Barbara Balilti Mortgages

05/30/2026

🏡 Open House Season Is Here!
To all my Realtor partners: whenever you're hosting an open house and a buyer walks in with mortgage questions, don't hesitate to call or text me.
📞 Yes, even on weekends. I answer my phone.
Whether it's a question about pre-approvals, affordability, down payment options, credit challenges, refinancing, reverse mortgages, or alternative lending solutions, I'm happy to help in real time.
A quick mortgage conversation can make all the difference and help turn an interested visitor into a confident buyer.

Barbara Balilti Mortgage Broker 📱 416-890-6990

Your clients deserve answers when they're ready to buy—and I'm here to help, any weekend.

05/30/2026

Strong partnerships create better opportunities. Proud to work with National Bank, giving our clients access to more options, greater flexibility, and mortgage solutions tailored to their unique needs.

Canada’s sixth-largest bank is expanding its broker distribution strategy beyond its existing M3 partnership, adding TMG and DLC as it prepares a national rollout of its prime mortgage products through the broker channel.

04/29/2026

We just wrapped up another fantastic Lunch & Learn with Home Trust! Today’s focus was on reverse mortgages, and it was such an insightful session. Huge thanks to them for the awesome swag bag as well—really appreciate it! Looking forward to the next one!

04/22/2026

🌸 MOTHER’S DAY GIVEAWAY 🌸

Treat the special mom in your life!
(or yourself 💕)
We’re giving away a luxurious one-hour facial with deep cleansing — the perfect way to relax and glow ✨

To enter:
✨ Like this post
✨ Follow both of our pages
✨ Tag 3 friends (more tags = more entries!)
✨ Share this post

BONUS: Share to your story & tag us for an extra entry 💖

⏰ Entries close May 6th at 11:59 PM
🏆 Winner announced May 7th

📍 Open to Ontario residents
(location is in Richmondhill)

Good luck! 💕

03/08/2026

In case you didn’t know…
I’m a mortgage broker.
If you’re:
• Renewing your mortgage
• Buying your first home
• Looking at a rental property
Or thinking about using your home equity for renovations, a second property, a cottage, investments, consolidating debts, helping a family member with a gifted down payment, or even the vacation you’ve been dreaming about…

We fund coast to coast in Canada, so no matter where you are, we’ve got you.

Let’s chat.
📞 416-890-6990

03/08/2026

Celebrating the women who make a difference! Building businesses. Raising families. Starting over. Buying homes. Leading teams. Not always easy. Always powerful. Happy International Women’s Day. 💜

Today, we’re shining a spotlight on the incredible women behind the scenes who make everything the Brock Board of Trade possible!

They’re entrepreneurs, leaders, creators, neighbours, friends, and volunteers who care about our community. They give their time, ideas, and support to local initiatives.

We’re grateful for their energy and love seeing their impact! 💜

To all the wonderful women in our community: today we celebrate YOU! 💫

Pictured:
Cheryl Crumb & Associates
The Social Ark (Raven Rochelle)
Marilyn Almeida Real Estate
Adeline Pettit Images & Laser Engravings
Adam’s Garage2Grid Services (Zsuzsanna Gesztesi)
EMPowered Fitness at Home (Erin Sykes)
Richwood Contracting (Sue Ferguson)
Barbara Balilti Mortgages
Martha McCollum

02/03/2026

💡 Reverse Mortgage Seminar
Unlock your home’s equity — no monthly payments. Not for everyone, so let’s keep it real.
📍 Cedardale Church, Pefferlaw, ON
📅 Feb 11 | 12–1 PM
🍽️ Lunch included
What you’ll get:
✅ Straightforward info
✅ Answers to your questions
✅ See if a reverse mortgage is right for you
🚨 Spots are limited — DM/Call/Text/Email to RSVP!
Hosted by Barbara Balilti | Mortgage Broker
📩 [email protected] | 📲 416-890-6990

01/28/2026

📊 Bank of Canada holds the rate at 2.25%.

No change in the rate—but this kind of stability matters. It creates breathing room and flexibility.

If you’re up for renewal, thinking about refinancing, or planning your next move, a steady rate environment gives you space to make smart, strategic decisions—not rushed ones based on headlines.

This is a good time to zoom out, look at the full picture, and make sure your mortgage still fits your long-term goals.

Curious how this rate hold affects your mortgage?

📲 416-890-6990
📩 [email protected]
🌐 www.ratestogo.ca

-rate

01/12/2026

👉Mortgage Renewing Soon? Don’t Sign Yet...

Renewing in 120 days? DM me "RENEW"




Let's Chat!

Barbara Balilti
Mortgage Broker
416-890-6990
[email protected]
Www.ratestogo.ca

01/09/2026

Co-Signer vs Guarantor — Know the Difference 🏡

Buying a home but need help qualifying? Here’s the quick breakdown:
🔹 Co-Signer • Goes on title • Income + credit are used
• Equally responsible for the mortgage
• Their debt can affect future borrowing
🔹 Guarantor • Not on title • Income + credit still used
• Steps in only if payments are missed
• Less impact on their future borrowing
👉 Both help you qualify — but they’re not the same thing.
Choosing the wrong one can cause issues later.
📩 Thinking of using one? Let’s talk first.

📱416-890-6990
📧[email protected]
🌐www.ratestogo.ca