Tanaka Marembo Mortgage Broker

Tanaka Marembo Mortgage Broker Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Tanaka Marembo Mortgage Broker, Mortgage brokers, 9/34 Oatley Avenue, Oatley.

30/04/2026

Inflation has climbed to 4.6% and interest rates may not be done yet.

Ongoing global conflict continues to disrupt supply chains, pushing up costs across energy, transport, manufacturing, and everyday goods.

Those pressures don’t stop there they flow through the economy, keeping inflation higher for longer.

When inflation remains elevated, central banks respond by increasing interest rates to slow spending and with current conditions, further rate rises are expected over time.

This can mean:
• Higher mortgage repayments
• Reduced borrowing capacity
• Increased pressure on household cash flow

Now is a good time to review your home loan and make sure your setup can handle future changes.

Want to understand how this could impact you?

DM me or hit the link in bio.

Disclaimer:
Any advice is general in nature & does not consider your financial situation, needs, or objectives.

We recommend you seek independent legal, financial, taxation or other advice.

21/04/2026

With interest rates shifting, now’s a great time to step back and look at the bigger picture not just your home loan rate.

A proper review can help you:
Assess whether a fixed rate still suits your budget and risk comfort
Explore debt consolidation to simplify repayments and improve cash flow
Review your entire financial and property portfolio to make sure it’s still aligned with your goals
Small changes across your loans and debts can have a big impact on your cash flow and long‑term position.

Thinking about a review or unsure where to start?
DM me or hit the link in bio for a chat.

Disclaimer:
Any advice is general in nature & does not consider your financial situation, needs, or objectives.
We recommend you seek independent legal, financial, taxation or other advice.

13/03/2026

Thinking of making an offer with a 5% deposit? Please check your borrowing capacity first.

I had a client come to me after they’d already exchanged with a 5% deposit…

But once we assessed their numbers, their loan didn’t service at the required levels.

Because they had already exchanged, they were now at real risk of losing their entire deposit all due to not checking their borrowing power upfront.

Before you sign anything, make sure:

Your borrowing capacity has been properly assessed
Your income and liabilities meet lender policy
You’re not committing to a contract you can’t get finance for
A quick check can save you thousands and a lot of stress.

Planning to make an offer soon?
DM me or hit the link in bio and I’ll help you confirm your numbers before you commit.


Disclaimer:
Any advice is general in nature & does not consider your financial situation, needs or objectives.

We recommend you seek independent legal, financial, taxation or other advice.
FinanceEducation RealEstateAustralia MortgageBroker

03/03/2026

Having a broker who truly understands your income can make all the difference.

This deal was initially rejected by the lender’s assessor.

Why? They marked the client’s income as “unacceptable.”

But the income was acceptable — it just sat outside the assessor’s delegation.

After speaking directly with the assessor and clearly outlining the client’s full income picture, we were able to turn a rejection into an approval.

We successfully navigated:
Court‑ordered divorce arrangements
WorkCover income
Disability income

And because we understand how personal injury insurance works, we were able to break down and explain the income clearly and concisely, giving the lender full confidence in the application.

When your income isn’t straightforward, you need someone who can present it properly, interpret policy correctly, and advocate for you when things don’t fit neatly in a box.

Have complex income and don’t know where to start?

DM me or hit the link in bio — I’ll help you put the strongest case forward.

Disclaimer:

Any advice is general in nature & does not consider your financial situation, needs or objectives.

We recommend you seek independent legal, financial, taxation or other advice.
PersonalInjuryInsurance DivorceSettlement MortgageAdvice HomeLoanHelp FinanceEducation

24/02/2026

Some lenders will stop accepting the combination of 2023 and 2024 financials by the end of this month, requiring a combination of 2024 and 2025 financials for loans instead. This implies 2024 financials alone won’t suffice moving forward due to date range limitations. If you’re considering lending-related activities but your 2025 financials aren’t ready, time is of the essence to submit an application.

10/02/2026

With the RBA increasing the cash rate again, now maybe the perfect time to review your entire lending setup not just your interest rate.

Refinancing isn’t only about securing a cheaper rate. It’s a chance to take a look at your property and financial portfolio to make sure everything is still working in your favour.

Here’s what a proper refinance can help you do:

Optimise your cash flow
Review your property and financial portfolio structure
Remove old security guarantees you might no longer need
Ensure your loan still aligns with your long‑term goals

In a rising rate environment, these small adjustments can make a significant difference to your overall financial position.

DM me or hit the link in bio if you like discuss further

Disclaimer:
Any advice is general in nature & does not consider your financial situation, needs, or objectives.

We recommend you seek independent legal, financial, taxation or other advice.

12/01/2026

Back up and running

If you’re thinking about doing something with property, send me a dm or hit the link in the bio

Let’s go

13/10/2025

Got ATO debt? It could be costing you more than you think.

ATO Debt is no longer tax deductible.


Refinance your ATO debt or work with a lender who’ll pay it out using a loan where the interest is still deductible.

Refinancing rates are often much lower than ATO interest rates, helping you save and keep your tax benefits intact.

Want to know if refinancing could save you money.

DM me or hit the link in bio—let’s make your money work smarter.

⚠️ Disclaimer:
Any advice is general in nature & does not consider your financial situation, needs or objectives.
We recommend you seek independent legal, financial, taxation or other advice.

Address

9/34 Oatley Avenue
Oatley, NSW
2210

Telephone

+61414604525

Website

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