Mortgage Choice Sydney

Mortgage Choice Sydney Award winning business with over 25 years of experience. Helping our clients achieve their property

Every dollar sitting in the offset reduces the balance you're charged interest on, and you can still get to it whenever ...
08/09/2026

Every dollar sitting in the offset reduces the balance you're charged interest on, and you can still get to it whenever you need.

Perfect doesn't come on the market. Good enough, in the right place, usually does.
06/09/2026

Perfect doesn't come on the market. Good enough, in the right place, usually does.

Any of these on your file right now? Most are fixable, but only if you know about them before you apply.
03/09/2026

Any of these on your file right now? Most are fixable, but only if you know about them before you apply.

It's called capitalising the premium. It keeps cash in your pocket at settlement, though you do pay interest on it over ...
01/09/2026

It's called capitalising the premium. It keeps cash in your pocket at settlement, though you do pay interest on it over the life of the loan.

Tell us what the next three years look like and we'll tell you which structure fits.
30/08/2026

Tell us what the next three years look like and we'll tell you which structure fits.

We compare the whole package, not just the number in the ad.
27/08/2026

We compare the whole package, not just the number in the ad.

27/08/2026

An offset account only works when there's real money sitting in it.

Whatever's in the offset is knocked off the balance you pay interest on. Park $20,000 against a $500,000 loan and you're only paying interest on $480,000. A few hundred dollars floating around does almost nothing.

So have your pay land there, keep your everyday savings there, and let your emergency fund sit there quietly working while staying available.

It's a one off cost that lets you buy with a smaller deposit, so it can absolutely be worth it. Just go in knowing what ...
25/08/2026

It's a one off cost that lets you buy with a smaller deposit, so it can absolutely be worth it. Just go in knowing what you're paying for.

A limit you never touch is still a limit in the lender's eyes.
23/08/2026

A limit you never touch is still a limit in the lender's eyes.

The deposit is the part everyone plans for. These are the ones that catch people out. Swipe through and save it for late...
20/08/2026

The deposit is the part everyone plans for. These are the ones that catch people out. Swipe through and save it for later.

Address

Suite 2, Level 2, 88 Pitt Street
Sydney, NSW
2000

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Website

Alerts

Be the first to know and let us send you an email when Mortgage Choice Sydney posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category