Percentage Finance

Percentage Finance We save people time and money with our vast selection of bank and non-bank lenders to secure a loan that suits you best.

Percentage Finance is committed to finding you the best mortgage product available. We’ve selected what we think are the best loans from all the major banks and other lenders, giving you a choice of 40 lenders offering over 600 different home loan products. We constantly hunt out the best home loans to ensure that you, our valued client, get the best deal. At Percentage Finance our existence relies on helping you find the home loan deal that’s right for you, wherever it comes from. We are not a bank, but rather a consultant, committed to saving you money. Percentage Finance will help you find the best possible product for your needs. At Percentage Finance we will show you what the banks won’t, how to save years of repayments and thousands of dollars. Best of all, our service costs you nothing, so you get a great deal and great service, without the running around.

Don’t make this mistake before applying for a home loan!Applying for multiple loans with different lenders without under...
17/09/2026

Don’t make this mistake before applying for a home loan!

Applying for multiple loans with different lenders without understanding how your application will be assessed can make the process more complicated.

Before you apply, speak to a mortgage broker who can help you understand your options and identify lenders that may suit your circumstances.

Thinking about applying? Send us a message before you start.

Let's talk about the questions people sometimes feel uncomfortable asking.“I've got Afterpay. Will that stop me getting ...
15/09/2026

Let's talk about the questions people sometimes feel uncomfortable asking.

“I've got Afterpay. Will that stop me getting a home loan?”

The answer isn't always a simple yes or no. Your overall financial position and the lender's assessment criteria matter.

So don't be embarrassed to ask.

Got an awkward mortgage question? DM us. We won't judge

What's your property goal? Everyone's property journey is different.* Buying your first home* Moving to your next home* ...
10/09/2026

What's your property goal?

Everyone's property journey is different.

* Buying your first home
* Moving to your next home
* Refinancing
* Investing
* Buying while self-employed

Whatever your goal, we're here to help you understand your lending options.

Let's talk about your next move.

Here’s a short, warm one to go with your shared post:💛 R U OK? Day 💛A simple “Are you okay?” can mean more than we reali...
09/09/2026

Here’s a short, warm one to go with your shared post:

💛 R U OK? Day 💛

A simple “Are you okay?” can mean more than we realise. Check in with the people you care about today — and every day.

You never know what someone might be going through. 💛

Someone can seem fine and still be struggling. A simple check‑in bridges the gap between what you see and what they feel.

If you're thinking it, Ask R U OK? Any Day.

One of the first questions we hear from home buyers is:“How much can I actually borrow?”Your borrowing power can depend ...
08/09/2026

One of the first questions we hear from home buyers is:
“How much can I actually borrow?”

Your borrowing power can depend on your income, expenses, existing debts, credit limits and the lender you apply with.

Before you start scrolling through property listings, it’s worth knowing where you stand.

DM us BORROW and let’s have a chat.

Got pre-approval? Don't forget about it.If you've been house hunting for a while, your circumstances may have changed — ...
01/09/2026

Got pre-approval? Don't forget about it.

If you've been house hunting for a while, your circumstances may have changed — and so may your borrowing position.

Before making an offer, it's worth checking that your finance is still on track.

📩 If your pre-approval is getting old, message us and we'll help you understand your next steps.

“I'll just stay with my current bank.” - We hear it all the time.But loyalty doesn't always mean you're getting the best...
27/08/2026

“I'll just stay with my current bank.” - We hear it all the time.

But loyalty doesn't always mean you're getting the best deal.

Your circumstances may have changed. Your property value may have changed. Your lender's rates and policies may have changed.

So before you automatically renew, refix or simply stay where you are… Check what's available.

📩 Message us for a no-obligation mortgage review.

Your home could be worth more than you think!If you've owned your property for a few years, you may have built up equity...
25/08/2026

Your home could be worth more than you think!

If you've owned your property for a few years, you may have built up equity.

That equity could potentially help you:

🏠 Upgrade your home
🏘️ Purchase an investment property
🔨 Renovate
💰 Consolidate eligible debts

The first step is understanding what you're working with.

📩 Curious about your options? Let's have a conversation.

Buying your first home can feel overwhelming.How much can you borrow?What deposit do you need?Which loan is right for yo...
20/08/2026

Buying your first home can feel overwhelming.

How much can you borrow?
What deposit do you need?
Which loan is right for you?
Are there government schemes you may qualify for?

You don't have to figure it all out yourself.

Call Percentage Finance and and find out about your options.

Not necessarily.The deposit you need can depend on your circumstances, the property you're buying and the loan you're ap...
18/08/2026

Not necessarily.

The deposit you need can depend on your circumstances, the property you're buying and the loan you're applying for.

There may be options available with a smaller deposit, depending on your situation.

Think you need to save for years before you can buy? Let's talk about your options first.

Address

Suite 101 Level 1 35-37 Perouse Road
Randwick, NSW
2031

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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