Sphere Home Loans

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Tuggerah, NSW
Sphere Home Loans

Sphere Home Loans is an award winning team of Mortgage Experts. We work for you not the bank. No cost

03/11/2026

28/10/2026

Inflation has risen to 4.3% 📈

That could mean higher interest rates. If you’re on a variable rate, coming off a fixed rate, or buying soon, let’s check how it affects you.

If you want to talk over your situation, send us a message and we’ll run the numbers.

27/10/2026

Thinking about chatting with a broker but not sure what happens? It’s simple:

1. We listen to where you’re headed
2. We map out a plan, in plain English
3. We find the loan and do the legwork

No pressure & it’s free.

Link in bio to book.

26/10/2026

From a chat about the market in 2022 to refinancing an investment loan today. This is the kind of relationship we’re here for.

Quick replies, plenty of questions answered, and a team who genuinely have time for you. Thank you for the lovely words about Joe and Sydney 🙌

22/10/2026

The best part of our new website? The people on it.

Each of our brokers has their own bio, and lately more and more new clients have been coming to us asking for someone by name. They read a bio, something clicked, and they knew who they wanted to work with before we’d even said hello.

Buying property is personal, so finding a broker who genuinely gets you matters.

Take a look, meet the team, and see who feels like the right fit. If you’re still unsure, reach out to me, Rachelle, and I’ll match you with the broker who suits you and your plans.

21/10/2026

Celebrating 6 years of Karen at Sphere Home Loans!

6 years in numbers:
14,853 minutes spent on the phone with clients
1,580 minutes spent laughing

Countless coffees, settlement days and “just one quick question” calls

Karen, you are an incredible mortgage broker and an even better team member. Your clients trust you, your team adores you, and Sphere is better because of you.

We are so lucky to have you. Here’s to many more years!

21/10/2026

Celebrating 6 years of Karen at Sphere Home Loans!

6 years in numbers:
11,853 minutes spent on the phone with clients
5,268 minutes spent talking to the banks
1,580 minutes spent laughing

Countless coffees, settlement days and “just one quick question” calls.

Karen, you are an incredible mortgage broker and an even better team member. Your clients trust you, your team adores you and Sphere is better because of you.

We are so lucky to have you. Here’s to many more years!

20/10/2026

Sydney after her latest 5 star google review ⭐️⭐️

Impeccable service & the reviews the back it, go Syd 🙌🏼

19/10/2026

Karen and Genevieve were both nominated for awards by Commonwealth Bank. Karen for Platinum Newcomer of the Year and Genevieve for the Quality Excellence Award.

Karen was also the only woman nominated in her category, which made it even more special to see.

Both bring the same care and professionalism to every client they look after and it is great to see it recognised. Being nominated by a lender the size of Commonwealth Bank is a real achievement and a reflection of the work they put in every day.

Congratulations Karen and Genevieve. We are so proud of you both.

13/10/2026

Thinking about buying a home soon?

Here are some tips from our team:

✅ Get pre-approved first so you know your budget before you start looking.

✅ Chat to a mortgage broker early. It’s never too soon to start planning.

✅ Avoid new car loans and credit cards where you can.

✅ Close buy now pay later accounts.

✅ Go through your budget and cut the spending you don’t need.

✅ Seperate your must haves and your nice to haves

Small steps now can make a big difference when it’s time to apply.

Have questions? Our team is always happy to chat!

Address

205/1 Bryant Drive
Tuggerah, NSW
2261

Website

http://spherehomeloans.com.au/

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