Ownli Finance, Woongarrah (2026)

07/05/2026

When applying for a home loan these days, lenders want to know everything! Your income, your family and living situation, savings history, repayment history, living expenses, and even detailed explanations for how you plan to use the money you’re borrowing.

A tiny missed piece of information can slow things down or lead to your loan being declined.

That’s where having a mortgage broker on your team helps. We know exactly what each bank is looking for and how to present your application in the best possible way and paint you in the best light and ensure your application is approved on the first try.

Bree Wilson | Mortgage Broker 🇦🇺
M: 0433 361 238
E: [email protected]

General disclaimer: Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Ownli Finance Pty Ltd (Credit Representative 555164) is authorised under Australian Credit Licence 389328.

05/05/2026

The Reserve Bank of Australia (RBA) has raised the cash rate by 0.25% to 4.35%. This is the third hike of 2026.

With Australia’s annual Consumer Price Index (CPI) climbing to 4.6% in the March quarter, its highest level since September 2023, the RBA has acted again as it continues to try and rein in inflation.

For homeowners, this will add further pressure to already stretched budgets. It’s a timely reminder to make sure your loan is still working as hard as it should for you.

Bree Wilson | Mortgage Broker 🇦🇺
M: 0433 361 238
E: [email protected]

General disclaimer: Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Ownli Finance Pty Ltd (Credit Representative 555164) is authorised under Australian Credit Licence 389328.

30/04/2026

Stability or flexibility? Which one fits your plan?

FIXED 🔒🔒
✔ Know your repayments
✔ No surprises
✖ Miss out if rates drop
✖ Break fees can be expensive

VARIABLE 📈📉
✔ Can benefit if rates fall
✔ More control & features
✖ Repayments can rise anytime
✖ Less certainty

Always consider your financial goals and seek professional advice to ensure a fixed rate loan is right for you.

Bree Wilson | Mortgage Broker 🇦🇺
M: 0433 361 238
E: [email protected]

General disclaimer: Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Ownli Finance Pty Ltd (Credit Representative 555164) is authorised under Australian Credit Licence 389328.

28/04/2026

Disclaimer: If you decide to pay out, refinance, or make significant extra repayments during the fixed term, break costs may apply. These costs can be substantial and are calculated based on factors like interest rate movements, the remaining loan term, and your loan balance at the time of the change.

This means that while fixed rates offer stability, they can reduce flexibility if your circumstances change.

Always consider your financial goals and seek professional advice to ensure a fixed rate loan is right for you.

Bree Wilson | Mortgage Broker 🇦🇺
M: 0433 361 238
E: [email protected]

General disclaimer: Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Ownli Finance Pty Ltd (Credit Representative 555164) is authorised under Australian Credit Licence 389328.

15/04/2026

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Address

Woongarrah, NSW

Telephone

+433361238

Website

https://www.ownlifinance.com.au/

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