Mortgage Choice in Neutral Bay

Mortgage Choice in Neutral Bay Your local award-winning Mortgage Broker in Neutral Bay with over 40 years of experience in finance.

Mortgage Choice Pty Limited (ABN 57 009 161 979, Australian Credit Licence 382869) and Smartline Operations Pty Limited (ABN 86 086 467 727, Australian Credit Licence 385325) are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline.

14/08/2026

Plenty of people come to me with zero savings, or their finances in an absolute mess. I've seen some crazy things in my time. But in the end... I'm here to help, not judge.

If you want honest, transparent advice about buying property in Sydney, let's chat or even just follow along for some tips.

👉 Book a free chat with me via the 🔗 in my bio
📲 Call or text me on 0414 242 924

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This is for general education purposes only and is not intended to constitute specialist or personal advice.

14/08/2026

Banks will care about moving from a salary to a base + commission, so it's important to get your ducks in a row before applying.

👉 Follow for more FAQs about buying property in Sydney.
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This is for general education purposes only and is not intended to constitute specialist or personal advice.

14/08/2026

He wasn't wrong to want more for his daughter. He just didn't realise the game had fundamentally changed. After 40 years in finance, I've seen it all.

The unit got her in, which is what matters in this market.

👉 Follow for more stories about buying in Sydney.

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This is for general education purposes only and is not intended to constitute specialist or personal advice.

30/07/2026

🔴 Property isn't a get-rich-quick strategy. It's a get-rich-slowly one. Ask anyone who bought in Sydney 20 years ago.

🔴 Your rate is 100% negotiable. Most people just don't ask. Your bank is a business, they're not going to magically offer you a lower one.

🔴 The bank's default settings are designed for the bank, not for you. They're designed to get you to pay the most over 30 years - you have to manually change them.

🔴 A boring financial plan beats an exciting one every time. Stop trying to get rich quick - it rarely works.

🔴 The people who build wealth aren't smarter. They're just more consistent. I've seen it time and time again.

👉 Follow along to learn more about buying property in Sydney.

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This is for general education purposes only and is not intended to constitute specialist or personal advice.

30/07/2026

Yep, you sure can! Most lenders will need a letter from your employer with your return-to-work date, as well as proof that you can cover payments while you're on leave.

But, after that - it's pretty straight forward. Parental leave is not the game-changer people think it is.

👉 Follow for more FAQs about buying property in Sydney.

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This is for general education purposes only and is not intended to constitute specialist or personal advice.

28/07/2026

To another bank, you're a new customer. And usually, new customers get the best rates.

After 40+ years in finance, I hate seeing hard-working families paying more back to the bank than they should.

👉 Comment RATE and I'll send you some pointers on reviewing your rate.
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This is for general education purposes only and is not intended to constitute specialist or personal advice.

28/07/2026

1️⃣ You're spending less than you earn. Sounds obvious. But genuinely, a lot of people aren't - especially in Sydney where the cost of everything just keeps going up.

2️⃣ You know what your interest rate is. Not knowing is like buying something without knowing how much it costs (but every month).

3️⃣ You have an emergency fund. Even a small one. Most people are one unexpected bill away from putting something on a credit card - and that's not a great place to be.

4️⃣ You've got a rough idea of where your money goes each month. Not a colour-coded budget - just a general sense. Most people have no clue and are genuinely shocked when they look.

5️⃣ You've got a plan. Whether you're saving for a deposit on your first home or paying off a mortgage - you're being intentional with your finances.

👉 Follow along to learn more about your home loan.
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This is for general education purposes only and is not intended to constitute specialist or personal advice.

22/07/2026

No need to explain, I'm already on my way.

22/07/2026

Honestly, it doesn't make much of a difference. De facto couples are treated the same as married couples.

Lenders will look at your living expenses and what you're paying for separately vs living together.

👉 Follow for more FAQs about buying your first home in Sydney.

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This is for general education purposes only and is not intended to constitute specialist or personal advice.

17/07/2026

👉 Follow for more easy home loan tips. After 40 years in finance, I've seen every scenario. This one's more straightforward than most people think.
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This is for general education purposes only and is not intended to constitute specialist or personal advice.

Address

Shp 2, 211 Ben Boyd Road
Neutral Bay, NSW
2089

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61414242924

Website

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