Enzo Grisafi, Mortgage Advisor

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Mississauga, ON
Enzo Grisafi, Mortgage Advisor

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Are you looking for Mortgage Advise and direction in this crazy market. Call me for your refinance, Call me today.

Whether you're borrowing for your first home, switching your mortgage or refinancing, get expert advice when, where and how your want it.

10/29/2026

The Bank of Canada just raised interest rates to 2.5%, warning more hikes could follow. For Canadians already struggling to afford a home, that means higher mortgage costs and homeownership slipping further out of reach.
After 11 years of Liberal government, Canadians face soaring housing costs and rising inflation. Yet Mark Carney’s Liberals continue to defend inflationary deficit spending, fuel taxes, and anti-development laws that drive up the cost of building and producing Canadian energy.
Canadians need affordable homes, not more expensive mortgages.
Conservatives will continue to fight to rein in inflationary spending, cut fuel taxes, remove barriers to homebuilding, and unleash Canadian energy to lower costs.

10/28/2026

2027 Interest Rate Announcement Dates

• January 27 (includes Monetary Policy Report)
• March 3
• April 28
• June 2
• July 21 (includes Monetary Policy Report)
• September 8
• October 27 (includes Monetary Policy Report)
• December 8

Key 2027 Economic Context & Outlook

• Policy Rate: Raised to 2.5% in late October 2026, with central bank officials noting further adjustments may be data-dependent as they proceed carefully.
• Economic Growth (GDP): Projected by the Bank of Canada to grow by 2.0% in 2027, supported by business investment (including a federal “mega deduction” policy) and stabilizing exports.
• Inflation: Expected to stay at or above 3% for much of 2027 before moving back toward the 2.0% target by mid-2028.
Would you like information on a specific announcement date, or details on mortgage and borrowing rate forecasts for 2027?

10/28/2026

The Bank of Canada raised its benchmark interest rate by 25 basis points to 2.50% on October 28, 2026.

Key Details from the Announcement

• Rate Change: Increased from 2.25% to 2.50% (a quarter-percentage-point hike).
• Context: This marks the central bank’s first rate increase in over three years (since July 2023), following a stretch where the rate stayed flat at 2.25%.
• Reasoning: Driven by an uptick in Canada’s annual inflation rate to 3.1% in September, heavily influenced by rising energy and crude oil prices.
• Monetary Policy Report (MPR): Released alongside updated forecasts for economic growth and inflation.
• Press Conference: Governor Tiff Macklem and Senior Deputy Governor Carolyn Rogers held a press conference at 10:30 a.m. ET to discuss the decision.

10/28/2026

Get Repost App • CIBC The Bank of Canada raises interest rates by 25 basis points to 2.5%! How does this impact your mortgage? 🏡

Variable rates: Expect an increase, which may mean higher payments for borrowers. It’s important to plan ahead — a CIBC advisor can help!

Fixed rates: These are tied to bond yields, so they may take a bit longer to adjust.

10/20/2026

I’m excited to share that I will be participating at CIBC Hockey Day on December 13, 2026 at Canlan Ice Sports, York University. This tournament raises funds for United Way to help support important programs in our community. If you would like to help make a difference, please consider supporting me with a donation of any amount. Every contribution goes directly to United Way and helps those who need it most.

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72 days left to donate
DONATION DEADLINE IS DECEMBER 31, 2026
I’m taking part in CIBC Hockey Day on December 13, 2026 to raise money for United Way! If you would like to support a great cause (and maybe cheer me on), please consider making a donation. Every bit counts and goes directly to helping our community.
https://benevity.go.link/59kFw

10/14/2026

The Rent vs. Mortgage Reality
Hook / Text on Reel: "Your rent is paying someone else’s $3,500/month mortgage."
Caption:
If you’re paying $2,500/month in rent in Toronto, Vancouver, or Calgary, you’re already paying a mortgage—it just isn't yours.
In 25 years:
• Your landlord gets a $750k+ paid-off asset.
• You get a notice that rent is increasing by 2.5%.
Stop waiting for the "perfect time" to buy. Send me a DM with START and let’s see what purchase power you actually have today.

10/12/2026

🏡 WANT A BETTER MORTGAGE? START WITH YOUR CREDIT! 💰

Before you start house hunting in Mississauga, Brampton, Oakville or anywhere in the GTA, take a look at your credit score.

Here are 4 smart moves you can make today:

✅ Pay your bills on time.
✅ Keep your credit card balances low.
✅ Check your credit report for mistakes.
✅ Avoid applying for unnecessary new credit.

💡 Remember: A stronger credit profile can help you qualify for better mortgage options, but approval and rates depend on your full financial situation.

Your dream home starts with a smart plan — not just a sold sign! 😉

📩 Thinking about buying, renewing or refinancing? Send me a message and let’s talk about your options.

10/11/2026

Get Repost App • CIBC is a gentle reminder to slow down and check in — with ourselves and the people we care about. It turns out, most Canadians feel the same: we all crave connection, movement, and less stress. Whether it’s sharing laughter with friends, taking a walk, or simply finding a quiet moment, set aside time to practice mindfulness and self-care in a way that works for you! 💭

Data taken from the 2026 CIBC Ambitions Index which surveyed Canadians from September 17 to October 3, 2025.

10/11/2026

🏡 Buying a home in the GTA? Don’t forget these 3 costs!

The down payment is just the beginning! 👀

Before you fall in love with your dream home, make sure you budget for:

🔴 Legal fees and closing costs
🔴 Home inspections, moving and setup
🔴 Property taxes, insurance and maintenance

The last thing you want is to get the keys and discover your wallet needs a mortgage, too! 😂

📌 Save this post for your home-buying journey.

💬 What’s the biggest expense you’re worried about when buying a home?

Follow for more practical real estate tips for Mississauga and the GTA!

10/07/2026

Get Repost App • Toronto Regional Real Estate Board The September GTA housing market numbers are here and they’re worth a look. 👀

The average selling price took a dip.

Home sales also dropped when compared to September last year.

Sellers are taking a wait and see approach, with new listings dropping over 14 per cent.

🔁 Share to your story to keep your network informed.

Read the full report on TRREB.ca

Address

Mississauga, ON

Telephone

+14165627607

Website

https://lnk.bio/EnzoGrisafi

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