https://www.facebook.com/771863849344658/

Brooke Scouten - Mortgage Agent

Home
Canada
Kingston, ON
Brooke Scouten - Mortgage Agent

Call Directions Contact the business

Mortgage Agent Level 2, helping people find the right mortgage with expert guidance & genuine care. Kingston Mortgage Solutions FSRA Lic #12248

Combining legal knowledge & financial expertise to help you purchase, refinance, or renew with confidence.

11/02/2026

🛠️ This week, we’re celebrating the skilled tradespeople who keep our homes, communities and businesses running every single day.

From construction and electrical work to plumbing, welding, HVAC and everything in between, skilled trades take knowledge, precision, hard work and a whole lot of dedication. 👏

As a small thank you, during National Skilled Trades Week we’re offering a $100 prepaid credit card when your mortgage funds with Brooke or Sandra. Whether you’re buying, refinancing or renewing, we’d be happy to help. 💙

📞 Brooke Scouten | 613-539-8376
📞 Sandra Scouten | 613-483-1574

Thank you to the skilled trades professionals who build, repair, maintain and improve the places we call home. 🏡🔧

*Prepaid credit card provided upon successful mortgage funding. Terms and conditions may apply.*

10/28/2026

📈 𝐁𝐀𝐍𝐊 𝐎𝐅 𝐂𝐀𝐍𝐀𝐃𝐀 𝐑𝐀𝐓𝐄 𝐔𝐏𝐃𝐀𝐓𝐄

The Bank of Canada has increased its policy rate by 0.25%, bringing it to 2.50%.

As a result, major lenders are expected to increase their prime lending rate from 4.45% to 4.70%.

So, what does that actually mean for you?

If you have a variable-rate mortgage, HELOC or line of credit tied to prime, your borrowing rate will likely increase. Depending on your mortgage product, that could mean a higher payment or simply more of your existing payment going toward interest.

If you have a fixed-rate mortgage, today’s Bank of Canada increase does not automatically change your current mortgage rate or payment.

And if you’re buying, refinancing or approaching a renewal, this is a good reminder that your mortgage strategy should be about more than simply watching the Bank of Canada rate.

Every mortgage is different. If you’re wondering what today’s announcement means for yours, reach out and we can look at the numbers together.

𝐁𝐫𝐨𝐨𝐤𝐞 𝐒𝐜𝐨𝐮𝐭𝐞𝐧
𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐠𝐞𝐧𝐭 𝐋𝐞𝐯𝐞𝐥 𝟐
📞 𝟔𝟏𝟑-𝟓𝟑𝟗-𝟖𝟑𝟕𝟔
📧 𝐛𝐫𝐨𝐨𝐤𝐞@𝐤𝐢𝐧𝐠𝐬𝐭𝐨𝐧𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬.𝐜𝐨𝐦

10/12/2026

🍂🏡 Home is more than just four walls and a roof.

It's where memories are made, traditions are shared, and life's little moments become the ones we treasure most. ❤️

This Thanksgiving, I'm especially grateful for my family, friends, wonderful clients, and the community I'm so fortunate to be part of.

Helping people find their way home is something I never take for granted, and I'm thankful for the trust you place in me along the way. 🏡

Wishing you and your loved ones a Thanksgiving filled with warmth, laughter, good food, and plenty of reasons to be grateful. 🦃🍁

Happy Thanksgiving! 🤎

10/07/2026

⭐𝐂𝐌𝐏 𝐑𝐢𝐬𝐢𝐧𝐠 𝐒𝐭𝐚𝐫𝐬 𝟐𝟎𝟐𝟔⭐

I’m incredibly honoured to share that I’ve been named one of 𝐂𝐚𝐧𝐚𝐝𝐢𝐚𝐧 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐏𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥’𝐬 𝐑𝐢𝐬𝐢𝐧𝐠 𝐒𝐭𝐚𝐫𝐬 𝐟𝐨𝐫 𝟐𝟎𝟐𝟔!

This year’s list recognizes 60 young professionals from across Canada who are making an impact in the mortgage industry through hard work, strong relationships and a commitment to the people they serve. To be included among them is something I’m very proud of.

