Yellow Brick Road Umina Beach

Yellow Brick Road Umina Beach Yellow Brick Road Umina Beach is your one stop mortgage broking service.

A pause, but not a cut. The RBA has held the cash rate at 4.35% today.
16/06/2026

A pause, but not a cut. The RBA has held the cash rate at 4.35% today.

Tomorrow brings another interest rate decision out of the RBA. While many economists expect rates to remain on hold, th...
15/06/2026

Tomorrow brings another interest rate decision out of the RBA. While many economists expect rates to remain on hold, there are still plenty of factors the Reserve Bank will be weighing up.

If you’re wondering what the decision could mean for your repayments or your plans over the coming months, feel free to get in touch.

After three hikes this year, there's a lot of us looking at next week's RBA decision wondering if there will be a fourth...
11/06/2026

After three hikes this year, there's a lot of us looking at next week's RBA decision wondering if there will be a fourth. Follow the link to see what the leading experts are forecasting: https://ybr.com.au/rates-to-be-on-hold-in-june/

Or message us directly if you want to talk through your situation.

05/06/2026

There could be two more rate hikes this year before rates eventually begin to come back down, but not until 2028 - that's the current view of Westpac's Economics team.

Chief Economist Luci Ellis explains the thinking behind that forecast and the role inflation is playing in shaping the economic outlook. Watch the full episode of Property Insights with Mark Bouris here: https://yhomeloans.com.au/videos/why-westpac-now-expects-more-rate-hikes-mark-bouris-luci-ellis/

The 5% Deposit Scheme gets talked about a lot. But for most first home buyers, they tend to think they need to have ever...
04/06/2026

The 5% Deposit Scheme gets talked about a lot. But for most first home buyers, they tend to think they need to have everything figured out before they speak to a mortgage broker. Most of the time, that's just not the case.

We can help you understand your options, work out what you’re eligible for, and map out a pathway towards your first home. Because sometimes the hardest part isn’t finding the opportunity. It’s knowing where to start.

Learn more at ybr.com.au/livethedream

“If I use the 5% Deposit Scheme, can I rent the property out later?” It's a question we've been asked more than once.The...
27/05/2026

“If I use the 5% Deposit Scheme, can I rent the property out later?” It's a question we've been asked more than once.

The Scheme is designed for owner occupiers, so there are ongoing eligibility requirements around living in the property while the loan is supported by the Guarantee.

Every situation is different, which is why it’s important to understand the rules before making plans around your first property.

If you want help understanding how the Scheme works and whether you may be eligible, feel free to reach out or head to ybr.com.au/livethedream today.

With three rate rises this year, there are a few simple things worth checking to make sure your loan is working for you....
22/05/2026

With three rate rises this year, there are a few simple things worth checking to make sure your loan is working for you.

Sometimes even a small adjustment or review can make a meaningful difference over the long term. If you’d like help understanding where your loan stands, we're always happy to have a chat.

A lot of first home buyers think the journey starts with scrolling through listings or going to open homes. Usually, it ...
21/05/2026

A lot of first home buyers think the journey starts with scrolling through listings or going to open homes. Usually, it starts with a conversation.

Understanding your budget, borrowing power and options early can make the whole process feel clearer and less stressful. The goal isn’t just to get a loan approved. It’s to help you feel confident about every step along the way.

If you’re not sure where to begin, let’s map it out together. Head to ybr.com.au/livethedream to get started.

Address

314 West Street
Umina Beach, NSW
2257

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61418613545

Website

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