05/11/2026
The latest rate rises have certainly created some pain. If your mortgage is with Westpac or St George here’s a little tip to help with your cash flow.
If you are paying your loan weekly or fortnightly with these lenders you are paying more than you need to, which is awesome if you can afford it. But if you need help with your cashflow, switch your repayment back to monthly, you can still put your weekly payment into an offset to save interest but have the loan paid month monthly, it really will help with cashflow. These clients are roughly $80 a week better off by switching to monthly repayments.
Reach out if you need some help with your mortgage, there’s lots of ways we can help your cashflow.