Mortgage Choice in Neutral Bay

Mortgage Choice in Neutral Bay Your local award-winning Mortgage Broker in Neutral Bay with over 40 years of experience in finance.

Mortgage Choice Pty Limited (ABN 57 009 161 979, Australian Credit Licence 382869) and Smartline Operations Pty Limited (ABN 86 086 467 727, Australian Credit Licence 385325) are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline.

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-fri...
05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

Five free websites you should look at BEFORE you buy property in Australia. Follow us for more tips.👍*This is for genera...
18/05/2026

Five free websites you should look at BEFORE you buy property in Australia.

Follow us for more tips.👍

*This is for general education purposes only and is not intended to constitute specialist or personal advice.

26/02/2026

👉 Not having a 20% deposit: Lenders know it’s tough to save these days, and there are plenty of ways to get into a home with less: low-deposit options, guarantors, or LMI can all help.

👉 Day-to-day spending: Grabbing a coffee, going out with the kids, treating yourself - these are seen as normal living costs. Lenders understand you need to spend to live. It's regular, more reckless spending that raises eyebrows.

👉 Changing jobs: Moved to a new company? Started a new full-time job? No problem. While lenders do prefer stability, as long as your work history makes sense and you’re not changing careers every few months, you’re good.

👉 Where your savings came from: Whether it’s from years of saving, a family gift, an inheritance, or your side business - as long as it’s traceable, lenders are happy.

💬The RBA has just announced that it will be raising the cash rate from 3.6% to 3.85%. So what happens now? 👉 Most, if no...
03/02/2026

💬The RBA has just announced that it will be raising the cash rate from 3.6% to 3.85%. So what happens now?

👉 Most, if not all, lenders will increase their variable rates to cover the cost of the hike (so it's not out of their pocket).

👉 They don't have to pass on the rises in full, but it's likely they will. Unfortunately, that means for anyone with a variable rate, your minimum repayments will increase.

💥 Now, here's what you can do about:

👍 If your property has gone up in value since you last reviewed your interest rate, we can likely negotiate a discounted rate with your lender, or find a new lender who will give you a better deal.

👍If you haven't reviewed your rate in the last 12 months (or just worried that it's not competitive), book a quick review with me - I'll be able to tell pretty quickly if you can get a better deal.

Book a review of your rate with me 👇 (it's free!)
💬 Book here https://bit.ly/4oCOj18
📲 Call or text me on 0414 242 924

*This is not financial advice, it is for educational purposes only.

02/01/2026

Behind every loan is a big life moment - and that’s what I love most about what I do. I can't WAIT to see what 2026 has in store.🚀

Another year done - and a great one at that! Grateful for my clients and all the big - and small - moments in between. H...
23/12/2025

Another year done - and a great one at that! Grateful for my clients and all the big - and small - moments in between. Helping people with their property dreams is what I ❤️ to do, and I feel so lucky I get to do it every single day.

Wishing everyone a Merry Christmas, 🎄a proper break, and plenty of good food. Can't wait to see what 2026 holds. ✨

23/12/2025

Got a new home on your wish list for 2026? ✅ Book a chat with us for January and we'll talk you through the rest.

Meanwhile, we'll be wishing for all the things that make the process easier for you.

📆 Book for January https://bit.ly/4oCOj18
📩 DM us directly with any qs
📲 Call or text us on 0414 242 924

18/11/2025

Just trust me. 👀

17/11/2025

SMSF property loans are something I help with all the time, especially for clients who want to use their super to invest in property 📈🏠

Usually, you need around $200K in your super fund to get started, and the best bit? It doesn’t affect your personal borrowing capacity, which is pretty handy.

👉 Keen to learn more? Comment “SUPER” and I’ll send you a factsheet.

11/11/2025

The first question to answer is whether it's the right move for you, so you can build an investment property with peace of mind.

Because while it’s a great way to build wealth for the future - it’s not for everyone.

Got a question about investing through your super? Text it to📱 0414 242 924.

*This is not financial advice, this is for educational purposes only.

Address

Shp 2, 211 Ben Boyd Road
Neutral Bay, NSW
2089

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61414242924

Website

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