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Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Wednesday 8:30am - 5:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 5:30pm Saturday 8:30am - 2pm

Ryker Capital

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Sydney, NSW
Ryker Capital

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We are a financial planning business based on family values and trust.

02/11/2026

His first home was the goal. Protecting his income mattered just as much.

After seeing his father unable to work following a serious injury, this client in his 20s wanted insurance sorted early.

The Ryker team helped him put a five-year deposit plan and personal insurance in place, giving him a clearer path forward.

Watch Malissa Vourakis share why this conversation meant so much to him.

Disclaimer: General information only. Scheme eligibility and insurance suitability depend on individual circumstances.

29/10/2026

Going into business with a mate? Plan the exit before you need it.

Matthew Phelps from MiLoan Funding asks what happens if one partner can't buy the other out, or something happens to someone the business relies on.

Ray Regmi explains why a buy-sell agreement matters. No one has a spare million lying around.

Full episode out now: Beyond the Loan, recorded in Melbourne and powered by MFAA. Watch on YouTube: https://youtu.be/zTVDp8wdyTA

Disclaimer: General information only. Business succession and insurance needs depend on individual circumstances.

28/10/2026

Please join us in welcoming Dinesh Nathan to the Ryker team as our new National Partnerships Manager! 💙

Dinesh brings 20 years of banking experience and, most recently, experience as a mortgage broker. He understands the important relationships brokers build with their clients and the difference a connected team can make in supporting their financial goals.

At Ryker, Dinesh will work alongside our broker and referral partners across Australia, strengthening existing relationships, welcoming new partners and creating opportunities to collaborate, learn and grow together.

We’re excited to have Dinesh on board and to see the experience, perspective and energy he brings to our team and partner community.
Welcome to Ryker, Dinesh! We’re looking forward to this next chapter together. 👏

If you’d like to connect with Dinesh or learn more about partnering with Ryker, please reach out. We’d love to start a conversation.

27/10/2026

You may know you have insurance without knowing exactly how it would respond if you needed it.

A useful review starts with three questions: What cover do I hold? What terms would apply to a claim? Is the cover still active?

Check policies inside and outside super, including waiting periods and the amount of cover. Keep the documents together so you can find them when needed.

Save this carousel for your next review. A review can help you understand your existing cover before deciding whether any changes are appropriate.

Book an complimentary initial conversation: https://f.mtr.cool/w7odwx8z7v

20/10/2026

If your role changes or ends, it is understandable to want a clear plan straight away. You can still give the bigger financial decisions some space.

Start by understanding any payout and checking how long accessible cash could support your household. Review your insurance, then consider debt and super with the right advice.

Income protection is designed for illness or injury, not redundancy, so it should not be assumed to replace income after a job loss.

Save this sequence for yourself or share it with someone navigating a work change.

Book an initial complimentary discussion: https://f.mtr.cool/km9bhd3i7j

19/10/2026

“We’ll work it out when it happens.”

That can be a difficult plan when one family home forms a large part of an inheritance.

Jack Oineza shares the story of a mother who wanted all four children treated equally, while protecting the daughter who co-owned her home.

Life cover formed part of a plan designed to fund a future buyout.

Watch the reel to see what planning ahead looked like for this family.

Disclaimer: General information only. Insurance suitability and benefits depend on individual circumstances and policy terms.

13/10/2026

The cash rate headline is only the starting point. What matters for your budget is the rate on your own mortgage, when any change takes effect and what your repayments will be.

Before your next property decision, check those details, test how your household would manage a further increase and ask your broker to reassess borrowing capacity.

Save this carousel as a reminder to review the numbers you are actually working with. A Ryker adviser can help you consider how the loan fits your cash flow, protection and longer-term plans.

Book an initial complimentary discussion: https://f.mtr.cool/6ra56lnt4m

12/10/2026

One child gives up work to care for a parent. Should that change how the inheritance is divided?

Families can have very different answers.

This short from Episode 72 of The Wealth Guide Podcast explores the difficult questions around caregiving, career sacrifices and what each person considers fair.

Having the conversation early gives everyone a chance to understand the wishes and expectations involved.

Watch the reel and hear the discussion.

▶️ Watch Episode 72 on YouTube:
https://f.mtr.cool/3icsfm7tf6

🎧 Find The Wealth Guide Podcast on your preferred platform. Subscribe on Apple Podcasts for future episodes.

• YouTube: https://f.mtr.cool/tsfwlrqsyc
• Spotify: https://f.mtr.cool/eyhdbhagah
• Apple Podcasts: https://f.mtr.cool/nrbkjblwwf
• Amazon Music: https://f.mtr.cool/nfpqjwsybz

Disclaimer: General information only. Seek professional advice tailored to your circumstances.

09/10/2026

You can make every repayment and still feel like there is less room each month.

Maybe the savings buffer is shrinking, a card balance is carrying over, or you are putting something else off to keep the mortgage on track. One change may mean little. If it is becoming a pattern, it is okay to ask for support before anything is missed.

A conversation with your lender, broker or a free financial counsellor can help you work out the next step.

This article explains more: https://f.mtr.cool/p633xfr807

07/10/2026

A super offer can sound straightforward: a health check, a better fund, one form to sign.

Before you move your balance, ask what happens to the cover and features you already have. Compare the whole position, not just the fee or a recent return, and make sure any replacement insurance has actually been confirmed.

You can take time to check. The right answer might be to move, stay or keep an account for a particular reason.

Read our article: https://f.mtr.cool/ra72oi5hlz

Address

Shop 127/158 Day Street
Sydney, NSW
2000

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm
Saturday	8:30am - 2pm

Telephone

+611300179537

Website

http://rykercapital.com.au/

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