Mint Money

Mint Money Simplifying the process to help you fund the home of your dreams.

Mint Money is a mortgage brokering firm based in Surry Hills, NSW with a passion for helping individuals reach their financial goals & objectives. Our mortgage brokers and finance brokers offer a range of financial services including first home buyers, residential home loans, refinance loans, investment loans, debt consolidation, asset finance, equipment finance, business loans, commercial lending

& more. Locally servicing Sydney City including; Woollahra, Barangaroo, Broadway, Ultimo, Haymarket, Chippendale, Darlington, Golden Grove, Pyrmont, Darlinghurst, Surry Hills, Elizabeth Bay, Potts Point, Rushcutters Bay, Woolloomooloo, Redfern, Eveleigh, Paddington, Zetland, Moore Park, Millers Point, Paddington, Double Bay, Forest Lodge & Glebe.

29/05/2026

There’s no doubt we’re living in the lucky country…however when it comes to tax, it’s a different story 🥲🦘

But really, it’s all about how you structure your investments. There’s plenty of opportunity to grow long term wealth with a bit of patience and strategy.

Let’s chat 👉 https://www.mintmoney.com.au/contact-us/ -your-consultation

26/05/2026

“Paying rent means I can definitely afford a mortgage.”

Maybe, but unfortunately banks don’t always see it that way...

Many lenders now analyse your FULL spending habits - not just whether you’ve paid rent on time.

Things like:

-Gambling transactions
-Lots of Uber Eats orders
-AfterPay usage
-Account conduct
..can all impact servicing.

It’s no longer just about income - in the modern digital world, it’s about spending behaviour.

22/05/2026

As Warren Buffett says “Be fearful when others are greedy, and greedy when others are fearful” - and right now, off the back of the federal governments latest budget announcement - people are fearful.

Negative gearing and CGT changes do not mean that property investment is no longer profitable - it just means that investors need to tweak their strategy…

And as always, those who are the fastest to adapt, will reap the rewards.

Grab your copy of Johnny’s book, here:

https://www.amazon.com.au/gp/aw/d/1923386514/ref=tmm_pap_swatch_0

22/05/2026

As Warren Buffett says “Be fearful when others are greedy, and greedy when others are fearful” - and right now, off the back of the federal governments latest budget announcement, people are fearful.

Negative gearing and CGT changes do not mean that property investment is no longer profitable…it just means that investors need to tweak their strategy…

And as always, those who are the fastest to adapt, will reap the rewards.

2026 Federal Budget 🇦🇺💸Here’s what property investors actually need to know…👇Before everyone panics…Here’s the simplifie...
15/05/2026

2026 Federal Budget 🇦🇺💸
Here’s what property investors actually need to know…👇

Before everyone panics…

Here’s the simplified breakdown of what’s changing, and what isn’t.

The major changes are focused on FUTURE purchases of established investment properties, with negative gearing restrictions proposed from July 2027.

Importantly though, if you already own investment properties prior to the changes taking effect, existing negative gearing benefits are expected to remain protected under grandfathering provisions.

Investors purchasing through trusts or company structures may see very little impact overall, as many of these structures weren’t relying on personal negative gearing benefits to begin with.

Moving forward, properties with strong cashflow potential are likely to become even more valuable. This includes dual income properties, granny flat opportunities, renovation projects and properties with strong rental yields or value-add potential.

New builds are largely exempt from the proposed negative gearing and CGT changes.

This could drive even more demand toward the construction sector at a time where supply remains tight, building costs are still elevated and rental demand continues to increase.

The likely result? Continued upward pressure on new build prices.

The proposed CGT changes from July 2027 include a move toward inflation indexation and a minimum 30% CGT rate.

If you’re considering selling an investment property in the next 12-24 months, it’s worth getting accounting advice early so you understand how these changes may affect your position.

At the end of the day, the investors who continue winning will be the ones focused on strong cashflow, smart structures, quality assets and a long-term strategy.

Swipe to the last slide to see Johnny’s raw, unfiltered opinion on the new budget…👉Clients - if you’re concerned about h...
15/05/2026

Swipe to the last slide to see Johnny’s raw, unfiltered opinion on the new budget…👉

Clients - if you’re concerned about how these changes might affect your investment strategy, reach out to us and we’ll chat 🙏☎️

Address

Level 4/418A Elizabeth Street
Surry Hills, NSW
2010

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

1300 302 620

Website

https://mintmoney.com.au/contact-us/#book-your-consultation

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