24/06/2026
🏡 SMSF Property Investors – Important Proposed Change
A recent agreement between Labor and the Greens includes a proposal to ban NEW Limited Recourse Borrowing Arrangements (LRBAs) for residential property purchases within Self-Managed Super Funds (SMSFs).
What does this mean?
âś… Existing SMSF property loans are proposed to be grandfathered.
âś… SMSFs could still invest in property using available cash or potentially lend with commercial property. Have to wait for these changes.
❌ New borrowing through an SMSF to purchase residential property may no longer be permitted.
For many Australians, SMSF lending has been a pathway to acquiring residential and commercial property within their retirement strategy. If implemented, this proposal could significantly change how future SMSF property investments are structured.
At EMC Finance, we believe informed decisions are better decisions.
Read more:
• Government announcement:
https://www.pm.gov.au/media/government-another-step-closer-delivering-tax-reforms
The Albanese Government is another step closer to delivering its tax reforms for workers, home buyers, and businesses. These reforms will make it easier for Australians to buy their first home, cut taxes for over 13 million workers, and better align the tax treatment of labour and asset income.Today...
