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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Percentage Finance

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Australia
Randwick, NSW
Percentage Finance

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We save people time and money with our vast selection of bank and non-bank lenders to secure a loan that suits you best.

Percentage Finance is committed to finding you the best mortgage product available. We’ve selected what we think are the best loans from all the major banks and other lenders, giving you a choice of 40 lenders offering over 600 different home loan products. We constantly hunt out the best home loans to ensure that you, our valued client, get the best deal. At Percentage Finance our existence relies on helping you find the home loan deal that’s right for you, wherever it comes from. We are not a bank, but rather a consultant, committed to saving you money. Percentage Finance will help you find the best possible product for your needs. At Percentage Finance we will show you what the banks won’t, how to save years of repayments and thousands of dollars. Best of all, our service costs you nothing, so you get a great deal and great service, without the running around.

03/11/2026

Your mortgage shouldn't be something you set and forget.

Your income, property value and financial goals may have changed since you first took out your loan. A review can help you understand whether your current loan is still right for you.

It's worth checking. Get in touch with Percentage Finance for a home loan review.

29/10/2026

Being your own boss has its perks — but applying for a home loan can feel like a different story.

Different lenders assess self-employed income differently, so understanding your options can make all the difference.

We help self-employed Australians navigate the lending process and find a solution that suits their circumstances.

Self-employed and planning to buy or refinance? Let's explore your options.

27/10/2026

The property market is full of headlines, opinions and predictions. But what does it actually mean for you?

The right opportunity isn't always about timing the market — it's about understanding your borrowing power, knowing your options and having a plan.

At Percentage Finance, we help you look beyond the headlines and focus on what matters to you.

Thinking about buying, refinancing or investing? Let's talk.

29/09/2026

The question we get all the timeI

“Do I need to speak to a broker if I already have a bank?”

Not necessarily — but it can be useful to understand what else is available.

We can help you compare your options so you can make an informed decision.

Want to know if your current home loan is still right for you?

Get in touch with Percentage Finance for a chat.

24/09/2026

Did you know the equity in your home could potentially help you buy another property, renovate or achieve another financial goal?

Your available equity depends on your property value, existing loan and lending criteria.

Curious about yours? Let's take a look.

22/09/2026

When comparing home loans, it’s easy to focus only on the interest rate.

But what about the fees? Offset account? Loan features? Fixed or variable? Repayment structure?

The cheapest-looking rate isn't necessarily the best loan for your circumstances.

Want us to review your current loan? Get in touch with us we're here to help!

17/09/2026

Don’t make this mistake before applying for a home loan!

Applying for multiple loans with different lenders without understanding how your application will be assessed can make the process more complicated.

Before you apply, speak to a mortgage broker who can help you understand your options and identify lenders that may suit your circumstances.

Thinking about applying? Send us a message before you start.

15/09/2026

Let's talk about the questions people sometimes feel uncomfortable asking.

“I've got Afterpay. Will that stop me getting a home loan?”

The answer isn't always a simple yes or no. Your overall financial position and the lender's assessment criteria matter.

So don't be embarrassed to ask.

Got an awkward mortgage question? DM us. We won't judge

10/09/2026

What's your property goal?

Everyone's property journey is different.

* Buying your first home
* Moving to your next home
* Refinancing
* Investing
* Buying while self-employed

Whatever your goal, we're here to help you understand your lending options.

Let's talk about your next move.

09/09/2026

Here’s a short, warm one to go with your shared post:

💛 R U OK? Day 💛

A simple “Are you okay?” can mean more than we realise. Check in with the people you care about today — and every day.

You never know what someone might be going through. 💛

Someone can seem fine and still be struggling. A simple check‑in bridges the gap between what you see and what they feel.

If you're thinking it, Ask R U OK? Any Day.

Address

Suite 101 Level 1 35-37 Perouse Road
Randwick, NSW
2031

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.percentagefinance.com.au/

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