Lisa Donaldson-Parks - Mortgage Agent

Lisa Donaldson-Parks - Mortgage Agent Kingston Mortgage Solutions FSRA Lic #12248

Mortgage Agent Level 2, helping clients across Smiths Falls, Perth & Kingston buy, build, or refinance their homes - combining small town service with big city solutions to make homeownership dreams a reality.

๐Ÿฆ ๐“๐ก๐ž ๐๐š๐ง๐ค ๐จ๐Ÿ ๐‚๐š๐ง๐š๐๐š ๐š๐ง๐ง๐จ๐ฎ๐ง๐œ๐ž๐ ๐ญ๐จ๐๐š๐ฒ ๐ญ๐ก๐š๐ญ ๐ข๐ญ ๐ข๐ฌ ๐ก๐จ๐ฅ๐๐ข๐ง๐  ๐ญ๐ก๐ž ๐จ๐ฏ๐ž๐ซ๐ง๐ข๐ ๐ก๐ญ ๐ซ๐š๐ญ๐ž ๐š๐ญ ๐Ÿ.๐Ÿ๐Ÿ“%, ๐ฐ๐ก๐ข๐œ๐ก ๐ฆ๐ž๐š๐ง๐ฌ ๐‚๐š๐ง๐š๐๐š'๐ฌ ๐ฉ๐ซ๐ข๐ฆ๐ž ๐ฅ๐ž๐ง๐๐ข๐ง๐  ...
06/10/2026

๐Ÿฆ ๐“๐ก๐ž ๐๐š๐ง๐ค ๐จ๐Ÿ ๐‚๐š๐ง๐š๐๐š ๐š๐ง๐ง๐จ๐ฎ๐ง๐œ๐ž๐ ๐ญ๐จ๐๐š๐ฒ ๐ญ๐ก๐š๐ญ ๐ข๐ญ ๐ข๐ฌ ๐ก๐จ๐ฅ๐๐ข๐ง๐  ๐ญ๐ก๐ž ๐จ๐ฏ๐ž๐ซ๐ง๐ข๐ ๐ก๐ญ ๐ซ๐š๐ญ๐ž ๐š๐ญ ๐Ÿ.๐Ÿ๐Ÿ“%, ๐ฐ๐ก๐ข๐œ๐ก ๐ฆ๐ž๐š๐ง๐ฌ ๐‚๐š๐ง๐š๐๐š'๐ฌ ๐ฉ๐ซ๐ข๐ฆ๐ž ๐ฅ๐ž๐ง๐๐ข๐ง๐  ๐ซ๐š๐ญ๐ž ๐ฐ๐ข๐ฅ๐ฅ ๐ซ๐ž๐ฆ๐š๐ข๐ง ๐ฎ๐ง๐œ๐ก๐š๐ง๐ ๐ž๐ ๐š๐ญ ๐Ÿ’.๐Ÿ’๐Ÿ“%.

While many people were hoping for a rate cut, today's announcement brings something that can be just as valuable: stability. ๐Ÿก Whether you're thinking about buying a home, renewing your mortgage, refinancing, or simply planning ahead, knowing rates are holding steady can help you make informed decisions with confidence.

Every situation is different, and sometimes a quick conversation can help bring clarity to your options. If you're wondering how today's announcement might affect your plans, I'd be happy to help you understand what it means for your specific situation.

๐Ÿ“ž Feel free to reach out anytime for a no-pressure conversation about your mortgage goals.

๐‹๐ข๐ฌ๐š ๐ƒ๐จ๐ง๐š๐ฅ๐๐ฌ๐จ๐ง-๐๐š๐ซ๐ค๐ฌ
๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐€๐ ๐ž๐ง๐ญ ๐‹๐ž๐ฏ๐ž๐ฅ ๐Ÿ
๐Š๐ข๐ง๐ ๐ฌ๐ญ๐จ๐ง ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐’๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ - ๐…๐’๐‘๐€ #๐Ÿ๐Ÿ๐Ÿ๐Ÿ’๐Ÿ–
๐Ÿ”๐Ÿ๐Ÿ‘-๐Ÿ๐ŸŽ๐Ÿ”-๐Ÿ“๐Ÿ’๐Ÿ•๐Ÿ
๐ฅ๐ฉ๐š๐ซ๐ค๐ฌ@๐ค๐ข๐ง๐ ๐ฌ๐ญ๐จ๐ง๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ.๐œ๐จ๐ฆ

