Lucia Xiao - Australian Mortgage Broker & Property Coach

29/09/2026

Why Today's RBA Rate Hike is Actually GOOD News!

22/09/2026

Trump vs Xi Summit: Can They Stop $100 Crude Oil🛢️?

20/09/2026

What the Media Isn't Telling You About the 29th September RBA Decision!

03/04/2026

The RBA has officially shifted gears. 🛑
In a tense 5-to-4 split vote on March 17th, the Board sent a clear message: fighting inflation is now the priority, even at the cost of economic growth. With the Governor warning against fuel subsidies and refusing to rule out a recession, the landscape for Australian homeowners and investors has shifted overnight.
Here is the reality check:
Owner-Occupiers: You finally have the upper hand. Bargaining power is up, now is the time to find the right home, not just any home.
Investors: Caution is the word of the day. Catching a "falling knife" in a volatile market is a risk you need to weigh carefully.
The NZ Factor: While we tighten the belt, New Zealand is taking a different path. With the Kiwi dollar at 0.82, the cross-border opportunity for expats is the widest we’ve seen in years.
High fuel prices are a double-edged sword, they push inflation up but kill consumer demand. As retail feels the pinch, your mortgage strategy needs to be more than just "set and forget."
The bottom line: Uncertainty creates opportunity for the prepared. Whether you're looking to capitalise on your Aussie dollars or safeguard your home loan, now is the time to audit your position.

17/03/2026

Is the RBA about to hike because of oil? ⛽️ Maybe not.
A massive supply shock can actually lead to an economic slowdown rather than a surge. Here’s why I’m betting on a "Hold" today. What are your thoughts? Let’s chat in the comments. 👇
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31/12/2025