Percentage Finance

Percentage Finance We save people time and money with our vast selection of bank and non-bank lenders to secure a loan that suits you best.

Percentage Finance is committed to finding you the best mortgage product available. We’ve selected what we think are the best loans from all the major banks and other lenders, giving you a choice of 40 lenders offering over 600 different home loan products. We constantly hunt out the best home loans to ensure that you, our valued client, get the best deal. At Percentage Finance our existence relie

s on helping you find the home loan deal that’s right for you, wherever it comes from. We are not a bank, but rather a consultant, committed to saving you money. Percentage Finance will help you find the best possible product for your needs. At Percentage Finance we will show you what the banks won’t, how to save years of repayments and thousands of dollars. Best of all, our service costs you nothing, so you get a great deal and great service, without the running around.

What happens between loan approval and settlement?There are several important steps behind the scenes, from signing docu...
02/06/2026

What happens between loan approval and settlement?

There are several important steps behind the scenes, from signing documents to final bank checks and transferring funds. Knowing what to expect can make the process far less stressful.

Call Percentage Finance for guidance through every step.

Family guarantee options may help eligible buyers enter the market sooner with a smaller deposit.It’s important to under...
28/05/2026

Family guarantee options may help eligible buyers enter the market sooner with a smaller deposit.

It’s important to understand how these loans work and make sure the structure suits everyone involved.

Call Percentage Finance to see if a guarantor loan could be right for you.

Loan Term Choices - 25 years or 30 years?Your loan term affects repayments and total interest paid. The right balance de...
26/05/2026

Loan Term Choices - 25 years or 30 years?

Your loan term affects repayments and total interest paid. The right balance depends on your goals.

Call Percentage Finance to review what suits you best.

Self-employed?Lenders assess income differently for business owners. The right preparation can make the process much smo...
21/05/2026

Self-employed?

Lenders assess income differently for business owners. The right preparation can make the process much smoother.

Call Percentage Finance to understand your options.

Buying at Auction?Finance needs to be organised before auction day — there’s no cooling-off period.Call Percentage Finan...
19/05/2026

Buying at Auction?

Finance needs to be organised before auction day — there’s no cooling-off period.

Call Percentage Finance to prepare with confidence.

Loan Features That Matter!It’s not just about the interest rate.Offset accounts, redraw facilities, and repayment flexib...
14/05/2026

Loan Features That Matter!

It’s not just about the interest rate.

Offset accounts, redraw facilities, and repayment flexibility can make a real difference over time.

Call Percentage Finance to structure a loan that works for you.

Lenders often look for “genuine savings.”This usually means consistent savings over time — not just a recent lump sum tr...
12/05/2026

Lenders often look for “genuine savings.”

This usually means consistent savings over time — not just a recent lump sum transfer. Understanding this early can strengthen your application.

Call Percentage Finance to make sure you’re application-ready.

🌺 Happy Mother’s Day 🌺 Celebrating all the amazing mums and mother figures today and every day.Thank you for the love, s...
09/05/2026

🌺 Happy Mother’s Day 🌺

Celebrating all the amazing mums and mother figures today and every day.

Thank you for the love, strength, and support you give so freely. 💐

From all of us at Percentage Finance.

Credit Score Awareness!Your credit score plays a bigger role than most people realise.Late payments, high credit card li...
07/05/2026

Credit Score Awareness!

Your credit score plays a bigger role than most people realise.

Late payments, high credit card limits, and personal loans can all impact borrowing power — even if you’ve never missed a mortgage repayment.

Call Percentage Finance to review your position before applying.

Did you know?Offset accounts and redraw facilities can help reduce the interest you pay over time.Chat with Percentage F...
05/05/2026

Did you know?

Offset accounts and redraw facilities can help reduce the interest you pay over time.

Chat with Percentage Finance to see if your loan has the right features.

Address

Suite 101 Level 1 35-37 Perouse Road
Randwick, NSW
2031

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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