๐‚๐จ๐ฆ๐ฆ๐ฎ๐ง๐ข๐ญ๐ฒ ๐ข๐ฌ ๐›๐ฎ๐ข๐ฅ๐ญ ๐ฐ๐ก๐ž๐ง ๐ฉ๐ž๐จ๐ฉ๐ฅ๐ž ๐œ๐จ๐ฆ๐ž ๐ญ๐จ๐ ๐ž๐ญ๐ก๐ž๐ซ ๐ญ๐จ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ ๐จ๐ง๐ž ๐š๐ง๐จ๐ญ๐ก๐ž๐ซ. โค๏ธI was proud to sponsor this year's ๐๐ข๐ค๐ž ๐’๐š๐Ÿ๐ž๐ญ๐ฒ ๐‘๐จ...
06/09/2026

๐‚๐จ๐ฆ๐ฆ๐ฎ๐ง๐ข๐ญ๐ฒ ๐ข๐ฌ ๐›๐ฎ๐ข๐ฅ๐ญ ๐ฐ๐ก๐ž๐ง ๐ฉ๐ž๐จ๐ฉ๐ฅ๐ž ๐œ๐จ๐ฆ๐ž ๐ญ๐จ๐ ๐ž๐ญ๐ก๐ž๐ซ ๐ญ๐จ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ ๐จ๐ง๐ž ๐š๐ง๐จ๐ญ๐ก๐ž๐ซ. โค๏ธ

I was proud to sponsor this year's ๐๐ข๐ค๐ž ๐’๐š๐Ÿ๐ž๐ญ๐ฒ ๐‘๐จ๐๐ž๐จ, brought to you by The Smiths Falls Kinsmen Club and the ๐’๐ฆ๐ข๐ญ๐ก๐ฌ ๐…๐š๐ฅ๐ฅ๐ฌ ๐๐จ๐ฅ๐ข๐œ๐ž ๐’๐ž๐ซ๐ฏ๐ข๐œ๐ž. It is truly an honour to be part of an event that teaches children valuable bicycle safety skills while providing a fun day for local families.

A big thank you to the organizers, volunteers, and community partners who made this event possible. Investing in the safety and well-being of our children and our community is always a cause worth supporting. ๐Ÿšฒโ˜€๏ธ

A lot of people think improving their mortgage situation means making massive financial changes.Usually, itโ€™s the small ...
05/28/2026

A lot of people think improving their mortgage situation means making massive financial changes.

Usually, itโ€™s the small habits that matter most.

How balances are used, when payments are made, how much available credit is being used, all of it can quietly impact what options are available to you later.

The good news? Small adjustments can sometimes make a much bigger difference than people expect.

If youโ€™ve been wondering whether your credit situation could be improved before buying, refinancing, or renewing, letโ€™s talk. ๐Ÿ’œ

๐‹๐ข๐ฌ๐š ๐ƒ๐จ๐ง๐š๐ฅ๐๐ฌ๐จ๐ง-๐๐š๐ซ๐ค๐ฌ
๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐€๐ ๐ž๐ง๐ญ ๐‹๐ž๐ฏ๐ž๐ฅ ๐Ÿ
๐Š๐ข๐ง๐ ๐ฌ๐ญ๐จ๐ง ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐’๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ - ๐…๐’๐‘๐€ #๐Ÿ๐Ÿ๐Ÿ๐Ÿ’๐Ÿ–
๐Ÿ”๐Ÿ๐Ÿ‘-๐Ÿ๐ŸŽ๐Ÿ”-๐Ÿ“๐Ÿ’๐Ÿ•๐Ÿ
๐ฅ๐ฉ๐š๐ซ๐ค๐ฌ@๐ค๐ข๐ง๐ ๐ฌ๐ญ๐จ๐ง๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ.๐œ๐จ๐ฆ

Thinking about buying this year but not sure where to start? ๐ŸกOne of the biggest mistakes people make is shopping for ho...
05/25/2026

Thinking about buying this year but not sure where to start? ๐Ÿก

One of the biggest mistakes people make is shopping for homes before understanding their numbers. Knowing your budget early gives you confidence, clarity, and helps you avoid surprises later in the process.

