Golden Age Finance and Investment Group

Golden Age Finance and Investment Group Welcome to Golden Age Finance and Investment Group, the premier Finance Broker and Real Estate Company in Sydney. We research the products of over 20 lenders.

We work hard to find the right products for you. Our research process takes into account price, credit policy of each provider and the likelihood of the transaction being approved in the time frame you require. We read the fine print and we explain the pros and cons of each product so that you can make an informed choice. We help you fill out the paperwork and use our professional and experience to make it all happen.

Light-filled Two Bedroom Apartment in a Modern Complex302/5 MOOLTAN AVE, MACQUARIE PARKPositioned in the vibrant Macquar...
11/12/2025

Light-filled Two Bedroom Apartment in a Modern Complex
302/5 MOOLTAN AVE, MACQUARIE PARK

Positioned in the vibrant Macquarie Park Village, this light-filled, this apartment offers exceptional comfort and year-round liveability. Situated just footsteps from Macquarie Shopping Centre, Macquarie University, the metro station, train station, and major bus connections, it is the perfect home for a young family, working professionals, or university students seeking both comfort and convenience. This is a lifestyle opportunity not to be missed.

Please contact agent Patrick Yeung on 0401 815 111 for inspection.

Key features include:

• Two generous bedrooms with built-in wardrobes

• Master bedroom with ensuite

• Two well-appointed bathrooms, including an ensuite with bathtub and shower

• Contemporary gas kitchen equipped with oven, dishwasher, integrated fridge and microwave

• European appliances throughout

• Internal laundry with dryer

• Reverse-cycle air conditioning with zoned climate control

• Timber flooring / floorboards throughout

• Spacious balcony enjoying abundant natural light

• Secure basement car space with additional storage cage

• Access to premium resident facilities including gym, heated lap pool, BBQ areas and landscaped entertaining spaces

04/04/2023

RBA ANNOUNCES APRIL CASH RATE CALL

The Reserve Bank of Australia has left the cash rate on hold this month at 3.60 per cent, pausing after ten consecutive increases.

Following the release of the latest inflation figures from the Australian Bureau of Statistics (ABS), it was predicted that a cash rate pause would take place.

The ABS's monthly consumer price index showed annual inflation of 6.8 per cent over the year to February – down from 7.4 per cent in January and a peak of 8.4 per cent in December.

This may just be a temporary reprieve – RBA Governor Philip Lowe has previously said the board would do what was necessary to get inflation back under control.

“The board is seeking to return inflation to the 2–3 per cent range while keeping the economy on an even keel, but the path to achieving a soft landing remains a narrow one,” he said.

“The board expects that further increases in interest rates will be needed over the months ahead to ensure that inflation returns to target and that this period of high inflation is only temporary.”

To compare the market and explore your home loan options, get in touch today. We’re here to help.

07/03/2023

RBA MAKES MARCH CASH RATE CALL

The Reserve Bank of Australia has lifted the cash rate by another quarter of a percentage point. It now sits at 3.6 per cent.

Today’s decision is the 10th rate hike since May last year as the RBA continues to try to curb inflation.

“High inflation makes life difficult for people and damages the functioning of the economy,” RBA Governor Philip Lowe said.

“And if high inflation were to become entrenched in people’s expectations, it would be very costly to reduce later.

“The Board is seeking to return inflation to the 2–3 per cent range while keeping the economy on an even keel, but the path to achieving a soft landing remains a narrow one.”

Dr Lowe said the board would do what was necessary to get inflation back under control.

“The Board expects that further increases in interest rates will be needed over the months ahead to ensure that inflation returns to target and that this period of high inflation is only temporary,” he said.

In some good news, Australia’s annual inflation rate eased in January – the consumer price index for the month was 7.4%, compared with 8.4% for December.

“I’m confident the worst of inflation is behind us rather than ahead of us,” Treasurer Jim Chalmers said.

Meanwhile, some major banks moved early, hiking their fixed home loan interest rates ahead of the March RBA announcement.

If you’re thinking about fixing your home loan to avoid future rate rises or you just want to see how your home loan stacks up against competitors, we can help.

To explore your options, get in touch today.

07/02/2023

RBA INCREASES CASH RATE AGAIN

After a one-month reprieve, mortgage holders are starting the new year with yet another interest rate rise.

The Reserve Bank of Australia (RBA) increased the cash rate a further 25 basis points at its February meeting, bringing the cash rate to an 11-year high of 3.35 per cent.

The RBA was left with little choice but to raise rates today after Australia’s inflation rate unexpectedly rose 1.9 per cent in the fourth quarter of 2022.

“Annually, the Consumer Price Index (CPI) rose 7.8 per cent, with new dwellings (+17.8 per cent), domestic holiday travel and accommodation (+19.8 per cent) and automotive fuel (+13.2 per cent) the most significant contributors,” ABS head of prices statistics Michelle Marquardt said.

Treasurer Jim Chalmers said the CPI was “unacceptably high” and reiterated inflation as a “defining challenge” for 2023.

“We are realistic about the extreme price pressures that Australians are facing right now, the impact of interest rates hikes, and the costs and consequences of a war in Europe and a period of substantial volatility in the global economy as well,” he said.

