Mortgages by Shannon Gervais - Indi Mortgage

Mortgages by Shannon Gervais - Indi Mortgage Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Mortgages by Shannon Gervais - Indi Mortgage, Financial service, Calgary, AB.

**Licensed Mortgage Associate ** Renewals **1st time Home Buyers **Purchase**Rental Properties**Refinance**Reverse Mortgage**Investment Properties** Mortgage Strategy, not just a Rate**

This.It is so hard to guide clients lately. I feel like I am on a rollercoaster and I cannot get off. Back to basics- d...
06/15/2026

This.
It is so hard to guide clients lately. I feel like I am on a rollercoaster and I cannot get off.
Back to basics- do what works for YOU, YOUR goals, YOUR timeline and YOUR strategy.

Juggling selling your current home and buying a new one at the same time? A bridge loan is the perfect solution many peo...
06/15/2026

Juggling selling your current home and buying a new one at the same time?

A bridge loan is the perfect solution many people don't know about! It provides the short-term funds you need to close on your new home before you receive the proceeds from the sale of your old one. This gives you the financial freedom to make your next move without the stress of being caught in the middle.

If you're planning to list, relocate, or upgrade this fall, let's talk about how a bridge loan can make your transition seamless.

Send us a message to learn more!

When the bank says no, we help you find the right yes.Every mortgage journey is different. Whether you’re self-employed,...
06/11/2026

When the bank says no, we help you find the right yes.

Every mortgage journey is different. Whether you’re self-employed, new to Canada, rebuilding your credit, or facing unique financial circumstances, we understand that traditional lending isn't always a fit.

That’s where working with a licensed mortgage professional (like us) makes all the difference. We have access to a wide range of lenders and flexible mortgage products designed to meet you where you are, not where the banks expect you to be.

Let’s find the solution that moves you forward. Connect with us today!

🛑 BREAKING: Bank of Canada Holds Rates Steady Again! 🛑As expected, the Bank of Canada held its policy rate at 2.25% this...
06/10/2026

🛑 BREAKING: Bank of Canada Holds Rates Steady Again! 🛑

As expected, the Bank of Canada held its policy rate at 2.25% this morning for the fifth consecutive meeting. This means retail prime rate remains steady at 4.45%.

The central bank is keeping a close eye on global events and energy costs, sharing this key insight in their official rate decision statement today:
💬
“Governing Council is continuing to look through the war’s near-term impact on headline inflation, but will not let higher energy prices become persistent inflation.”
— Rate decision statement, June 10, 2026

What does this mean for you?If you are on a variable-rate mortgage or hold a line of credit, your payments and interest rates will remain unchanged for now. Stability gives you a great opportunity to review your budget and plan your next financial moves.

🗓️ Mark Your Calendars: The next Bank of Canada rate announcement is scheduled for Wednesday, July 15.

Have questions about how this steady rate impacts your mortgage options or upcoming renewal? Let’s chat! Drop a comment below or send a DM. 📲...

“What Can I Afford?” Isn’t a Set Number… Here’s Why:Shifting rate expectations. More borrowers exploring variable again....
06/10/2026

“What Can I Afford?” Isn’t a Set Number… Here’s Why:

Shifting rate expectations. More borrowers exploring variable again. Lenders adjusting how they assess risk and flexibility.

Affordability is no longer just about today’s rate, it’s about strategy. The right structure, timing, and options can make a bigger difference than most people think.

Whether you’re buying your first home, planning your next move, or looking at an investment opportunity, understanding your full picture is what leads to confident decisions.

💬 Don’t guess. Let’s map it out together.

New to Canada?We know it’s equal parts exciting and overwhelming. Between finding a job, setting up your finances, and s...
06/09/2026

New to Canada?

We know it’s equal parts exciting and overwhelming. Between finding a job, setting up your finances, and securing a place to live, there’s a lot to navigate.

The Government of Canada offers free resources to help you settle in, and we are here to help you prepare for homeownership.

Explore support to:
🔍 Find a job
🏥 Access health care
🗣️ Improve your language skills

When you’re ready to look at buying your first home, we can guide you through:
1️⃣ The true costs of homeownership
2️⃣ Saving for a down payment
3️⃣ Understanding your eligibility
4️⃣ What you can afford
5️⃣ Mortgage pre-approval
6️⃣ Your mortgage options, including New to Canada programs

💬 Let’s make your transition to homeownership clear and achievable. Connect with us anytime.

Carrying high-interest credit card debt can be overwhelming. Refinancing your mortgage could be a way to consolidate tha...
06/04/2026

Carrying high-interest credit card debt can be overwhelming. Refinancing your mortgage could be a way to consolidate that debt and save on overall interest paid. By rolling multiple payments into one, you could free up cash flow and pay off your credit card debt faster - keeping more of your money in your bank account.

Working with a mortgage agent (broker) ensures you access competitive rates, multiple lender options, and expert advice tailored to your financial goals.

Ready to see if refinancing is right for you? Let’s explore the possibilities together. Contact us today!

Many people think mortgage brokers only help with buying a home.The truth? We help solve problems.✔️ Mortgage renewals✔️...
06/02/2026

Many people think mortgage brokers only help with buying a home.
The truth? We help solve problems.
✔️ Mortgage renewals
✔️ Debt consolidation
✔️ Retirement cash flow solutions
✔️ Aging-in-place financing
✔️ Vacation or rental property financing

Whatever your goal, there may be more options available than you realize.
If you're wondering what's possible, let's have a conversation. Sometimes one small change can make a big difference. 💙

Love is love. Home is home. Everyone belongs.We believe in building a world and a mortgage industry where everyone feels...
06/01/2026

Love is love. Home is home. Everyone belongs.

We believe in building a world and a mortgage industry where everyone feels seen, supported, and celebrated.

This Pride Month, we stand with the 2SLGBTQIA+ community in honouring the strength, resilience, and joy that continue to shape our communities.

🏳️‍🌈 Here’s to creating space, lifting each other up, and making sure everyone has a place to call home.

Is Alternative or Private Lending Right for You? Not everyone fits into the traditional lending box, and that’s where al...
05/30/2026

Is Alternative or Private Lending Right for You?

Not everyone fits into the traditional lending box, and that’s where alternative and private lending can be a game-changer. If you're self-employed, earning commission-based income, New to Canada, or have unique financial circumstances, these lending options offer more flexibility than conventional banks. We can help!

✅ Self-Employed? Alternative lenders consider your full financial picture, not just tax returns.
✅ Unconventional Income? Private lenders look at your earning potential, not just pay stubs.
✅ Credit Challenges? If past financial hiccups have impacted your credit, private financing may still be an option.

Looking for mortgage solutions tailored to you? Follow along for more insights and expert advice, or reach out today to explore your options!

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Calgary, AB
T2H1Z3

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