Clayton Capital

Clayton Capital Personalised Mortgage Solutions, Just for You!

We help with:
🏑 Residential Property
🏘️ Investment / Refinance
🏒 Commercial Finance
πŸ‘· Property Development
πŸ“ˆ SMSF Lending
🚘 Asset / Equipment Finance

🏠 The 2026 budget just changed the property game β€” and most people don't fully understand what it means yet.Here's the s...
09/06/2026

🏠 The 2026 budget just changed the property game β€” and most people don't fully understand what it means yet.
Here's the simple version πŸ‘‡
Negative gearing is gone for new established property purchases. The CGT discount is gone too. The big banks are already forecasting price growth to slow or stall β€” and some analysts expect established property values to drop 5–10% as investors pull back.
But it's not all bad news. Less investor competition = a real window for first home buyers. And if you already own? You're grandfathered β€” nothing changes on what you hold.
The key question is what YOU should do next. πŸ’¬
πŸ“© DM us or head to claytoncapital.com.au

08/06/2026

The budget just changed the game for first home buyers 🏑

↓ Less investors competing
↓ Softer prices
↑ More government support

If you’ve been waiting β€” this might be your moment. πŸ‘‡

πŸ“© DM us or visit claytoncapital.com.au

Most homeowners have two goals: pay off the mortgage and build an investment portfolio. Debt recycling lets you do both ...
05/06/2026

Most homeowners have two goals: pay off the mortgage and build an investment portfolio. Debt recycling lets you do both at the same time. Swipe to see how it works. πŸ‘‡
πŸ“© DM us or visit claytoncapital.com.au to book a free call.
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04/06/2026

Not all brokers are the same πŸ‘‡

At Clayton Capital it’s not just about finding the best rate β€” it’s about the experience we provide.

Knowing which lenders to approach, who to speak to, and how to get everything submitted quickly and efficiently.

That comes from years inside the major banks. You’re not just getting a broker - you’re getting someone who knows how the system actually works from the inside.

πŸ“© Send us a message.

πŸ”— claytoncapital.com.au

ps still working out how to multitask camera angles and conversations

03/06/2026

The way you structure your first investment loan determines whether you can buy a second one. πŸ‘‡

Most investors only find this out when it’s too late.

Loan type, account setup, debt structure β€” it all flows through to your next purchase.

Get it right from the start.

πŸ“© Send us a message before you buy.

πŸ”— claytoncapital.com.au

The negative gearing rules changed on budget night. Every lender has responded differently β€” different timelines, differ...
30/05/2026

The negative gearing rules changed on budget night. Every lender has responded differently β€” different timelines, different criteria, different outcomes for investors πŸ‘‡
⚑ What changed for one lender hasn't necessarily changed for another.
πŸ” If you go direct to your bank you get one answer from one policy.
πŸ’Ό We search across 50+ lenders and find the one that still works for your situation right now.
This is exactly the kind of market where having a broker in your corner makes a real difference.
πŸ“© Send us a message and we'll tell you exactly where you stand.
πŸ”— Link in bio β†’ claytoncapital.com.au

29/05/2026

Did you know your savings could be working against your mortgage? πŸ‘‡

πŸ’° An offset account could save you hundreds of thousands in interest and take years off your mortgage β€” depending on your loan and rate.

βœ… Same money. Same repayments. Just in the right place.

Most people have savings sitting in a transaction account doing nothing while their mortgage compounds every single day.

πŸ“© Send us a message to find out what an offset account could do for yours.

πŸ”— Link in bio β†’ claytoncapital.com.au

28/05/2026

We recently worked with a first home buyer who had been told their HECS debt was holding them back from purchasing.

Their standard borrowing assessment came in at $680,000 β€” $120,000 short of their target property.

By applying an alternative servicing strategy through the right lender, we increased their borrowing capacity to $800,000 with the same income and the same application.

Deal done.

If you have a HECS debt and you’re unsure what it means for your borrowing power, send us a message. We’ll give you a clear answer within 15 minutes.

"This is what it actually costs to buy your first home in Melbourne in 2026 πŸ‘‡5% deposit scheme β€” so you only need 5% upf...
27/05/2026

"This is what it actually costs to buy your first home in Melbourne in 2026 πŸ‘‡

5% deposit scheme β€” so you only need 5% upfront, not 20%.

Notice how stamp duty jumps hard once you go over $600k β€” that's the FHB exemption cutting off.

Buying at $599k vs $650k is a $16,000 difference in stamp duty alone.

If you want to know exactly what you need for your situation, DM me or book a free call β€” link in bio."

Most people don't reach out to a broker because they don't know what happens next. So here it is β€” exactly how working w...
21/05/2026

Most people don't reach out to a broker because they don't know what happens next. So here it is β€” exactly how working with us looks, from the first message to long after settlement.

No guesswork. No pressure. Just a team that handles everything while you get on with your life.

Swipe through and save this one. πŸ‘†

[email protected]

Address

5/976 Riversdale Road
Surrey Hills, VIC
3127

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61431479327

Website

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