Whether youโ€™re buying your first home, moving up, downsizing, or just exploring your options, Iโ€™m happy to help you understand whatโ€™s possible and create a plan that fits your goals.

Letโ€™s run the numbers and get you buying with confidence.

๐‹๐ข๐ฌ๐š ๐ƒ๐จ๐ง๐š๐ฅ๐๐ฌ๐จ๐ง-๐๐š๐ซ๐ค๐ฌ
๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐€๐ ๐ž๐ง๐ญ ๐‹๐ž๐ฏ๐ž๐ฅ ๐Ÿ
๐Š๐ข๐ง๐ ๐ฌ๐ญ๐จ๐ง ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐’๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ - ๐…๐’๐‘๐€ #๐Ÿ๐Ÿ๐Ÿ๐Ÿ’๐Ÿ–
๐Ÿ”๐Ÿ๐Ÿ‘-๐Ÿ๐ŸŽ๐Ÿ”-๐Ÿ“๐Ÿ’๐Ÿ•๐Ÿ
๐ฅ๐ฉ๐š๐ซ๐ค๐ฌ@๐ค๐ข๐ง๐ ๐ฌ๐ญ๐จ๐ง๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ.๐œ๐จ๐ฆ

One of the biggest mistakes I see during the home buying process is people thinking theyโ€™re โ€œdoneโ€ once theyโ€™re approved...
05/11/2026

One of the biggest mistakes I see during the home buying process is people thinking theyโ€™re โ€œdoneโ€ once theyโ€™re approved.

The time between approval and closing is actually really important, and even small financial changes can sometimes create unexpected issues.

If youโ€™re buying a home soon, the best thing you can do is keep things consistent and ask questions before making any big financial moves. A little caution now can save a lot of stress later.

If you have questions about the mortgage process, Iโ€™m here to help. ๐Ÿ˜Š

Buying a home soon? What you do before closing matters more than many people realize.

Even small financial changes during the process can sometimes affect your mortgage approval or financing.

Keeping things steady until closing day can help avoid unnecessary stress and surprises along the way.

Lisa Donaldson-Parks - Mortgage Agent is on duty today and happy to help answer your mortgage questions.

๐Ÿ“ž 613-206-5472 | ๐Ÿ“ง [email protected] | FSRA #12248

Some of the best memories in life are the ones created at home. โค๏ธThe family dinners.The holiday traditions.The laughter...
05/10/2026

Some of the best memories in life are the ones created at home. โค๏ธ

The family dinners.
The holiday traditions.
The laughter in the kitchen.

The moments that somehow become the memories we carry forever.

Today, we celebrate all the incredible moms and mother figures who make those moments so special. ๐ŸŒธ

Wishing you a beautiful Motherโ€™s Day filled with love, family, and the traditions that mean the most to you. ๐Ÿ’

I am proud to support the Bike Safety Rodeo alongside the Smiths Falls Kinsmen Club and Smiths Falls Police Service. ๐Ÿšฒ๐Ÿ’›C...
05/08/2026

I am proud to support the Bike Safety Rodeo alongside the Smiths Falls Kinsmen Club and Smiths Falls Police Service. ๐Ÿšฒ๐Ÿ’›

Community matters to me, and events like this are such a great way to help kids build confidence, learn important safety skills, and have some fun at the same time.