I’ve always believed that mortgages are about far more than rates and paperwork. They’re about listening, understanding what matters to each client, solving problems and helping people make confident decisions about one of the biggest financial commitments they’ll ever make.

I’m so grateful to my clients, referral partners, colleagues, mentors, friends and family who continue to trust, support and encourage me. I definitely didn’t get here alone. ❤

Thank you to Canadian Mortgage Professional for the recognition. I’m excited for what comes next!

~Brooke

𝐁𝐫𝐨𝐨𝐤𝐞 𝐒𝐜𝐨𝐮𝐭𝐞𝐧
Mortgage Agent Level 2 | FSRA Lic. # M21005300
Kingston Mortgage Solutions | FSRA Lic. # 12248
📞 𝟔𝟏𝟑-𝟓𝟑𝟗-𝟖𝟑𝟕𝟔
📧 𝐛𝐫𝐨𝐨𝐤𝐞@𝐤𝐢𝐧𝐠𝐬𝐭𝐨𝐧𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬.𝐜𝐨𝐦
https://apply.mortgageboss.ca/MAC/BrookeScouten

10/01/2026

⛳️ 𝐖𝐄 𝐃𝐈𝐃 𝐈𝐓! $𝟓,𝟖𝟎𝟎 𝐃𝐎𝐍𝐀𝐓𝐄𝐃! 💚

Yesterday, we had the pleasure of visiting Kingston Food Bank- Partners in Mission to officially deliver the $5,800 raised at our Driving Out Hunger Charity Golf Tournament on August 21!

Executive Director Dan Irwin welcomed us, gave us a tour of the food bank and shared so much about the incredible work happening behind the scenes, how the organization supports our community, and the growing demand for their services.

To every golfer who joined us, every sponsor who supported the tournament, every business that donated a prize, every volunteer who gave their time, and everyone who purchased a raffle or 50/50 ticket, 𝐓𝐇𝐀𝐍𝐊 𝐘𝐎𝐔! ❤️ You helped turn a fun day on the golf course into real support for our community.

A huge thank you as well to 𝐃𝐚𝐧 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐏𝐚𝐫𝐭𝐧𝐞𝐫𝐬 𝐢𝐧 𝐌𝐢𝐬𝐬𝐢𝐨𝐧 𝐅𝐨𝐨𝐝 𝐁𝐚𝐧𝐤 𝐭𝐞𝐚𝐦 for taking the time to show us around and help us better understand the important work they do every day.

This was our first 𝐃𝐫𝐢𝐯𝐢𝐧𝐠 𝐎𝐮𝐭 𝐇𝐮𝐧𝐠𝐞𝐫 𝐂𝐡𝐚𝐫𝐢𝐭𝐲 𝐆𝐨𝐥𝐟 𝐓𝐨𝐮𝐫𝐧𝐚𝐦𝐞𝐧𝐭, and seeing that cheque handed over made all the planning, organizing and running around worth it. 🏌️‍♀️⛳️

$5,800 raised. One incredible community. And a whole lot of people helping us Drive Out Hunger. 💚

And we’re already looking ahead to next year!

📅 𝐒𝐀𝐕𝐄 𝐓𝐇𝐄 𝐃𝐀𝐓𝐄: 𝐉𝐮𝐥𝐲 𝟖, 𝟐𝟎𝟐𝟕 - 𝐃𝐫𝐢𝐯𝐢𝐧𝐠 𝐎𝐮𝐭 𝐇𝐮𝐧𝐠𝐞𝐫 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐛𝐚𝐜𝐤!

09/24/2026

𝐒𝐚𝐦𝐞 𝐫𝐚𝐭𝐞 𝐝𝐨𝐞𝐬𝐧’𝐭 𝐚𝐥𝐰𝐚𝐲𝐬 𝐦𝐞𝐚𝐧 𝐭𝐡𝐞 𝐬𝐚𝐦𝐞 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞. 🏡

Three mortgages can look identical at first glance, but the features behind that rate can make a big difference later.

