Smooth Home Loans

Smooth Home Loans At Smooth Home Loans, we make home buying seamless and stress-free. With access to over 40 lenders, we secure the best loans. Contact us today!

Based in Sydney, we offer expert mortgage broking for first-home buyers, refinancing, and investments.

๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - New research from Commonwealth Bank suggests the biggest gap in Australia's scam defences isn't...
28/08/2026

๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - New research from Commonwealth Bank suggests the biggest gap in Australia's scam defences isn't knowledge โ€” it's silence, with victims far more likely to handle suspicious situations alone than to check in with someone they trust.

The finding lands during Scams Awareness Week alongside fresh warnings from ANZ and NAB pointing to more sophisticated, AI-driven tactics, and a sharp rise in losses tied to retirement savings.

๐‘๐ž๐š๐ ๐Œ๐จ๐ซ๐ž: https://ow.ly/UR8650ZGmMg

๐๐จ๐จ๐ค ๐š ๐ช๐ฎ๐ข๐œ๐ค ๐œ๐ก๐š๐ญ: [email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://bookings.cloud.microsoft/book/[email protected]/?ismsaljsauthenabled=true

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๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - Home loan pricing continued to shift unevenly this week, according to Canstar's latest rate wra...
21/08/2026

๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - Home loan pricing continued to shift unevenly this week, according to Canstar's latest rate wrap-up, with no changes on the fixed rate side but fresh movement among variable offers.

Two lenders lifted four owner-occupier and investor variable rates by an average of 0.15%, while three lenders went the other way, cutting five variable rates by the same average margin.

๐‘๐ž๐š๐ ๐Œ๐จ๐ซ๐ž: https://www.brokernews.com.au/news/breaking-news/lenders-split-on-variable-rates-as-one-bank-breaks-below-6-mark-289823.aspx

๐๐จ๐จ๐ค ๐š ๐ช๐ฎ๐ข๐œ๐ค ๐œ๐ก๐š๐ญ: [email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://bookings.cloud.microsoft/book/[email protected]/?ismsaljsauthenabled=true

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๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - Six of Australia's peak property and finance bodies have jointly called on the Federal Governme...
14/08/2026

๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - Six of Australia's peak property and finance bodies have jointly called on the Federal Government to reverse course on recent restrictions banning self-managed super funds (SMSFs) from borrowing to build residential property, warning the policy risks worsening the country's housing shortfall.

The Australian Finance Industry Association, Housing Industry Association, Property Council of Australia, Real Estate Institute of Australia, Self-managed Super Fund Association, and Urban Development Institute of Australia issued a joint statement this week after SMSFs became unable to enter additional Limited Recourse Borrowing Arrangements to finance residential property. The coalition argues the change should be paused, at minimum for newly built housing, until Treasury independently assesses and publishes the ban's impact on housing supply.

๐‘๐ž๐š๐ ๐Œ๐จ๐ซ๐ž: https://ow.ly/iLcG50ZzCIL

๐๐จ๐จ๐ค ๐š ๐ช๐ฎ๐ข๐œ๐ค ๐œ๐ก๐š๐ญ: [email protected]" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]

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At its meeting today, the Board decided to leave the cash rate target unchanged at 4.35 per cent.Todayโ€™s policy decision...
11/08/2026

At its meeting today, the Board decided to leave the cash rate target unchanged at 4.35 per cent.

Todayโ€™s policy decision was unanimous.

๐‘๐ž๐š๐ ๐ฆ๐จ๐ซ๐ž: https://www.rba.gov.au/media-releases/2026/mr-26-19.html

Visit smoothhomeloans.com.au to learn more.

๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - Perth's property market is easing back from several years of rapid growth, with REIWA data show...
07/08/2026

๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - Perth's property market is easing back from several years of rapid growth, with REIWA data showing active listings held above 6,000 through July and homes taking longer to sell.

REIWA president Suzanne Brown said the shift has been driven less by a surge in new stock and more by a change in buyer mood.

"The biggest change in the past few months has been in consumer sentiment. People like stability and certainty. There hasn't been a lot of that lately and it's led to hesitancy among buyers and a reduction in sales activity," Brown said.

๐‘๐ž๐š๐ ๐Œ๐จ๐ซ๐ž: https://ow.ly/amVr50ZxiqX

๐๐จ๐จ๐ค ๐š ๐ช๐ฎ๐ข๐œ๐ค ๐œ๐ก๐š๐ญ: [email protected]" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]

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๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - Housing approvals are showing signs of life, offering a welcome boost amid Australia's ongoing ...
31/07/2026

๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - Housing approvals are showing signs of life, offering a welcome boost amid Australia's ongoing housing shortage.

In June, total dwelling approvals rose 7.2% to 18,328, on a seasonally-adjusted basis. The latest figures from the Australian Bureau of Statistics (ABS) follow three months of declines.