A huge thank you to everyone involved in organizing this fantastic initiative for local families. Iโ€™m happy to be a part of something that helps keep our community safe and connected. ๐Ÿ˜Š

Lisa Donaldson-Parks
Mortgage Agent Level 2
๐Ÿ“ž 613-206-5472
๐Ÿ“ง [email protected]

๐ŸŒท It was so nice meeting Michelle this week at Gemmell's Garden Centre to officially hand over the $250 gift card! Congr...
05/08/2026

๐ŸŒท It was so nice meeting Michelle this week at Gemmell's Garden Centre to officially hand over the $250 gift card! Congratulations again, Michelle, I hope you have so much fun picking out your flowers and garden goodies ๐ŸŒผ

Thank you again to everyone who entered, shared, commented, and tagged their friends. I honestly wasnโ€™t expecting such an amazing response, and it made this giveaway so much fun! ๐Ÿ’›

And for those already askingโ€ฆ yes, another giveaway is coming in June โ˜€๏ธ๐Ÿ”ฅ

Letโ€™s just sayโ€ฆ you may want to make sure youโ€™re following the page ๐Ÿ˜‰

โ˜€๏ธ

Lower rates look great on paperโ€ฆ but the wrong mortgage can cost you a LOT more in the long run. ๐Ÿ‘€๐ŸกA low rate doesnโ€™t au...
05/07/2026

Lower rates look great on paperโ€ฆ but the wrong mortgage can cost you a LOT more in the long run. ๐Ÿ‘€๐Ÿก

A low rate doesnโ€™t automatically mean itโ€™s the best option for your situation.

If you skip important steps like:

โœ”๏ธ Getting pre-approved early
โœ”๏ธ Understanding your debt ratios
โœ”๏ธ Protecting your down payment
โœ”๏ธ Looking beyond just the interest rate

โ€ฆyou could end up with a mortgage that doesnโ€™t actually fit your life, budget, or future plans.

The right mortgage strategy is about more than chasing the lowest number. Itโ€™s about setting yourself up properly from the start.

Before you start shopping, letโ€™s make sure youโ€™re in the strongest position possible.

๐‹๐ข๐ฌ๐š ๐ƒ๐จ๐ง๐š๐ฅ๐๐ฌ๐จ๐ง-๐๐š๐ซ๐ค๐ฌ
๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐€๐ ๐ž๐ง๐ญ ๐‹๐ž๐ฏ๐ž๐ฅ ๐Ÿ
๐Š๐ข๐ง๐ ๐ฌ๐ญ๐จ๐ง ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐’๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ - ๐…๐’๐‘๐€ #๐Ÿ๐Ÿ๐Ÿ๐Ÿ’๐Ÿ–

๐Ÿ”๐Ÿ๐Ÿ‘-๐Ÿ๐ŸŽ๐Ÿ”-๐Ÿ“๐Ÿ’๐Ÿ•๐Ÿ
๐ฅ๐ฉ๐š๐ซ๐ค๐ฌ@๐ค๐ข๐ง๐ ๐ฌ๐ญ๐จ๐ง๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ.๐œ๐จ๐ฆ

05/01/2026

๐ŸŽ‰ ๐–๐„ ๐‡๐€๐•๐„ ๐€ ๐–๐ˆ๐๐๐„๐‘! ๐ŸŽ‰

A huge congratulations to ๐Œ๐ข๐œ๐ก๐ž๐ฅ๐ฅ๐ž ๐Œ๐œ๐†๐ซ๐š๐ญ๐ก ๐ŸŒท
Youโ€™ve won the $250 Gift Card to Gemmell's Garden Centre ๐ŸŒผ

Iโ€™ll be in touch shortly to arrange your pickup, Iโ€™m so excited to meet you and hand it over in person! ๐Ÿ“ธ

๐Ÿ’› Thank you to everyone who entered, liked, shared, and tagged your friends, we had an incredible ๐Ÿ–๐Ÿ•๐ŸŽ ๐ž๐ง๐ญ๐ซ๐ข๐ž๐ฌ on this giveaway! (Thatโ€™s also why the names are not be visible on the draw wheelโ€ฆ there were a lot of you in there! ๐Ÿ˜„)

And if you didnโ€™t win this time, donโ€™t worryโ€ฆ weโ€™ve got another draw coming in June. ๐Ÿ‘€ If you havenโ€™t already, be sure to follow the page, youโ€™re definitely not going to want to miss this one. โ˜€๏ธ๐Ÿ”ฅ

Address

200-654 Norris Court
Kingston, ON
K7P2R9

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