Linda Schmidt - Liberty Adviser / Mortgage Broker

10/06/2026

Family Car or Work Vehicle? Let’s Find the Right Finance Solution for You.

09/06/2026

Thank you Luke for your Ongoing Support!

04/06/2026

Behind every mortgage broker is a family who inspires them. MY FAMILY ❤️

03/06/2026

WHAT IS A FAMILY GUARANTEE?

Dreaming of owning your own home but struggling to save a large deposit?

A Family Guarantee may help you get into the property market sooner by allowing a family member to use equity in their property as additional security for your home loan.

# Buy sooner with a smaller deposit
# Potentially avoid Lenders Mortgage Insurance (LMI)
# Keep more of your savings available for other costs
# Available through a range of lenders (subject to eligibility)

It’s important to understand that the guarantor is taking on an obligation, so professional advice is essential before proceeding.

Every situation is different, and a Family Guarantee may not be suitable for everyone.

Thinking about buying a property? Let’s discuss whether a Family Guarantee could help you achieve your property goals sooner.

31/05/2026

I have been asked if I am real due to the AI Video images I have used to create my educational posts recently. It was aimed more towards my Instagram account which I recently created. My contact details on my Instagram and Facebook accounts are legitimate. I am not asking anyone for personal information and I’m only sharing educational content. Here is a photo of me and my professional photo used on my Liberty website and to generate my videos. All my followers on this page know I’m real as they have been following me prior to my recent posts. Just an update. Thank you

28/05/2026

Unlock the Power of Your Home Equity 🔓

Did you know the equity in your home could help you achieve your financial goals sooner?

💡 What is Home Equity?
Home equity is the difference between your property’s value and what you still owe on your mortgage.

For example:
If your home is worth $900,000 and your loan balance is $500,000 — you may have $400,000 in equity.

Your equity may be used for:

🛠️ Renovations or upgrades
🏘️ Purchasing an investment property
💳 Debt consolidation
🚗 Buying a new car
🎓 Funding education expenses
📈 Building wealth for the future

⚠️ Every lender has different policies and borrowing capacity requirements, so it’s important to understand your options before making any decisions.

Want to know how much equity you may be able to access?
Let’s chat about your options.

26/05/2026

🚨 YOUR HOME LOAN COULD BE COSTING YOU MORE THAN IT SHOULD 🚨

Interest rates are on the rise… but that doesn’t mean you should be paying more than necessary. 💰

Now is the perfect time to review your home loan and make sure:
✔️ You’re still on a competitive rate
✔️ Your repayments are working for you
✔️ Your loan still suits your goals

A quick review could potentially save you thousands over the life of your loan. 🏡

Don’t let your lender decide your future without checking your options first.

📩 Message me today for a free home loan review.

25/05/2026

24/05/2026

What is Mortgage Insurance?

Mortgage Insurance, also known as Lenders Mortgage Insurance (LMI), is usually required when you purchase a property with less than a 20% deposit.

It protects the lender — not the borrower — if the home loan goes into default.

The good news?
LMI can help you get into the property market sooner, even with a smaller deposit. 🙌

In some cases, eligible buyers may even qualify for schemes or lender policies that could reduce or avoid LMI altogether.

Thinking about buying a home but unsure where to start?
Let’s explore your options and see how much you could borrow.✨

22/05/2026

I recently started my Mortgage Broking Business Instagram page. I will aim to post brief educational content and other relevant information regarding finance. If you use Instagram, please follow my page. Thank you x

195 Followers, 263 Following, 55 Posts - See Instagram photos and videos from Linda Schmidt - Mortgage Broker ()