🔑 𝐋𝐨𝐰 𝐩𝐞𝐧𝐚𝐥𝐭𝐲

If you need to break your mortgage early, the cost can vary significantly by lender and mortgage type. Prepayment penalties can run into the thousands, so it’s worth understanding how they’re calculated before you sign.

🔒 𝐑𝐞𝐬𝐭𝐫𝐢𝐜𝐭𝐢𝐯𝐞

Some mortgages come with tighter rules around things like prepayments, refinancing or moving your mortgage to another lender. A low rate can lose some of its shine if the mortgage doesn’t give you the flexibility you need.

📅 𝐅𝐥𝐞𝐱𝐢𝐛𝐥𝐞 𝐩𝐫𝐞𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬

Some mortgages allow you to increase your regular payments or make lump-sum payments without a penalty, within the limits of your contract. That flexibility can help you pay your mortgage down faster and reduce interest over time.

And if moving is in your future, portability can matter too. Some mortgages may allow you to take your existing rate and terms with you to a new home.

𝐓𝐡𝐞 𝐫𝐚𝐭𝐞 𝐦𝐚𝐭𝐭𝐞𝐫𝐬. 𝐁𝐮𝐭 𝐬𝐨 𝐝𝐨 𝐭𝐡𝐞 𝐝𝐞𝐭𝐚𝐢𝐥𝐬. 👀

If you’re buying, renewing or refinancing, I can help you look at the whole mortgage, not just the number at the top.

𝐁𝐫𝐨𝐨𝐤𝐞 𝐒𝐜𝐨𝐮𝐭𝐞𝐧
𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐠𝐞𝐧𝐭 𝐋𝐞𝐯𝐞𝐥 𝟐

📞 𝟔𝟏𝟑-𝟓𝟑𝟗-𝟖𝟑𝟕𝟔
📧 𝐛𝐫𝐨𝐨𝐤𝐞@𝐤𝐢𝐧𝐠𝐬𝐭𝐨𝐧𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬.𝐜𝐨𝐦

09/22/2026

🏦 Your bank can only offer you their mortgage products

=> 𝐀 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐚𝐠𝐞𝐧𝐭 𝐡𝐚𝐬 𝐚𝐜𝐜𝐞𝐬𝐬 𝐭𝐨 𝐨𝐩𝐭𝐢𝐨𝐧𝐬 𝐟𝐫𝐨𝐦 𝐦𝐮𝐥𝐭𝐢𝐩𝐥𝐞 𝐥𝐞𝐧𝐝𝐞𝐫𝐬. 👀

That means we can look beyond just the rate and compare things like:

✨ Prepayment privileges
✨ Penalties
✨ Flexibility
✨ Mortgage features
✨ Options that fit your actual plans

Because the lowest rate isn’t always the best mortgage. Sometimes the fine print matters just as much. 😉

If you’re buying, renewing or refinancing, it’s worth knowing what else is out there.

📲 Have questions? Let’s chat.

𝐁𝐫𝐨𝐨𝐤𝐞 𝐒𝐜𝐨𝐮𝐭𝐞𝐧
𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐠𝐞𝐧𝐭 𝐋𝐞𝐯𝐞𝐥 𝟐
📞 𝟔𝟏𝟑-𝟓𝟑𝟗-𝟖𝟑𝟕𝟔
📧 𝐛𝐫𝐨𝐨𝐤𝐞@𝐤𝐢𝐧𝐠𝐬𝐭𝐨𝐧𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬.𝐜𝐨𝐦

09/07/2026

Happy Labour Day! ☀️🏡

There’s something pretty great about a long weekend that gives us permission to slow down, recharge and enjoy the place we call home. 🤎

Whether your weekend was spent at the cottage, tackling a project around the house, firing up the BBQ, spending time with family and friends, or doing absolutely NOTHING (which, frankly, is a perfectly respectable plan 😉), I hope you found some time to enjoy it.

Now I want to hear from you...

👇 How did you spend your Labour Day weekend?

