade of experience in Mortgages, I am
focused on delivering a commitment to excellence and simplicity to my customers. As a seasoned industry professional with over a decade of experience in Mortgages, I am focused on delivering a commitment to excellence and simplicity to my customers. Spending the majority of m

y career in Schedule A Banks, Mono-line Lending
Institutions, and a Government Regulated Mortgage Default Insurer, I have developed a deep understanding of all facets of the mortgage process and I'm passionate in sharing them with you. Servicing most recently as an Account Manager in one of the largest real estate markets in Canada (GTA Core), I delivered educational seminars and training on mortgages to many of the "BIG Banks" - I identified substantial gaps in mortgage knowledge and customer care across retail banking spaces. I couldn't imagine being a buyer and walking into your branch and receiving little help on the most important financial decision of your life; your home! My commitment to elevating the industry standards and fostering a customer-centric approach continues to define my career and drive success for each and every customer. My passion for making every mortgage feel like a WIN is what drives me as YOUR mortgage agent! Outside of mortgages, my wife and I are dog lovers and actively involved in rescuing dogs. We currently have a beautiful Doberman, adopted from the Blue Mountains 6 years ago. We enjoy dedicating our time to support local animal shelters and rescue organizations, bringing immense personal fulfillment, but more so, immense happiness to their dog and their new, loving family.

The holidays have a way of bringing everything back to what matters — home, family, and feeling confident in the decisio...
12/23/2025

The holidays have a way of bringing everything back to what matters — home, family, and feeling confident in the decisions that shape them.

It’s a reminder that the work we do in the mortgage industry is ultimately about supporting real lives, real families, and real dreams that happen between the paperwork. For that, I’m genuinely thankful for the opportunity to do what I do each and every day as a mortgage professional.

I’m grateful for my clients and their trust, my partners for their continued support, and my mentors (Ken Lankin & Vince Agozzino) who consistently push me to raise the bar.

Wishing everyone a joyful, relaxed holiday season filled with everything you love most.

From my family to yours — Merry Christmas & Happy New Year!

03/21/2025

Does your bank really have your back?

Who’s responsible for tracking your mortgage and advise you of potential savings if and when the market changes?

With me, I ensure your mortgage strategy is set up to WIN.
�That means:
- Tracking your rate
- Calculating your savings
- Creating a plan to pay off your mortgage faster
- Ensuring your mortgage strategy is set up for success!

Ready to get your WIN?

📞 647.643.9092
�📧 [email protected]
🌐 www.TomWinski.ca

03/18/2025

The Goldilocks Moment in Homeownership could be here.

�You told me you were waiting for interest rates to go down.. they have. About 1.00% since last year, and likely a few more minor drops ahead.

You told me you wanted property prices to go down. Well, in some markets the have. But you also hold the power in a buyers market; negotiating lower prices for homes.

Is now the opportune time for you? Let’s connect and run through the numbers together.

p. 647.643.9092
e. [email protected]
w. www.TomWinski.ca

03/04/2025

Long-term homeownership will always outweigh short-term timing.
I’m here to help create a plan today and for the future.

Buying or Selling is not a one size fits all; and timing it often leads to the feeling of “I should have...”

If you’re ready, I’m here to help create a plan that works for you. Let’s connect!

📞 647.643.9092
📧 [email protected]
🌐 www.TomWinski.ca

🔑 Mortgage Renewal Alert! Is your mortgage term ending soon? Don't just sign the renewal offer—explore your options! As ...
03/03/2025

🔑 Mortgage Renewal Alert!

Is your mortgage term ending soon?

Don't just sign the renewal offer—explore your options! As a mortgage professional, I can help you secure competitive rates and terms tailored to your financial goals.

Let's discuss how to make your renewal work best for you. Contact me today!

📞 647.643.9092
�📧 [email protected]
🌐 www.TomWinski.ca

01/31/2025

🚨 Tariffs & Your Mortgage? Yup, They're Connected! 🚨

Trade wars aren’t just about politics—they can sneak into your mortgage rates too! 📈

If tariffs push inflation up, rate cuts might stall, making borrowing more expensive. Want to stay ahead?

Let’s chat!

p. 647.643.9092
e. [email protected]
w. www.TomWinski.ca

01/28/2025

There is nothing permanent, except Change.

�Homeownership could be intimidating. �The right plan, can put your fears at ease.�

�Let’s create a step-by-step plan together to better understand your budget, set realistic down payment goals, and maximize your mortgage qualifying.�

�It can start with a call.

p. 647.643.9092
e. [email protected]
w. www.TomWinski.ca

01/24/2025

Know someone that’s self employed?
First, let’s show them some love and tag them.

Growing a business is tough.
Getting a mortgage shouldn’t be just because you made the brave choice to go out on your own and do what you love most!

Self-employed mortgages are my jam.

If you or someone you know is self-employed; send them my way - I’d love to chat

p. 647.643.9092
e. [email protected]
w. www.TomWinski.ca




















01/20/2025

Being mortgage-free is an incredible milestone—but did you know it could make you a target for title fraud? Here’s how you can safeguard your property:

✅ Keep a registered charge, like a small line of credit, on your title.�
✅ Get Title Insurance to cover legal fees and potential losses.�

✅ Regularly check your property records for unauthorized changes.�

Your home is your biggest asset—let’s keep it secure! 💪

p. 647.643.9092
e. [email protected]
w. www.TomWinski.ca




















01/16/2025

Appraisals!
Why do we need them? What could trigger an appraisal request?

Ensure your financing stays on-track!

Check out the quick 3 min. video at the link in my BIO!

p. 647.643.9092
e. [email protected]
w. www.TomWinski.ca




















Address

3521 Portage Road Suite 5
Niagara Falls, ON
L2J2K5

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