Edward McInerney - EMC Finance

Edward McInerney  - EMC Finance I specialize in finding the right mortgages for you. This page has been set up for general questions and up-to date information regarding finance.

Edward McInerney is a credit representative (Credit Representative number 462220) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit License No. 391237) | Corporate Credit Representative Number: 462146

18/08/2026

ANALYSIS: If it's a glimpse towards a possible future you're after, it's always worthwhile taking a peek across the Tasman.

For, when it comes to the economy, the Kiwis don't do things by halves.

Read more: https://ab.co/4qjqzRr

🏡 SMSF Property Investors – Important Proposed ChangeA recent agreement between Labor and the Greens includes a proposal...
24/06/2026

🏡 SMSF Property Investors – Important Proposed Change

A recent agreement between Labor and the Greens includes a proposal to ban NEW Limited Recourse Borrowing Arrangements (LRBAs) for residential property purchases within Self-Managed Super Funds (SMSFs).

What does this mean?

✅ Existing SMSF property loans are proposed to be grandfathered.
✅ SMSFs could still invest in property using available cash or potentially lend with commercial property. Have to wait for these changes.
❌ New borrowing through an SMSF to purchase residential property may no longer be permitted.

For many Australians, SMSF lending has been a pathway to acquiring residential and commercial property within their retirement strategy. If implemented, this proposal could significantly change how future SMSF property investments are structured.

At EMC Finance, we believe informed decisions are better decisions.

Read more:
• Government announcement:
https://www.pm.gov.au/media/government-another-step-closer-delivering-tax-reforms

The Albanese Government is another step closer to delivering its tax reforms for workers, home buyers, and businesses. These reforms will make it easier for Australians to buy their first home, cut taxes for over 13 million workers, and better align the tax treatment of labour and asset income.Today...

18/06/2026

Around 2.7 million small businesses will be offered a carve-out from controversial tax changes.

CGT & Negative gearing changes from the May budget 2026.
12/05/2026

CGT & Negative gearing changes from the May budget 2026.

12/05/2026
05/05/2026

Cash Rate now 4.35%

Address

Suite 397, Waterman Eastland, 3/175 Maroondah Highway
Ringwood, VIC
3134

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