Jodie Cullen Mortgage Choice Penshurst

Jodie Cullen Mortgage Choice Penshurst Expert advice on getting the best home loan solution for first home buyers, investors and refinancing.

Mortgage Choice Pty Limited (ABN 57 009 161 979, Australian Credit Licence 382869) and Smartline Operations Pty Limited (ABN 86 086 467 727, Australian Credit Licence 385325) are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline.

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-fri...
05/06/2026

If your budget is feeling the pinch with rising fuel prices and you’re considering a more environmentally and budget-friendly car, an electric vehicle could be a good fit.

With EOFY right around the corner, now’s the perfect time to look at electric vehicle options, including potential Fringe Benefit Tax exemptions and lower, ‘green’ interest rates.

Reach out today to get started.

Have you reviewed your home loan lately? If it's been a while, it could be time to refinance.Refinancing could help you ...
22/04/2026

Have you reviewed your home loan lately? If it's been a while, it could be time to refinance.

Refinancing could help you secure a lower interest rate, reduce your monthly repayments and access better loan features. While switching lenders might feel like a mountain of paperwork, we handle the heavy lifting for you. We manage the process from start to finish and negotiate with lenders on your behalf to ensure a smooth transition to your new loan.

Plus, if you apply to refinance your home loan with me by 16 May, you could go in the running to win a monthly $5,000 prize, giving you some breathing room on your next mortgage repayment. T&Cs apply.

Book an appointment to see how easy it can be.
✉️ [email protected]
☎️ Jodie - 0425 278 348

Rentvesting is a great option if you want to secure your place on the property ladder, but can’t afford to buy a home in...
25/03/2026

Rentvesting is a great option if you want to secure your place on the property ladder, but can’t afford to buy a home in the location or with the space you want.

There are pros and cons when it comes to this type of investment strategy. Here are a few to keep in mind:

Pros:
▪️ Enter the property market sooner
▪️ Live where you want to
▪️ Build equity and an income stream from your rental property
▪️Start building your investment portfolio.

CONS:
▪️ You’ll need to pay rent, plus any costs on the property you own but rent out
▪️ You’re not buying a house to live in
▪️ Rental rules will apply to the property you’re living in
▪️ Less certainty about your ability to stay in your rental property long term.

If you’re interested in rentvesting, there’s a lot to consider. I can work through the different options with you and help find the right investment loan for you.

Talk to us today.
✉️ [email protected]
☎️ Jodie - 0425 278 348

Buying a home can feel overwhelming, but getting ahead of the game can be easier than you think. It all starts with know...
23/03/2026

Buying a home can feel overwhelming, but getting ahead of the game can be easier than you think. It all starts with knowing what not to do.

Your 2026 home loan journey starts with a simple conversation. Get in touch with me today.
✉️ [email protected]
☎️ Jodie - 0425 278 348

Introduced in October 2025, first home buyers in Australia can purchase a property with just a 5% deposit, no income cap...
15/03/2026

Introduced in October 2025, first home buyers in Australia can purchase a property with just a 5% deposit, no income caps, higher property price caps (depending on your location) and no LMI.

The key to your first home? It could be just a 5% deposit away.

Chat to us today to get started!
✉️ [email protected]
☎️ Jodie - 0425 278 348

This International Women’s Day, we’re proud to embrace the 2026 theme: Balance the Scales. ⚖️ This theme is a powerful r...
07/03/2026

This International Women’s Day, we’re proud to embrace the 2026 theme: Balance the Scales. ⚖️

This theme is a powerful reminder that every woman should have equal access to the tools, advice and opportunities she needs to succeed.

With women representing just 26.8% of the broking industry, we know representation matters. That’s why our Aspire program is dedicated to championing female talent – and to date has helped us reach 33% female representation across our broker network.

From empowering female clients with expert advice to supporting the incredible women in our team, we’re committed to building a future where everyone has an equal opportunity to thrive.

Let's together.

Buy Now Pay Later (BNPL) services may be convenient, but did you know that lenders take them into consideration when ass...
06/03/2026

Buy Now Pay Later (BNPL) services may be convenient, but did you know that lenders take them into consideration when assessing your home loan eligibility?

If you’re worried that your BNPL spending or credit history will hold you back from home loan approval, our tailored solutions are here to help.

At Mortgage Choice, we have access to thousands of home loan products from more than 35 lenders, including a range of loan options exclusive to our customers.

Let's develop a strategy to put you on the path to home loan approval.
✉️ [email protected]
☎️ Jodie - 0425 278 348

Are you ready to take your property investment portfolio to the next level? At Mortgage Choice, we can help both aspir...
03/03/2026

Are you ready to take your property investment portfolio to the next level?

At Mortgage Choice, we can help both aspiring and experienced property investors understand their investment loan options – comparing products from more than 35 lenders to find the right fit for you.

Let us handle the research, paperwork and lender negotiations while you focus on reaching your investment goals.
✉️ [email protected]
☎️ Jodie - 0425 278 348

Is this you? ✅ First home buyer ✅ 5% deposit saved ✅ Want to avoid Lender’s Mortgage Insurance With no income cap and ...
24/02/2026

Is this you?

✅ First home buyer
✅ 5% deposit saved
✅ Want to avoid Lender’s Mortgage Insurance

With no income cap and higher property price limits, the Government 5% Deposit Scheme could be your fast track to a place of your own. Reach out to us today and take the first step!

✉️ [email protected]
☎️ Jodie - 0425 278 348

Review your home loan today to see if refinancing could save you money or provide access to better loan features. We ca...
20/02/2026

Review your home loan today to see if refinancing could save you money or provide access to better loan features.

We can compare thousands of loan options from over 35 lenders or negotiate a better rate with your current lender, ensuring you land the right loan for you.

Talk to us today.
✉️ [email protected]
☎️ Jodie - 0425 278 348

Address

29/556 Fprest Road
Penshurst, NSW
2222

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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