Northstar Wealth Management

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Northstar Wealth Management Helping families, busy professionals & business owners to reduce debt, minimise tax & build wealth

03/11/2026

Today’s RBA rate hike could add another $95 a month to a $600,000 mortgage. 🏠

But the bigger number is $470.

That’s roughly how much more per month the household in this example would be paying compared with the start of the year. Around $5,640 extra annually, without borrowing another dollar.

If you’ve been wondering why there’s less left over each payday, compare your mortgage repayment now with January’s. Looking only at the latest increase can hide how much your budget has changed.

Repayment estimates assume a $600,000 principal-and-interest loan with 25 years remaining, using the rates shown. Actual repayments vary. Educational information only, not personal financial advice.

Ever so grateful that I get to keep visiting beautiful Whitsundays and meet my amazing clients here! So good to come out...
15/09/2026

Ever so grateful that I get to keep visiting beautiful Whitsundays and meet my amazing clients here! So good to come out and meet in person and build life long relationships!

Your mortgage interest isn't tax-deductible. But investment loan interest is. Debt recycling is the strategy that conver...
08/09/2026

Your mortgage interest isn't tax-deductible. But investment loan interest is. Debt recycling is the strategy that converts one into the other — using money you were already putting towards your home loan.

Swipe for the 4-step cycle, a real-dollar example, and a visual showing how your debt shifts from "bad" to "good" over 15 years.

This is not a DIY strategy. Save this and talk to a planner before you try it.

📍 Norwest, Sydney
💬 Free 30-minute consultation — link in bio

You're 38. You earn $130,000. You have a mortgage, two kids, and a partner who works part-time. Tomorrow morning, you ca...
04/09/2026

You're 38. You earn $130,000. You have a mortgage, two kids, and a partner who works part-time. Tomorrow morning, you can't work.

What happens next? Swipe to see two very different outcomes — one with income protection, one without.

This isn't about selling insurance. It's about protecting the people who depend on you.

📍 Norwest, Sydney
💬 Free 30-minute consultation — link in bio

Instagram caption:Stop taking financial advice from 60-second videos. We hear these myths every single week in client me...
11/08/2026

Instagram caption:
Stop taking financial advice from 60-second videos. We hear these myths every single week in client meetings — and they're costing people real money.

Swipe to see the 5 worst pieces of financial advice on the internet, and the reality behind each one.

Save this. Tag someone who needs to see #3.

📍 Norwest, Sydney
💬 Free 30-minute consultation — link in bio

Most people earn good money but have no system for where it goes. Here's the dead-simple framework that fixes that in 15...
09/08/2026

Most people earn good money but have no system for where it goes. Here's the dead-simple framework that fixes that in 15 minutes.

How much super should you actually have at your age? Most Australians have no idea — and the ATO median tells a confront...
07/08/2026

How much super should you actually have at your age? Most Australians have no idea — and the ATO median tells a confronting story.

We broke it down by age: 30, 35, 40, 45, and 50. Each slide shows whether you're behind, on track, or ahead — plus the national median and what to do if the numbers don't look great.

The good news? If you're behind, there's still time. The bad news? Every year you wait makes the gap harder to close.

Save this post. Screenshot your age. Share it with someone who needs to see their number.

📍 Norwest, Sydney
💬 Free 30-minute super review — link in bio

Most people put off seeing a financial planner for one reason — they don't know what actually happens. So we broke it do...
04/08/2026

Most people put off seeing a financial planner for one reason — they don't know what actually happens. So we broke it down. Step by step. No jargon. No surprises.

From the first phone call to your ongoing reviews, this is exactly what working with a financial planner looks like.

Save this for when you're ready. Share it with someone who's been thinking about it but hasn't pulled the trigger yet.

📍 Norwest, Sydney
💬 Free 30-minute discovery call — link in bio

Most homeowners don't know the difference between an offset account and a redraw facility — but choosing the wrong one c...
02/08/2026

Most homeowners don't know the difference between an offset account and a redraw facility — but choosing the wrong one could cost you thousands in tax and interest.

One gives you flexibility. The other gives you access. They're not the same thing, and the right choice depends on your situation.

Save this post. Share it with someone who just bought their first home.

📍 Norwest, Sydney
💬 Free 30-minute consultation — link in bio

𝗪𝗲 𝗱𝗼𝗻'𝘁 𝘁𝗮𝗸𝗲 𝗼𝗻 𝗲𝘃𝗲𝗿𝘆 𝗰𝗹𝗶𝗲𝗻𝘁 — 𝗮𝗻𝗱 𝘁𝗵𝗮𝘁'𝘀 𝗯𝘆 𝗱𝗲𝘀𝗶𝗴𝗻. Here are the 5 questions we ask before we work together, because t...
30/07/2026

𝗪𝗲 𝗱𝗼𝗻'𝘁 𝘁𝗮𝗸𝗲 𝗼𝗻 𝗲𝘃𝗲𝗿𝘆 𝗰𝗹𝗶𝗲𝗻𝘁 — 𝗮𝗻𝗱 𝘁𝗵𝗮𝘁'𝘀 𝗯𝘆 𝗱𝗲𝘀𝗶𝗴𝗻.

Here are the 5 questions we ask before we work together, because the best results come from the right fit.

Address

Level 1/103 Nexus Building, 4 Columbia Court, Norwest
Sydney, NSW
2153

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm
Saturday 9am - 2pm

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