Mortgage Choice in Surry Hills

Mortgage Choice in Surry Hills Mortgage Choice in Surry Hills has been helping to give you choice in home loans since 2002 - call u For the best Mortgage Brokers in Sydney, look no further.

Mortgage Choice in Surry Hills is a full financial services business offering the benefit of choice and experience in home loans and financial advice. We offer home loans, first home buyers mortgages, commercial & business loans, investment loans, development loans, asset finance, refinancing, equipment finance, mortgages, debt consolidation, home equity release, mortgage top-ups, land & construct

ion loans, & renovation loans. We service Surry Hills, Alexandria, Zetland, Waterloo, Ultimo and all surrounding suburbs in Sydney.

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-fri...
05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

05/06/2026

It's not always about having the perfect financial situation. It's about knowing what's actually possible and having someone in your corner to help you get there.

If you've been talking yourself out of it before you've even started - let's chat. You might be closer than you think.

Trying to decide between an offset account and a redraw facility? It’s one of the most common questions we get here in S...
05/06/2026

Trying to decide between an offset account and a redraw facility? It’s one of the most common questions we get here in Surry Hills. Both are designed to help you pay less interest, but they suit different ways of managing money.

An offset account acts like a regular transaction account linked to your home loan. Every dollar you keep in there reduces the balance we calculate interest on. It’s perfect if you want easy, everyday access to your savings while still chipping away at your debt.

A redraw facility, on the other hand, isn’t a separate account. It allows you to withdraw any "extra" repayments you’ve made directly into your loan. It’s often a great "set and forget" option for those who don’t need to touch that extra cash frequently.

The right choice depends on your spending habits and long-term goals. If you’re looking to find a structure that works for your specific situation, we’re here to help you navigate the options.

Send us a DM or visit our website to chat with the team.

💰 Did you know your home loan could be working harder for you?Using an offset account or redraw facility could help redu...
04/06/2026

💰 Did you know your home loan could be working harder for you?

Using an offset account or redraw facility could help reduce the amount of interest you pay and potentially save you thousands over the life of your loan. 🏡

But what’s the difference between the two — and which option is right for you?

Our latest blog breaks it down in simple terms, including how these features work and how they compare to a regular savings account.

📖 Read the blog to learn more and start making the most of your home loan features.

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The June 30 countdown is officially on for local business owners.With the end of the financial year approaching, now is ...
03/06/2026

The June 30 countdown is officially on for local business owners.

With the end of the financial year approaching, now is the ideal time to consider upgrading your equipment or business vehicles. Whether you're a tradie needing a new ute or a professional looking to refresh your office tech, the right asset finance can make all the difference to your momentum heading into July.

At Mortgage Choice in Surry Hills, we take the stress out of the process. We compare options from a wide range of lenders to find a solution tailored to your specific business needs, handling the research and negotiations on your behalf so you can stay focused on running your business.

If you're looking to make a move before the deadline, our team is here to help you navigate the options and get everything sorted in time.

Talk to us today!

The end of the financial year is often a race to find receipts, but it’s also the most strategic time to review your big...
31/05/2026

The end of the financial year is often a race to find receipts, but it’s also the most strategic time to review your biggest financial commitment.

June is the ideal window for a mid-year home loan health check. Markets move, rates fluctuate, and your own goals may have evolved since January. What was a great deal six months ago might no longer be the most competitive option for your current situation.

We help you look under the hood of your mortgage to ensure your loan structure still aligns with your plans for the new financial year. Whether you want to pay down debt faster, lock in a rate, or tap into equity for a renovation, getting a clear picture now sets the tone for July.

Our team takes care of the heavy lifting: comparing hundreds of products and negotiating with lenders: to make sure you’re starting the new financial year on the front foot.

If you’d like to see how your current loan stacks up, send us a DM or visit our website contact page to get started.

30/05/2026

Over 77% of Australians are now choosing a broker over a bank when it comes to their home loan - and there's a good reason for it.

More options, better guidance, and someone actually in your corner.

Curious what a broker could do for you? Book a consultation and let's chat. 🏡

Love the Surry Hills lifestyle but find the local house prices a bit daunting? You aren’t alone.Rentvesting is a strateg...
29/05/2026

Love the Surry Hills lifestyle but find the local house prices a bit daunting? You aren’t alone.

Rentvesting is a strategy we’re seeing more locals use to get onto the property ladder without moving out of the area they love. It’s simple: you rent where you want to live and buy an investment property where you can afford.

This way, you can keep enjoying your favourite local spots while your investment property builds equity in the background. It’s a practical way to start your property journey while keeping your weekends exactly how you like them.

Navigating this strategy takes a bit of planning, from understanding loan structures to managing your budget. That’s where we come in. We help you compare hundreds of loan products to find the one that fits your investment goals.

If you're curious about how rentvesting could work for you, reach out to our team today. Send us a DM or visit our website to book a chat.

27/05/2026

Your first home could be closer than you think.

The 5% deposit scheme exists to help more Australians get through the door - and we can help you find out if you qualify.

Book a consultation with us and let's make it happen. 🏡

There’s a specific moment we see often: the ‘Aha’ moment.It’s that second of pure clarity when a client realises that ro...
27/05/2026

There’s a specific moment we see often: the ‘Aha’ moment.

It’s that second of pure clarity when a client realises that rolling high-interest debts like credit cards or car loans into their home loan isn't just a paperwork exercise. It’s a complete shift in their daily life.

Managing multiple repayments with different interest rates can feel like a heavy weight. When we show you how consolidating those debts can free up your monthly cash flow and simplify everything into one single, manageable repayment, the relief is visible.

Suddenly, the budget feels lighter, and the path forward is clear.

If you’re looking to reclaim some breathing room in your finances and want to see what your 'Aha' moment looks like, we’re here to help you navigate the options.

You can reach out to our team via DM or through the contact page on our website to start the conversation.

Address

303 Cleveland Street
Redfern, NSW
2016

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+61296981800

Website

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