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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Steve McArthur, Mortgage Agent- DLC Parato Mortgage Group

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Canada
Burlington, ON
Steve McArthur, Mortgage Agent- DLC Parato Mortgage Group

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Mortgage Agent Level 2 in Burlington, ON — helping you purchase, renew & refinance across Ontario. First-time buyers, self-employed, debt consolidation & more.

Lic. M21001269 | DLC Parato Mortgage Group (Brokerage Lic. 12338)

10/31/2026

Happy Halloween! 🎃 The best treat of all? A front door that's all yours.

10/29/2026

My job doesn't end when the mortgage closes.

My mission is simple: leave every client better than I found them. That means a mortgage plan built around your actual life, honest advice, and lenders who read your whole story, not just a credit score.

Whether you're self-employed, a family carrying real debt, or a homeowner 55+, I'm here to help you do more than get approved. I want you to genuinely get ahead.

Ready to build a plan around your life? Send me a message.

10/28/2026

The Bank of Canada raised its policy rate by 0.25% today, to 2.50%, its first increase since 2023.

• Variable-rate mortgages and HELOCs follow lenders' prime rates, which typically move with the Bank of Canada.
• Fixed rates follow bond yields, so today's move doesn't change them directly.

Shopping for a home? Rate holds on a pre-approval generally last 90 to 120 days depending on the lender, so it's worth knowing when yours expires. The next announcement is December 9.

10/27/2026

Getting a mortgage shouldn't feel like a second job.

No branch appointments. No phone tag. Just email me your situation and I'll shop dozens of lenders to find the right fit, while you get on with your life. Real answers, in plain English.

Ready to start? Send me a message and let's create a plan for you.

10/24/2026

Buying a new home before the current one sells? Timing both sides can feel like a puzzle. Once the current home has a firm buyer, bridge financing may help cover the gap between buying and selling, depending on the lender. Planning the price, timing and terms of both deals together makes the whole process smoother.

10/23/2026

$20,000 on a credit card can feel overwhelming, especially when you’re making payments every month but barely seeing the balance move.

Sometimes, the issue isn’t the debt itself. It’s the interest rate working against you.

If you own your home and have equity, there may be options to restructure that debt and make your monthly cash flow more manageable.

The first step? Look at your actual numbers and see what makes sense.

Want to see what your options could look like? Send me a message or give me a call today!

10/22/2026

Buying with less than 20% down? In Canada, a smaller down payment means the mortgage generally needs default insurance, which protects the lender and can make it possible to buy sooner. The premium is usually added to the mortgage rather than paid upfront, and insured mortgages often come with competitive rates.

What does this mean for you?
Under 20% down: You can buy with less saved, but a one-time insurance premium is usually added to your mortgage. Insured mortgages are only available on homes under $1.5 million.
20% or more down: There’s no insurance premium and you borrow less overall, though uninsured mortgage rates are often slightly higher.

10/19/2026

Everything I do, now in one link. 💻

Wondering what you'd qualify for? What today's rates actually look like? Whether that renewal letter is a good deal? The website has it all:

🧮 Calculators to play with your numbers

📊 Current rates, updated regularly

🏠 Every service I offer, self-employed, reverse mortgages, renewals, debt consolidation and more

📱 My Mortgage Planner app for your pocket

✅ A pre-approval application that takes minutes

And when you hit "Apply Now," it doesn't vanish into a call centre, it comes straight to me, and you get a real answer, usually same day.

🔗 mcarthurmortgages.ca, link in bio. Go learn your numbers. They're probably friendlier than you think.

10/18/2026

Reviews like this are why I do what I do.

I work to make every mortgage feel personal, clear, and well handled.

If you have a question about your next step, I am here to help.

Steve

10/17/2026

Many mortgages include prepayment privileges that let you pay extra without a penalty, such as lump-sum payments up to a yearly limit or increasing your regular payment amount. Even small extra payments can shorten the amortization and save a meaningful amount of interest. Limits vary by lender, and going over them can trigger a penalty, so it pays to know exactly what your mortgage allows.

Address

1477 Lakeshore Road, Unit 2
Burlington, ON
L7S1B5

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://mcarthurmortgages.ca/

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