Alexander Heifetz - Loan Market

30/10/2026

Ghost your bad money habits this spooky season. 👻

Going straight to your bank. Rates you've never checked. Cards you don't use. The loyalty tax nobody warns you about.

Swipe to see what's really spooky this year.

Send us a DM, let's sort it out. 💬

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work with clients across all Australian states, including clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

30/10/2026

New and experienced investors: the podcast that is worth watching...

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work with clients across all Australian states, including clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

Here's an uncomfortable question to start today's show. When your last property deal didn't go the way you wanted, when a negotiation stalled, when the...

30/10/2026

RBA set to inflict fifth interest rate hike on Cup Day, number six is now a 50-50 bet

The RBA has lifted its official cash rate (“OCR”) four times this year to 4.60%, and market forecasts of two more 0.25% hikes have gathered pace this week...

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work with clients across all Australian states, including clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

We break down what mortgage holders and ASX investors need to know about the most likely future path of local interest rates – strap in, it’s going to get worse before it gets any better!

30/10/2026

Australia’s property tax changes are already backfiring – and renters could pay the price

Australia’s housing crisis has always been a supply crisis. We simply don’t have enough homes for our growing population, construction costs remain too high, builders are struggling to make projects viable, and rental vacancies are already at critically low levels.

Against that background, you would expect every government policy to encourage more people to invest in housing and help finance the construction of new homes. Instead, the Federal Government’s latest tax changes appear likely to discourage investment, reduce construction and place further upward pressure on rents...

✅ New modelling estimates the Federal Budget’s property tax changes could result in 10,700 fewer homes being built by 2029-30.

✅ The modelling forecasts rents could rise by an additional $10 a week each year, separate from inflation.

✅ Treasury estimates the rental impact will be less than $2 a week and argues its wider housing measures will add more than 30,000 homes over a decade.

✅ The policy may help some first-home buyers face less investor competition, but reducing rental investment during a severe housing shortage carries substantial risks.

✅ Established property will remain an important investment asset, although future investors will need to pay much closer attention to cash flow, finance structures and asset selection.

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work with clients across all Australian states, including clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

Australia’s housing crisis has always been a supply crisis. We simply don’t have enough homes for our growing population, construction costs remain too...

29/10/2026

Halloween is full of spooky surprises, and your finances are no different 🎃

Don’t let scary money mistakes come back to haunt you. Here are some tips to keep your budget safe. Please see the image below.

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work with clients across all Australian states, including clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

28/10/2026

Anyone who's tried to line up a sale and a purchase knows the headache. Settlement dates rarely cooperate.

Bridging finance lets you move on the new asset now and sell the old one on your own timeline, rather than taking the first offer that clears the date.

Short-term by design.

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work with clients across all Australian states, including clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

28/10/2026

A crucial number - final inflation data - has landed that could decide whether the Reserve Bank will lift the cash rate again on Melbourne Cup day.

Australian Bureau of Statistics figures released on Wednesday show headline inflation came in at 4.3 per cent for the 12 months until September. It was 4.0 per cent in August.

Aussie mortgage holders could be staring down the barrel of more rate pain after inflation rose again.

AH Comments: May be it is the time for RBA to adjust its comfortable inflation brackets to a new range of 4-6 per cent?
What do you think?

Please don’t struggle on your own or wait until you’re experiencing financial pressure or difficulties making your loan repayments.

If your repayments have already increased significantly, it may be a good time to review your options. Speaking with a professional mortgage broker can help you determine whether negotiating with your current lender or refinancing could be right for you.

Having a broker on your side can help you prepare for future rate changes and find a loan that better suits your circumstances.

We can help you compare lenders and loan products that may offer a more competitive interest rate and lower repayments. You may also be eligible for up to $3,000 in refinance cashback, while selected lender offers are still available.

Don’t wait until it becomes a problem — review your options today.

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work with clients across all Australian states, including clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

Aussie mortgage holders could be staring down the barrel of more rate pain after inflation rose again.

28/10/2026

Unemployment rises, housing approvals fall and Melbourne leads the auctions again | Property Insiders - Property update by Metropole

Could the weakening jobs market bring Australia closer to the end of interest rate increases, even as buyers remain cautious about property?

At the same time, another fall in building approvals raises concerns about how much new housing will be available when confidence eventually returns.

These forces operate over different timeframes, which helps explain why our property markets can remain subdued today while conditions for a future recovery gradually develop...

✅ Australia’s unemployment rate rose to 4.7% in September, with employment falling by 39,300 and the participation rate declining to 66.8%.

✅ The softer jobs market strengthens the argument for caution on further interest rate increases, although inflation will remain central to the Reserve Bank’s decisions.

✅ Total dwelling approvals fell 6.1% in August. Private house approvals rose 3.7%, while private dwellings excluding houses fell 21.2%.

✅ Weekend auction results remain uneven, with Sydney’s clearance rate falling to 51% while Melbourne’s improved to 58.5%.

✅ Weak confidence is giving buyers more negotiating power, while the slow housing pipeline remains a concern for future supply.

✅ For investors with secure finances and a long investment horizon, current conditions warrant careful preparation and selective buying.

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work with clients across all Australian states, including clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

Could the weakening jobs market bring Australia closer to the end of interest rate increases, even as buyers remain cautious about property? At the same...

27/10/2026

Saving smart and staying ahead of the game. Cheers to those proactively keeping their finances in check.

If this isn't you, no worries. We’ll stay in touch and check in on your loan for you. 😊

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work with clients across all Australian states, including clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

27/10/2026

The Household, Income and Labour Dynamics in Australia (HILDA) Survey, provides unique insights into the lives of Australians, and collects rich data on income, employment, health and wellbeing.

HILDA has been following the same people every year since 2001, with about 17,000 respondents in the latest survey. This makes it possible to examine how the lives of Australians have changed over time.

Funded by the Australian government and managed by the Melbourne Institute, the survey is one of Australia’s most valuable social research tools.

So, what are the highlights from the 2026 report?

- Housing stress is on the rise;
- Half of young adults are still living at home;
- Food insecurity is on the rise;
- One in ten have been victims of a cybercrime;
- Life-partner relationships are very strong.

Please don’t struggle on your own or wait until you’re experiencing financial pressure or difficulties making your loan repayments.

If your repayments have already increased significantly, it may be a good time to review your options. Speaking with a professional mortgage broker can help you determine whether negotiating with your current lender or refinancing could be right for you.

Having a broker on your side can help you prepare for future rate changes and find a loan that better suits your circumstances.

We can help you compare lenders and loan products that may offer a more competitive interest rate and lower repayments. You may also be eligible for up to $3,000 in refinance cashback, while selected lender offers are still available.

Don’t wait until it becomes a problem — review your options today.

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work with clients across all Australian states, including clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

Every year, one of Australia’s biggest longitudinal surveys provides a range of insights on how the nation is changing. The Household, Income and Labour...