Oxby Finance

Oxby Finance We help everyday Australians navigate home loans with clarity and confidence.

Whether you’re buying your first home, upgrading, investing, or refinancing, we take the time to understand your goals and match you with loan options that suit your situation.

02/06/2026

Australia’s car industry is evolving, more EV cars and more dominance in the EV space. BYD has hit off with more stock in Melbourne.

Some banks are already changing the way they treat negative gearing. I have listed just a few new ways they are looking ...
27/05/2026

Some banks are already changing the way they treat negative gearing. I have listed just a few new ways they are looking to assess what is acceptable and not acceptable to account for negative gearing. Banks are being proactive and therefore you should be speaking to your broker! Be a manufacturer of negative gearing and bring negative gearing back to your investment portfolio!! Disclaimer: The information provided is general in nature and does not take into account your personal objectives, financial situation, or needs. Please consider whether it is appropriate for you and seek independent financial and legal advice where required. Finance is subject to lender approval, terms, conditions, and eligibility criteria.

🌙✨ Eid Mubarak from our team, John & Kelly ✨🌙Wishing you and your loved ones peace, happiness, good health, and endless ...
27/05/2026

🌙✨ Eid Mubarak from our team, John & Kelly ✨🌙

Wishing you and your loved ones peace, happiness, good health, and endless blessings this Eid. May this special occasion bring joy to your home and success in all that you do.

Thank you for your continued support and trust. We truly appreciate being part of your journey.

Eid Mubarak to you and your family! 🤍

20/05/2026

Time to change your thinking cap 🧢 the environment is changing. Be proactive when you’re purchasing your next investment property because with the new proposed budget no more existing dwellings will be benefitting from negative gearing. But if you’re smart enough you can find ways to still get it. No financial advice here, we’re in a changing environment and still waiting for the final stamp from parliament BUT banks are already proactively planning how they will treat your next investment exisiting home purchases… SO SHOULD YOU

15/05/2026

Currently at Thailand in Krabi but the grind doesn’t stop! Still on the emails and phone! S**t hits different now

12/05/2026

😂

Improve your borrowing capacity. If you need guidance tailored to you, book a session with us.
07/05/2026

Improve your borrowing capacity. If you need guidance tailored to you, book a session with us.

29/04/2026

I love accountants, they know numbers like no one else and if you’re a business owner they can play a huge role when you need lending to scale your business. You want a right hand man and that is the same with finance brokers. You want the right people by your side!! 🚀

28/04/2026

Unconditional on 24 hours!! 🚀 never beats telling my clients their finance is approved on a Tuesday evening! LETSS GOO! 🚀🚀

26/04/2026

A lot of people assume one default on their credit file means they’ll never be able to borrow again. I’ve spoken to clients who felt embarrassed, stressed, and thought home ownership was completely off the table because of past credit issues.

The reality? That’s not always the case.

Sometimes there are ways to clean up your credit file, resolve old defaults, or explore lenders that may still consider your situation.

I’ve seen clients go from thinking they had no chance… to getting approved once we looked at the full picture.

If you’ve been told no before, don’t assume that’s the end of the road. There may be more options than you think.

finance homeownership

Address

Melbourne, VIC
3134

Opening Hours

Monday 8:30am - 7pm
Tuesday 8:30am - 7pm
Wednesday 8:30am - 7pm
Thursday 8:30am - 7pm
Friday 8:30am - 7pm
Saturday 8:30am - 7pm
Sunday 8:30am - 7pm

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