Private sector house approvals increased 0.4% to 10,631, while private sector dwellings excluding houses โ€” such as apartments and units โ€” surged 17.8% to 7,138. Meanwhile, the total value of residential buildings rose by 15.1% to $11.75 billion, while the value of non-residential buildings fell 24.7% to $8.26 billion.

๐‘๐ž๐š๐ ๐Œ๐จ๐ซ๐ž: https://ow.ly/MAaH50ZuSQt

๐๐จ๐จ๐ค ๐š ๐ช๐ฎ๐ข๐œ๐ค ๐œ๐ก๐š๐ญ: [email protected]" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]

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SMSF Property Borrowing Changes: What They Mean for Australian Property InvestorsFor many years, borrowing through a Sel...
28/07/2026

SMSF Property Borrowing Changes: What They Mean for Australian Property Investors

For many years, borrowing through a Self-Managed Super Fund (SMSF) has been a popular strategy for Australians looking to invest in property and grow their retirement savings.
However, significant legislative changes have altered how SMSFs can borrow to purchase residential property. If you're considering using your super to invest in propertyโ€”or you already have an SMSF property loanโ€”it's important to understand what has changed, what hasn't, and what your options are moving forward.
In this guide, we'll explain the new rules in plain English and outline the steps you should consider before making any property investment decisions.

Continue reading - https://smoothhomeloans.com.au/smsf-property-borrowing-changes-what-they-mean-for-australian-property-investors/

๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - As the Reserve Bank of Australia (RBA) edges closer to its next meeting on monetary policy, one...
17/07/2026

๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - As the Reserve Bank of Australia (RBA) edges closer to its next meeting on monetary policy, one thing has become clear: there is no consensus. Economists remain divided, lenders are weighing competing economic signals and brokers on the frontline are interpreting the same data in markedly different ways.

The nation's central bank has already lifted the official cash rate (OCR) three times in 2026, bringing interest rates to 4.35%. At the June meeting, the board opted to hold, saying it needed more time to see how previous increases were flowing through the economy. Since then, a mix of stubborn inflation, a resilient labour market, rising wages, regulatory changes and ongoing global uncertainty has clouded the outlook. Now, with the August meeting just weeks away, market players are placing their bets on the RBA's next move.

๐‘๐ž๐š๐ ๐Œ๐จ๐ซ๐ž: https://ow.ly/uNZ750ZoMlg

๐๐จ๐จ๐ค ๐š ๐ช๐ฎ๐ข๐œ๐ค ๐œ๐ก๐š๐ญ: [email protected]" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]

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๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - Adelaide's property markets are still hot. The median home value in South Australia's capital r...
10/07/2026

๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - Adelaide's property markets are still hot.

The median home value in South Australia's capital reached more than $945,000 in June, according to research firm Cotality. That's equal to an annual increase of 11.6%.

"It's no secret the Adelaide property market post COVID-19 has been booming," Joey Delis, director, finance broker and franchise owner of Loan Market Glenelg in the Greater Adelaide area, told Australian Broker. "I've seen the average loan size almost double from $350,000 โ€” when I started in 2017 โ€” to more than $600,000."

๐‘๐ž๐š๐ ๐Œ๐จ๐ซ๐ž: https://ow.ly/FJUn50ZmgpT

๐๐จ๐จ๐ค ๐š ๐ช๐ฎ๐ข๐œ๐ค ๐œ๐ก๐š๐ญ: [email protected]" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]

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๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - The Finance Brokers Association of Australia (FBAA) is calling on brokers to move quickly and c...
03/07/2026

๐€๐ฎ๐ฌ๐ญ๐ซ๐š๐ฅ๐ข๐š๐ง ๐๐ซ๐จ๐ค๐ž๐ซ ๐๐ž๐ฐ๐ฌ - The Finance Brokers Association of Australia (FBAA) is calling on brokers to move quickly and contact affected clients as sweeping changes to self-managed super fund lending take hold, following legislation the industry body says was passed without consultation.

FBAA CEO Leo Gagic said the sector now faces a fundamentally different landscape.

"Brokers must accept that a new world has arrived in regard to SMSF residential lending," Gagic said.

According to Gagic, the changes โ€” alongside reforms to negative gearing and capital gains tax โ€” were "rushed through parliament with no industry consultation," leaving both borrowers and brokers needing to adapt quickly.

๐‘๐ž๐š๐ ๐Œ๐จ๐ซ๐ž: https://www.brokernews.com.au/news/breaking-news/fbaa-urges-brokers-to-act-fast-ahead-of-smsf-lending-shakeup-289611.aspx

๐๐จ๐จ๐ค ๐š ๐ช๐ฎ๐ข๐œ๐ค ๐œ๐ก๐š๐ญ: [email protected]" rel="ugc" target="_blank">https://outlook.office.com/book/[email protected]

Visit smoothhomeloans.com.au to learn more

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