Mortgage Teacher London- Michael Mullis

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Mortgage Teacher London- Michael Mullis

Shop smart with Mortgage Teacher. Get the mortgage that’s in your best interest. At Mortgage Teacher, it’s not just about getting the best rates.

The Smart New Way to Shop for your Mortgage...

Finding the right mortgage can have a huge impact on your lifestyle, helping you become mortgage free sooner. At Mortgage Teacher, we educate you with an exclusive library of resources to help you make smart mortgage choices. We shop for you – at major banks, credit unions, trust companies and other lenders. We negotiate in your best interest to get

you the rates and terms you want, saving you time and money. It’s about getting you the mortgage that best fits your needs.

08/20/2026

A mortgage is more than a payment—it’s one of the biggest financial tools you’ll ever have.

Whether you’re buying your first home, refinancing, renewing, or simply wondering if your current mortgage is still working for you, the Mortgage Teacher team is here to help you understand your options and make confident decisions.

No pressure. No confusing mortgage jargon. Just honest advice, clear answers, and a team that genuinely cares about helping you move forward.

Your mortgage. Your future. Made simple.

& guess what? Our service is FREE!

📩 Have a mortgage question? Send us a message or email [email protected]—we’re always happy to help.

08/13/2026

Happy Thank You Thursday! 🏡

Reviews like this mean a lot to me.

Buying a home is a big moment, and I know the mortgage side of things can sometimes feel like a lot to navigate. Ashley and I always want our clients to feel like they can ask us anything, understand exactly what’s happening, and know they have someone in their corner throughout the process.

Thank you so much for the kind words and, more importantly, for trusting us to help you through such an important decision.

Hearing that you’re really enjoying your new home is the best part. That’s what all of this is about.

Congratulations again, and thank you for allowing Ashley and me to be part of your journey!

Ready to take advantage of our FREE service? Email us at [email protected] to get started!

07/31/2026

NEW PODCAST EPISODE IS LIVE! 🎙️

Know someone who’s thinking about buying a home? Send them this episode! 🏡

We’re breaking down what buyers need to do to get started—and why today’s market could present a fantastic opportunity in London and the surrounding area.

It’s a buyer’s market, the numbers are looking strong, and buyers may have more negotiating power than they realize.

🎧 Listen to the brand-new episode now! https://podcasts.apple.com/ca/podcast/mortgage-teacher-with-michael-mullis/id1373313215?i=1000778038905

07/30/2026

Why now? Cheaper homes AND cheaper money — a combination we don't see often. 🔑

The same home is about $217,340 less than 2022, the monthly payment is lower even at today's rates, and rents are off their highs.

Hear the full breakdown on AM 980, then run your own numbers: https://mortgage-teacher.mtg-app.com/calculators

Share this with someone who's ready to make a move 👇

07/27/2026

A quiet story behind the 2026 housing headlines.

Rates have come down — the Bank of Canada sits at 2.25%, from 5.00% — but so have prices. In London and St. Thomas, the same home that sold near $824K in 2022 is closer to $607K today.

For the 1.15 million-plus Canadian mortgages renewing this year, 44% of them in Ontario, that reframes the conversation. Renewal does not have to mean payment shock. Extending amortization, switching lenders, or rolling in improvements can all soften the jump.

If you or your clients are renewing in 2026, it is worth a proper look before signing. Always happy to talk it through.

Run your scenario: https://mortgage-teacher.mtg-app.com/calculators

07/23/2026

It's a buyer's market in Southwestern Ontario 🙌

Prices are off about 27% from the 2022 peak, the Bank of Canada rate is down to 2.25%, and rents are at a 33-month low. Less competition, more room to negotiate.

If you've been on the fence, let's talk — or run the numbers yourself: https://mortgage-teacher.mtg-app.com/calculators

Realtors, tag a buyer who needs to see this 👇

07/22/2026

Everyone is waiting for interest rates to drop... but they may be waiting for the wrong thing.

What if I told you the same home in Southwestern Ontario could cost you over $200,000 less today than it did at the peak of the market?

And here's the part that surprises most people...

Interest rates have come down while home prices have also fallen. That combination doesn't happen very often.

If you've been thinking about buying your first home, moving up, investing, or even renewing your mortgage in 2026, the numbers may tell a very different story than the headlines.

In our latest blog, we break down:
• Why today's buyers could actually pay **less per month** than buyers at the 2022 peak.
• How much a typical buyer could save over a mortgage term.
• Why waiting for lower rates could end up costing more.
• What every homeowner with a mortgage renewing in 2026 should know before signing with their current lender.

The market has changed. The opportunity has too.

Read the full blog and see the numbers for yourself. We think you might be surprised.

🔗 Click here to read more: https://www.mortgageteacher.com/blog/why-now-might-be-the-best-time-in-years-to-buy-in-southwestern-ontario

07/21/2026

Here's a number worth sharing: the same home in London/St. Thomas is about $217,340 cheaper than it was at the 2022 peak — and rates are down from 5.00% to 2.25%. 🏡

For anyone who's been waiting to buy, this is a genuinely good time to look. We break it all down on AM 980.

See what you could afford (free, 2 minutes): https://mortgage-teacher.mtg-app.com/calculators

Know someone thinking about buying? Tag them 👇

07/18/2026

NEW EPISODE LIVE THIS MORNING 📢

🏡 Thinking About Buying a Home? Let’s Run the Numbers. 📊

Remember when mortgage rates were 2.99%?

While rates are higher today, home prices have dropped significantly—and you might be surprised to learn it’s actually more affordable to buy now than it was a few years ago.

👉 Is now the right time to buy?
👉 How do today’s home prices compare to lower interest rates?
👉 What do the numbers really say?

Mike breaks it all down and shows you why looking at the full picture matters more than focusing on interest rates alone.

📻 Tune in live today at 10:30 AM on

Or listen here: https://globalnews.ca/london/program/mortgage-teacher-with-michael-mullis

07/01/2026

Happy Canada Day! 🇨🇦

Today we're celebrating the place we're proud to call home and the communities that make it so special.

Whether you're spending the day with family, friends, or simply enjoying everything this beautiful country has to offer, we hope it's filled with laughter, connection, and unforgettable memories!

Address

#B 151 York Street
London, ON
N6A1A8

Website

http://www.mortgageteacher.com/

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