Jodie Cullen Mortgage Choice Penshurst

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Jodie Cullen Mortgage Choice Penshurst Expert advice on getting the best home loan solution for first home buyers, investors and refinancing.

Mortgage Choice Pty Limited (ABN 57 009 161 979, Australian Credit Licence 382869) and Smartline Operations Pty Limited (ABN 86 086 467 727, Australian Credit Licence 385325) are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline.

Is your current home loan rate starting to spook you? 😱  Opening your monthly bank statement shouldn't feel like a horro...
31/10/2026

Is your current home loan rate starting to spook you? 😱
Opening your monthly bank statement shouldn't feel like a horror movie. But if your interest rate hasn't been reviewed in the past 12 to 24 months, "rate creep" may have quietly driven up your monthly repayments.
As your home loan expert, I can benchmark your current rate against hundreds of options from over 35 lenders to help you find a better deal. Get in touch today to learn more.
✉️ [email protected]
☎️ Jodie - 0425 278 348

Refinancing could save you thousands, but knowing if it's worth switching isn't always obvious. As your expert broker, I...
27/10/2026

Refinancing could save you thousands, but knowing if it's worth switching isn't always obvious.

As your expert broker, I can help cut through the complexity for you. Sometimes a complete refinance unlocks major savings, other times a simple rate negotiation with your current lender does the trick. And occasionally? You'll discover you're already in a great spot.

The key is getting expert eyes on your situation so you don't miss out on potential savings. Book an appointment with me today.

✉️ [email protected]
☎️ Jodie - 0425 278 348

Taking that first step onto the property ladder? While purchasing your very first home is an exciting milestone, navigat...
23/10/2026

Taking that first step onto the property ladder?

While purchasing your very first home is an exciting milestone, navigating deposit requirements, bank policies, and paperwork can quickly get overwhelming. You don't have to figure it out alone.

I can help you compare loan options from over 35 lenders and help make your first home journey clear and straightforward, while saving you hours of paperwork along the way. Contact me today.

✉️ [email protected]
☎️ Jodie - 0425 278 348

When it comes to your borrowing power, your salary is just the tip of the iceberg. 🧊 Beneath the surface, lenders look a...
20/10/2026

When it comes to your borrowing power, your salary is just the tip of the iceberg. 🧊 Beneath the surface, lenders look at the bigger picture: your debts, expenses, savings, and employment history all play a crucial role.

The more prepared you are, the stronger your position. Contact me today so I can help you get ready before you even apply.

✉️ [email protected]
☎️ Jodie - 0425 278 348

Finding it tough to break into the property market? Why not team up with a partner, friend, or family member as a co-bor...
12/10/2026

Finding it tough to break into the property market? Why not team up with a partner, friend, or family member as a co-borrower! 🏡

Co-borrowing can help you boost your borrowing power and overcome market challenges, but remember, it also means sharing both the benefits and responsibilities.

Contact me today to learn more.
✉️ [email protected]
☎️ Jodie - 0425 278 348

🚨 The RBA has increased the cash rate to 4.60%. 🚨 With the cash rate increasing, now is the perfect time to review your ...
29/09/2026

🚨 The RBA has increased the cash rate to 4.60%. 🚨

With the cash rate increasing, now is the perfect time to review your home loan options, because you could be paying more than you need to.

Plus, here are 20,000 more reasons to take at look at your options.

When you apply to refinance your loan by 18 October, you’ll automatically go in the draw to win $20,000! 💸

Ready to see if you could be getting a better deal? Send me a DM to get started!

T&Cs apply. Minimum loan amount of $250,000.

It’s time to kick your home loan into action 🏉  Whether you’re looking to purchase property, invest or refinance, having...
26/09/2026

It’s time to kick your home loan into action 🏉

Whether you’re looking to purchase property, invest or refinance, having the right game plan is crucial. With a Mortgage Choice broker on your side, we’ll help you select the MVP from more than 35 lenders to make sure your home loan option is a winner!

Ready to team up? Let’s chat.

✉️ [email protected]
☎️ Jodie - 0425 278 348

Just like servicing your car after a long winter, your mortgage needs a seasonal tune-up to keep running smoothly. A 15-...
21/09/2026

Just like servicing your car after a long winter, your mortgage needs a seasonal tune-up to keep running smoothly.

A 15-minute Home Loan Review could help answer three simple questions:

1️⃣ Are you paying more than you should compared to current market rates?
2️⃣ Are your current loan features matching your current lifestyle?
3️⃣ Could another lender offer a better setup for your long-term goals?

We don't charge to find the right loan for you. Your broker is paid by the lender once your loan settles. In some limited circumstances, your broker may charge a fee, which would be discussed with you before proceeding. Talk to us today.
✉️ [email protected]
☎️ Jodie - 0425 278 348

Buying your first home this spring?  Read this first. 👇   If stepping into your very first home is on your checklist for...
15/09/2026

Buying your first home this spring?

Read this first. 👇

If stepping into your very first home is on your checklist for the final months of 2026, getting your finance sorted early gives you a massive advantage over other buyers at open homes.

Book an appointment with me today.
✉️ [email protected]
☎️ Jodie - 0425 278 348

With recent changes to SMSF lending, if you’re interested in using the funds in your Self-Managed Super Fund to invest i...
12/09/2026

With recent changes to SMSF lending, if you’re interested in using the funds in your Self-Managed Super Fund to invest in commercial property, we can help.

We can work with you to find the SMSF loan that’s right for you and guide you through the process end-to-end.

Reach out today to get started.
✉️ [email protected]
☎️ Jodie - 0425 278 348

Address

29/556 Forest Road
Penshurst, NSW
2222

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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