Jeremy Langdon - Mobius Financial

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Jeremy Langdon - Mobius Financial We design custom mortgage solutions to grow your wealth. When you work with me you become part of my mortgage family. And family always takes care of each other.

That's why I'm your Mortgage Bro. Putting the Bro in Broker since 2009!

09/08/2026

Congrats to Itzel Symmonds for winning the most recent round of Rate Roulette.

She guessed that the BoC would hold and that's exactly what happened.

We had 10 total entries with all 10 being correct guesses.

The next Bank of Canada meeting is on oct 29 so the next round of Rate Roulette will be on Oct 27.

See you then!

09/03/2026

📢 The Bank of Canada has held its policy interest rate at 2.25%, meaning Prime Rate remains at 4.45%.

While today's decision was widely expected, the Bank's outlook has become more cautious. Ongoing geopolitical tensions, elevated energy prices, and new US tariffs have increased uncertainty around both inflation and economic growth.

In this short video, I explain:
✅ Why the Bank held rates
✅ What's changed since the last announcement
✅ What it means for your mortgage

Whether you're buying a home, renewing your mortgage, refinancing, or investing in real estate, I'd be happy to help.

After all, the right mortgage isn't just about getting the lowest rate—it's about using the right strategy to help build long-term wealth.

08/31/2026

It’s time for another round of “Rate Roulette!”

What do you think the Bank of Canada will do this Wednesday?

⬆️ Increase
➡️ Hold
⬇️ Decrease

Comment your guess 👇

If you guess correctly, you’ll get one entry for a chance to win a $50 gift card.

Share this post and get a bonus entry.

Winner will be announced by the end of the week.

07/13/2026

It’s time for another round of “Rate Roulette!”

What do you think the Bank of Canada will do this Wednesday?

⬆️ Increase
⬆️ Hold
⬆️ Decrease

Comment with your guess.

BONUS: extra entry if you share this post

If you guess correctly, you’ll get one entry for a chance to win a $50 gift card.

Winner will be announced by the end of the week

06/16/2026

Rate Roulette winner announcement!

BoC decision was HOLD

17 entries

14 correct guesses.

WINNER: Sonya Andrade Lommerse.

Congrats on winning a $50 Gift Card

06/11/2026

Bank of Canada Update 🇨🇦

The Bank of Canada held its policy rate at 2.25% so Prime Rate stays at 4.45%. This means no change to Adjustable Rate Mortgages, Variable Rate Mortgages, or Home Equity Lines of Credit.

The Bank says Canada's economy remains weak, while inflation has risen mainly because of higher energy prices. Housing activity has also been softer than expected.

For homeowners and homebuyers, there is no immediate change to borrowing costs tied to the Bank's policy rate.

The Bank continues to watch inflation, energy prices, employment, and economic growth closely.

Remember: forecasts are estimates so don't rely solely on BoC meetings to decide what to do with your mortgage!

06/08/2026

It’s time for another round of “Rate Roulette!”

What do you think the Bank of Canada will do this Wednesday?

⬆️ Increase
➡️ Hold
⬇️ Decrease

Comment your guess 👇

If you guess correctly, you’ll get one entry for a chance to win a $50 gift card.

Share this post and get a bonus entry.

Winner will be announced by the end of the week.

05/06/2026

Winner announcement for Round 3 of Rate Roulette.

BoC HELD

7 Entries

7 Correct Guesses

1 Winner = Asia Huska

Congrats!

Round 4 of Rate Roulette will start on June 8 for the upcoming BoC meeting on June 10.

05/06/2026

Most people don’t think about this… until they need it 😅

Every year, someone is scrambling to find their:
📄 Notice of Assessment
📄 T1 General tax return

Right when they’re trying to buy a home, refinance or renew.

The Canada Revenue Agency recommends keeping these for 7 years—and Lenders ask for them all the time.

Simple habit that saves you stress later:

👉 Download them after you file
👉 Save them in one folder
👉 Use the same spot every year

Takes 2 minutes now… saves you a ton of headaches later.

Future you will be very happy 👍

04/29/2026

BoC Update for Apr 29, 2026.

🛑 Rates stayed the same — for now.

📈 Inflation is rising again — but mainly because of gas and food.

🐢 Canada’s economy is still growing — but slowly.

🫤 Future rate changes could go either direction.

Bottom Line: This announcement was more “wait and see” than “rates are dropping soon.”

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Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
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Friday 8:30am - 4pm

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