Were you relaxing, travelling, entertaining, renovating... or already mentally preparing for fall? 🍂😂

Happy Labour Day from my home to yours! 🏡✨

09/02/2026

🏦 𝐁𝐚𝐧𝐤 𝐨𝐟 𝐂𝐚𝐧𝐚𝐝𝐚 𝐑𝐚𝐭𝐞 𝐔𝐩𝐝𝐚𝐭𝐞

The Bank of Canada has announced that it is 𝐡𝐨𝐥𝐝𝐢𝐧𝐠 𝐢𝐭𝐬 𝐨𝐯𝐞𝐫𝐧𝐢𝐠𝐡𝐭 𝐫𝐚𝐭𝐞 𝐚𝐭 𝟐.𝟐𝟓%, maintaining its current position with no change at this time.

While the overnight rate remains unchanged, it’s important to remember that not all mortgage rates move directly with Bank of Canada decisions. Variable rates are more closely connected to lender prime rates, while fixed mortgage rates are influenced largely by the bond market.

If you have a mortgage renewal approaching, are considering refinancing, or are planning a purchase, this is a good opportunity to review your options and understand how the current rate environment may affect your plans.

Having the right information can make a significant difference when making mortgage decisions.

𝐅𝐨𝐫 𝐪𝐮𝐞𝐬𝐭𝐢𝐨𝐧𝐬 𝐨𝐫 𝐭𝐨 𝐝𝐢𝐬𝐜𝐮𝐬𝐬 𝐲𝐨𝐮𝐫 𝐨𝐩𝐭𝐢𝐨𝐧𝐬, 𝐩𝐥𝐞𝐚𝐬𝐞 𝐫𝐞𝐚𝐜𝐡 𝐨𝐮𝐭.

📞 𝟔𝟏𝟑-𝟓𝟑𝟗-𝟖𝟑𝟕𝟔
📧 𝐛𝐫𝐨𝐨𝐤𝐞@𝐤𝐢𝐧𝐠𝐬𝐭𝐨𝐧𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬.𝐜𝐨𝐦

Brooke Scouten
Mortgage Agent Level 2 | FSRA Lic # M21001784
Kingston Mortgage Solutions | Lic # 12248

09/01/2026

⛳❤️ $𝟓,𝟖𝟎𝟎 𝐅𝐎𝐑 𝐎𝐔𝐑 𝐂𝐎𝐌𝐌𝐔𝐍𝐈𝐓𝐘! ❤️⛳

We are so excited to share that the first Driving Out Hunger Charity Golf Tournament, presented by Brooke Scouten in partnership with bvk solutions, raised $𝟓,𝟖𝟎𝟎 for the Kingston Food Bank- Partners in Mission !

What started as an idea to bring people together for a fun day of golf turned into something that will make a very real difference for individuals and families right here in our community.

A huge 𝐓𝐇𝐀𝐍𝐊 𝐘𝐎𝐔 to every golfer who joined us, every sponsor and business that supported us, everyone who donated a prize, our amazing volunteers, and everyone who purchased raffle tickets or contributed throughout the day. You made this possible. ❤️

And we're not done yet! Planning is already underway for next year's tournament, and we can't wait to do it all again.

📅 𝐒𝐚𝐯𝐞 𝐭𝐡𝐞 𝐝𝐚𝐭𝐞: 𝐓𝐡𝐮𝐫𝐬𝐝𝐚𝐲, 𝐉𝐮𝐥𝐲 𝟖, 𝟐𝟎𝟐𝟕
📍 𝐋𝐨𝐲𝐚𝐥𝐢𝐬𝐭 𝐆𝐨𝐥𝐟 & 𝐂𝐨𝐮𝐧𝐭𝐫𝐲 𝐂𝐥𝐮𝐛

Thank you for helping us Drive Out Hunger, one swing at a time. 🏌️‍♀️🏌️‍♂️❤️

Address

200-654 Norris Court
Kingston, ON
K7P2R9

Telephone

+16138769368

Website

facebook.com

Alerts

Be the first to know and let us send you an email when Brooke Scouten - Mortgage Agent posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.