Alisha Spanidis Mortgage Choice

Alisha Spanidis Mortgage Choice Education and information on all things lending.

Today is R U OK? Day, a national day of action for mental health in Australia. 💛  R U OK? Day reminds us of the importan...
10/09/2026

Today is R U OK? Day, a national day of action for mental health in Australia. 💛

R U OK? Day reminds us of the importance of having regular, meaningful conversations about mental health. Why not take this opportunity to talk with those close to you, using these four steps:

1️⃣ Ask “R U OK?”
2️⃣ Listen
3️⃣ Encourage action
4️⃣ Check in

Visit https://www.ruok.org.au/ for tips on mental health conversations and staying connected.

06/09/2026

It’s time to celebrate our biggest wins for the month, and we’re feeling pretty upbeat about these success stories! 🎵🎹

We tackle the tricky stuff so you don't have to! Recently, we helped a client who signed a contract on their dream house before their current home was sold. 😲🏡 We stepped in with bridging finance so they could secure the property and move right in! 🌉

We also helped a Central Coast client whose bank suddenly decided their Lake Edge home was in a major flood zone and didn't want the security anymore. 🌧️🙅‍♀️ When the banks change their tune, we find you a better deal! We simply moved them to a lender who was happy to help (as long as it was insured!), which allowed them to refinance and consolidate their debt! 🎶💸

👇 We’d love to know: Have you ever found your dream home BEFORE you were ready to sell your current one? Tell us in the comments! 👇

Happy Father’s Day to all the incredible dads and father figures! From holding the handlebars to helping us navigate lif...
05/09/2026

Happy Father’s Day to all the incredible dads and father figures!

From holding the handlebars to helping us navigate life’s big moments, thank you for your steady guidance, endless patience, and constant support.

We hope you get to kick back, relax, and have a fantastic day! 🚲☕

🚨Want to win $1,000 and get a better deal on your home loan?🚨  This is your last chance to enter our latest giveaway - w...
03/09/2026

🚨Want to win $1,000 and get a better deal on your home loan?🚨

This is your last chance to enter our latest giveaway - we’re giving $1,000 weekly to one lucky customer who attends an appointment with a Mortgage Choice broker by 20 September. 💰

Time is running out! ⏱️ Get in touch today.

While this offer is closing soon, you still have a chance to win $20,000 from our apply to refinance giveaway.

T&Cs apply: https://www.mortgagechoice.com.au/campaign/morechancestowin/terms-and-conditions/.

02/09/2026

The Block is back, and it’s got us talking about our biggest renovation pet peeves! 📺🔨

We love the inspiration, but apart from all the on-screen crying (which gets us every single time! 😭), our biggest frustration is watching people mismanage their budgets.

Making sure you have enough funds to do what you want is such an important part of the loan process. A common trap is over-capitalising. Dropping $50,000 on a bathroom because you want the absolute best fittings doesn't mean your property value goes up by $50,000.

Before you start knocking down walls here in Wadalba or beyond, let us help you map out your reno finance! We can organise an upfront valuation so you know exactly where you stand and ensure the project is in your best interest. 🏡✨

👇 Tell us: What’s your biggest pet peeve when you watch renovation shows? Are you a fan of the drama or just there for the final room reveals? Let us know in the comments below!

Between shifting market momentum and recent policy discussions around housing taxes, the investment landscape has evolve...
31/08/2026

Between shifting market momentum and recent policy discussions around housing taxes, the investment landscape has evolved over the last few months.

We can compare options from over 35 lenders to ensure your property portfolio is structured effectively for the long term.

Want to know your numbers before the spring market kicks off? Send us a message to review your investment strategy.

A split loan is a home loan repayment option that allows a borrower to have part of their loan amount on a fixed interes...
27/08/2026

A split loan is a home loan repayment option that allows a borrower to have part of their loan amount on a fixed interest rate and the other on a variable interest rate. This strategy provides the flexibility of a variable rate while still having the security of fixed repayments for some of your loan.

There is a lot you need to consider before deciding whether a split loan repayment model is the right option for you. If you want to learn more, just send us a message!

25/08/2026

It’s trivia time, Mortgage Choice community! 🧠🏠 We’re playing a game of Two Truths and a Lie to bust some of the peskiest property myths out there!

We asked our team to spot the fake statement out of these three:
👉 A cash gift from mum and dad can go towards your deposit.
👉 You can't get a home loan if you've been in your job for less than six months.
👉 A high credit card limit lowers your borrowing power, even if you owe nothing.

If you guessed the job rule is the lie, you're on the money! 💵 Too many people delay buying a home because they've recently switched jobs, but the truth is, there is no "one-size-fits-all" rule! Every lender looks at new employees differently, which means there's a solution out there for almost everybody.

Don't let mortgage myths hold you back from your dream home. Watch the video to hear the full breakdown, and if you’ve got a tricky employment situation, we’re here to help you navigate it. 🧭

👇 Let’s chat: What’s the craziest piece of property advice you’ve ever been given? Tell us in the comments!

If you’re considering purchasing a commercial property for your business, you’ve come to the right place.   Mortgage Cho...
24/08/2026

If you’re considering purchasing a commercial property for your business, you’ve come to the right place.

Mortgage Choice has been helping Australian businesses grow for more than 30 years. As small business owners, we understand small business needs.

We have access to a range of finance options for investors and business owners alike.

Reach out today to get started.

22/08/2026

Let's play a game of Fun with Flags: Mortgage Edition! 🚩🟩

We’ve all got our financial quirks, but when it comes to applying for a home loan, some money habits are definite green flags (like paying off that car loan to boost your borrowing power! 🚗💨), while others... well, let's just say a surprise $15,000 personal loan is a massive red flag for lenders! 😅

We're here to help you navigate the home loan maze without the stress. We can help you spot the red flags in your budget and turn them into green lights so you can secure that approval. Watch our latest video to see if you're guilty of any of these common application mishaps!

👇 Bonus points: Can you tell us in the comments what iconic TV show our intro is paying tribute to? 📺🤔 Let’s chat in the comments below, or send us a message today to book a free chat!

Address

3 Amy Close
Wyong, NSW
2259

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