FHBS Finance

25/07/2022

From next year, some first home buyers in NSW will be able to choose between paying the lump sum of stamp duty or an annual land tax.

Under the plan first home buyers purchasing a property up to $1,500,000 can opt to pay an annual fee of $400 plus 0.3 per cent of the land value.

For example, buying a $1.35m house, with a land value of $810,000, the stamp duty would be $59,125.

But if a buyer is holding on to the property for less than 20 years, they are better off paying the $2,830-per-year land tax — which would total $56,600.

READ MORE 👉

From next year, some first home buyers in NSW will be able to choose between paying the lump of sum stamp duty or an annual land tax.

22/07/2022

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20/07/2022

Thinking of purchasing a home but unsure how the loan process works? We’ve got you covered and can take you through the process step by step.
When you're ready to look at buying, book a time to talk https://firsthomebuyerspecialists.com.au/book-a-time-to-talk

18/07/2022

A report has listed a range of suburbs close to or in Sydney where investors could have better bargaining power as buyer demand drops.

The report commissioned by digital lender Well Money ranked the top 20 “investment-grade” suburbs in NSW where buyers had a competitive edge when it came to negotiating a discount.

Suburbs in the Central Coast took out the top three spots, with houses in St Huberts Island, Empire Bay and Woongarrah worth 135-174 per cent more than they were 10 years ago.

Investors looking for a discount have got the competitive edge in these 20 suburbs in and around Sydney. Read the full list.

15/07/2022

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15/07/2022

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13/07/2022

We help you find the perfect property and pay the right price.

✔️ We source properties that match your requirements, including Off-Market! Access to off-market properties to eliminate competition and give you options you can't find on your own.

✔️ Deal with Real Estate Agents on your behalf, having a Buyers Advocate means you also have representation, someone on your side to skip the confusing jargon.

✔️ Auction Bidding & Negotiating, remove the emotional rollercoaster, stress and pressure out of auction day (or private sale), by enlisting a professional to help or handle the negotiating on your behalf.

✔️ We help, first home buyers, family buyers, investors, in fact anyone looking to buy property!

Our assistance will give you the edge, no matter where you are on the purchase journey.

Start the process of finding your perfect property right now by talking to us 👉 https://firsthomebuyerspecialists.com.au/book-a-time-to-talk

11/07/2022

Whether you’re looking to buy a home or investment property or refinancing an existing loan, there are compelling reasons to use a mortgage broker or home loan broker.

This article looks at exactly what they are and explore why you should consider using a mortgage broker next time you buy.

There are strong reasons to consider using the services of a mortgage broker. We explore some of them.

08/07/2022

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06/07/2022

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Thank you so much for your kind words Carly! You have been an absolute pleasure to work with. What a journey it was! Despite the twists and turns, we did it and now you can truly enjoy your beautiful new home! We wish you many good memories to come. Congratulations again. 👏 Reach out anytime if you need anything. Warm Wishes, Chad and Alon!

04/07/2022

Buying a house? You may have your deposit – but don’t forget all the extra costs! We can guide you through your purchase and ensure you’ve got enough in the tank to pay for those extras. These costs can be considerable and will vary from one borrower to the next. We are here to talk about what costs to expect and how to make sure you can afford them. Talk to us 👉 https://firsthomebuyerspecialists.com.au/book-a-time-to-talk

01/07/2022

Phew. 😰 🕷