Spencer Ennis of Bayfield Mortgage Professionals Ltd.

Spencer Ennis of Bayfield Mortgage Professionals Ltd. Based in the Lower Mainland and providing mortgage services throughout British Columbia - "Trusted F Thank you,

Spencer Ennis
604-897-4340

After thorough consultation, I ensure that your mortgage financing is structured to suit your unique needs, goals and entire financial portfolio then match your profile to the appropriate lender and product. Importantly, I do the negotiating and shopping around for you throughout dozens of lenders and 100’s of products to get you the best deal for the most suitable financing. Product and client ty

pe:
• 1st, 2nd, and 3rd mortgages
• All Property Types
• Bank, Credit Union, Trust Company, Monoline, Private Lenders
• Self-Employed
• Stated, Little or No Income Verification
• First-Time Buyer
• Purchase – Relocating, Upsizing, Downsizing
• Purchase Plus Improvements
• Rental/Income/Second Home
• Construction Financing
• Equity Take Out
• Credit Concerns
• Life Event – Accident, Illness, Divorce, etc.
• Debt Consolidation
• New to Canada
• Down Payment Type - Minimal, Flexible (Borrowed), Gifted, WCB Pay-Out Legal Settlement, Etc.
• Renewal/Transfer/No Cost Switch
• Refinance

Additional Products:
• Home Equity Line of Credit
• Reverse Annuity Mortgages (Home Income Plan- No Payments)
• Unregistered and Registered Investments (GIC’s and RRSP’s)
• Secured and Unsecured Credit Cards
• Mortgage Life/Disability Insurance

Additional Services:
• Credit Repair/Counselling
• Ongoing Education and Information
• Annual Mortgage Reviews
• Payment Review Service
• Spending and Budgeting Plans
• Mortgage Payment Optimization Plans

The vast majority of my services are of absolutely no cost to you so please feel free contact me at any time to start your consultation.

I am deeply honoured to receive this 2026 Certificate of Excellence from Three Best Rated for Mortgage Brokers in Langle...
06/11/2026

I am deeply honoured to receive this 2026 Certificate of Excellence from Three Best Rated for Mortgage Brokers in Langley. I appreciate all of my reviews that recognise my hard work and dedication to my clients.

06/10/2026

BREAKING NEWS: The Bank of Canada has again kept it's policy rate the unchanged for the fifth time in a row.

06/08/2026

ANOTHER GREAT REVIEW: "We have been using Spencer for our mortgage needs for the last 10 years. We find him professional, hardworking and he always makes us, and all of his clients, a top priority. We have recommended him to many of our friends and family and will continue to do so."

06/05/2026

ANOTHER GREAT REVIEW: "Excellent service, very trustworthy, works hard for his clients. Used Spencer as my mortgage broker 5 yrs ago for my first home purchase. He was so organised and helped us get everything in place to qualify and get the best rate. I had to renew this year. My spouse recently died and I was completely burnt out and at capacity. I asked Spencer for help and he went way over any reasonable expectations. He communicated everything he was looking into, he gave me task lists of what I needed to get him, he pivoted gracefully every time there was a hiccup on my end, he phoned and emailed to keep reminding me of deadlines and urgent details. He managed to get me qualified for a new mortgage with my single salary and still at a good rate. I know for certain that his commission from the bank/lender was not enough to cover the time he put in, which should tell you everything you need to know about his integrity and work ethic. I absolutely couldn’t have managed everything without him. Will always recommend him & his team for your mortgage applications/renewals."

05/15/2026

ANOTHER GREAT REVIEW: "I honestly can’t thank Spencer enough. He turned what felt impossible into something possible. Throughout the entire process, he was incredibly dedicated, patient, and supportive, always taking the time to explain everything clearly and calmly.

He truly went above and beyond, never giving up when things got complicated. His commitment, professionalism, and genuine care made all the difference. If you’re looking for someone who actually fights for you and your best outcome, I highly recommend him without hesitation."

05/09/2026

ANOTHER GREAT REVIEW: "Spencer was a huge help with our mortgage. He was always available to answer our many questions and was very knowledgeable about the entire process. He made our mortgage transition a smooth and painless experience which is honestly rare when dealing with banks. Can’t recommend him enough."

05/05/2026

ANOTHER GREAT REVIEW: "As first-time home buyers, we had a lot of questions, and Spencer took the time to answer every one of them—no matter how small they seemed. He made us feel comfortable throughout the entire process and ensured we understood all of our options. We’ve had such a great experience that we’ve continued working with Spencer on our second mortgage."

05/05/2026

ANOTHER GREAT REVIEW: Spencer has been my mortgage broker for many years, through different situations and different lenders. He has now helped us with a cabin purchase which can be more difficult than a traditional home purchase. He’s my go to for all my mortgage needs and he should be yours too! He’s never failed to navigate every situation and explain the details. Since I’m self employed I couldn’t even think about working with lenders without him. 5 stars plus!

04/29/2026

BREAKING NEWS: The central bank is keeping its policy rate at 2.25% for the fourth time in a row. The Bank of Canada signalled that its policy rate path would likely stay close to current settings even as new shocks from oil markets, Middle East tensions and trade policy complicated the outlook for inflation and growth.

04/08/2026

ANOTHER GREAT REVIEW: "Our first mortgage was done by Spencer and we are happily renewed by him 5 years later. Now he is like my neighborhood friend. Thank you sir, for your professional and very detailed work!"

Address

19909 64th Avenue
Langley, BC
V2Y1G9

Telephone

+16048974340

Website

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