30/10/2026
Hear the lion’s wisdom straight 𝐅𝐫𝐨𝐦 𝐓𝐡𝐞 𝐋𝐢𝐨𝐧'𝐬 𝐃𝐞𝐧! 🦁 Welcome to our weekly series, where the Lydian team shares practical tips, guides and insights to help tackle the challenges faced by clients and financial planners alike.
This week's topic: 𝐇𝐞𝐥𝐩𝐢𝐧𝐠 𝐭𝐡𝐞 𝐧𝐞𝐱𝐭 𝐠𝐞𝐧𝐞𝐫𝐚𝐭𝐢𝐨𝐧: 𝐚 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫𝐞𝐝 𝐚𝐩𝐩𝐫𝐨𝐚𝐜𝐡 𝐭𝐨 𝐟𝐚𝐦𝐢𝐥𝐲 𝐠𝐢𝐟𝐭𝐢𝐧𝐠 𝐚𝐧𝐝 𝐥𝐞𝐧𝐝𝐢𝐧𝐠
Click the link below to view the free PDF 👇
https://lydianfinancialservices-my.sharepoint.com/:b:/g/personal/terence_laguardia_lydian_com_au/IQDiYymNRqt2RpLLItnsbnnaARvg1geRfZiBJ60GCbTbtxg?e=Bi2lxl
Helping children and grandchildren financially can be one of the most rewarding uses of family wealth. It also deserves careful planning.
Recent coverage from the AFR and ABC puts the “bank of mum and dad” in focus, including the confusion that can arise when one person considers the money a gift and another expects repayment.
For financial advisers, these conversations go beyond the amount being provided:
• Can clients afford the support while maintaining their own financial security?
• Is it a gift, a loan or a combination?
• How does it fit with other family commitments and estate plans?
• If borrowing is involved, who is responsible for repayments?
At Lydian Financial, we work alongside financial advisers to explore lending options that support the client’s broader strategy, with solicitors and accountants addressing the legal and tax implications.
Whether clients are considering a home deposit for a child or support for a grandchild, involving the advice team early helps turn generous intentions into considered decisions.
Have clients thinking about supporting the next generation? Connect with Lydian Financial to discuss the lending implications before they commit.
Make sure to view and download the free PDF from the link above. If you wish to learn more or have a chat with the Lydian pride, please visit lydian.com.au.
(𝘎𝘦𝘯𝘦𝘳𝘢𝘭 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘰𝘯𝘭𝘺. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭, 𝘤𝘳𝘦𝘥𝘪𝘵, 𝘭𝘦𝘨𝘢𝘭 𝘢𝘯𝘥 𝘵𝘢𝘹 𝘢𝘥𝘷𝘪𝘤𝘦 𝘴𝘩𝘰𝘶𝘭𝘥 𝘣𝘦 𝘴𝘰𝘶𝘨𝘩𝘵 𝘢𝘴 𝘢𝘱𝘱𝘳𝘰𝘱𝘳𝘪𝘢𝘵𝘦. 𝘓𝘦𝘯𝘥𝘪𝘯𝘨 𝘪𝘴 𝘴𝘶𝘣𝘫𝘦𝘤𝘵 𝘵𝘰 𝘢𝘴𝘴𝘦𝘴𝘴𝘮𝘦𝘯𝘵 𝘢𝘯𝘥 𝘢𝘱𝘱𝘳𝘰𝘷𝘢𝘭.)