Today’s rate hike equates to a $76 increase to monthly repayments for the average borrower with a $500,000 loan. Since the start of the rake hikes in May last year, that same borrower has seen their monthly repayments increase by a total of nearly $1000.

If you’re facing financial hardship or struggling with your mortgage repayments, the earlier you get help, the more options you will have. We’re ready to assist, so please don’t hesitate to get in touch today.

06/12/2022

RBA INCREASES CASH RATE AGAIN

The Reserve Bank of Australia (RBA) increased the cash rate a further 25 basis points to 3.10 per cent, its third quarter-point rate hike in as many months which sees the cash rate reach a new ten-year high.

Today’s decision follows seven consecutive rate increases from May to November and a stunning apology from Reserve Bank Governor Philip Lowe to Aussies who took out a mortgage after advice from the RBA.

The RBA boss stated consumers could be in for a wild ride with supply shocks expected to continue to impact the cost of living for years to come.

Australia’s inflation rate is expected to peak at 8 per cent by the end of the year. Domestically, the economy continues to grow but that growth is expected to moderate next year as household consumption slows due to tighter financial conditions.

Mortgage holders are amongst the groups currently experiencing large increases in their living costs. If you’re facing financial hardship or struggling with your mortgage repayments, the earlier you get help, the more options you will have. We’re ready to assist, so please don’t hesitate to get in touch today.

But in some good news for homeowners, a new report predicts property values to rise next year if the RBA pauses its run of rate hikes and inflation is brought under control.

01/11/2022

RBA MAKES NOVEMBER RATE CALL

The Reserve Bank of Australia (RBA) has increased the cash rate a further 25 basis points to 2.85 per cent today, signalling more interest rate pain for mortgage holders.

Today’s decision follows six consecutive rate increases from May to October. Reserve Bank Governor Philip Lowe has warned Australians there are more interest rate rises ahead.

Australia’s inflation rate now sits at 7.3 per cent, the highest inflation rate since 1990, which along with the higher cost of borrowing is putting the squeeze on household budgets.

Recent research from AMP Bank revealed homeowners are worried about meeting their mortgage repayments, with 58 per cent having to stretch their household budgets to make ends meet.

Want to know if your mortgage is still competitive? Or whether refinancing could help you save money now and over the long term? Get in touch with us today.

04/10/2022

RBA INCREASES CASH RATE AGAIN

The Reserve Bank of Australia (RBA) increased the cash rate a further 25 basis points to 2.60 per cent, signaling the end of the RBA’s recent run of half percentage-point hikes.

Today's decision is in line with what Reserve Bank Governor Philip Lowe recently told a House of Representatives’ economics committee and follows five consecutive rate increases from May to September.

Mr Lowe has warned Australians there are still more interest rate rises to come in the months ahead, with inflation at its highest level since the early 1990s. Factors driving this include upward pressure on prices, an extremely tight labour market and capacity constraints in some sectors of the economy.

The RBA still expects inflation to peak later this year, before dropping back to the 2–3 per cent range in 2023.

With the US Federal Reserve tightening its monetary policy and raising rates, the pressure is on the RBA to follow suit to stabilise the Australian dollar.

It’s important to give your home loan a health check, particularly if you are on a variable rate or a fixed loan that’s ending soon.

The lending market is awash with sweeteners to switch loans, so make sure you speak to us to ensure you’ll benefit in the long term if you decide to switch.

06/09/2022

RBA INCREASES CASH RATE AGAIN

The Reserve Bank of Australia (RBA) increased the cash rate a further 50 basis points to 2.35 per cent in the steepest pace of increases since 1994.

The RBA’s decision was in line with economists’ expectations, as global inflation remains high due to pressures such as COVID-related disruptions to supply chains, the war in Ukraine and China's COVID containment measures.

In Australia, domestic issues are also playing a part in driving up inflation to its highest levels since the early 1990s, including strong demand, a tight labour market, capacity constraints in some sectors and recent floods.

The RBA expects inflation to peak later this year, before dropping back to the 2–3 per cent range in 2023.

There are likely to be more cash rate increases on the horizon so it’s important to give your home loan a health check, particularly if you are on a variable rate or a fixed loan that’s ending soon.

The futures market forecasts the official cash rate to peak at 3.75 per cent by mid-2023, which would mean a 51 per cent increase in monthly repayments for the average discount variable rate mortgage holder.

Don’t be complacent. Speak to us about how your mortgage compares to others and whether it still suits your financial situation and goals.

02/08/2022

RBA REVEALS AUGUST CASH RATE DECISION

Another month, another cash rate rise. This time the Reserve Bank of Australia (RBA) increased the cash rate a further 50 basis points to 1.85 per cent.

The RBA’s decision was in line with economists’ expectations.

Global inflation remains high due to pressures such as COVID-related disruptions to supply chains and the war in Ukraine.

In Australia, domestic issues are also playing a part in driving up inflation, including strong demand, a tight labour market, capacity constraints in some sectors and recent floods.

The RBA expects inflation to peak later this year, before dropping back to the 2-3 per cent range in 2023.

“Higher interest rates will also help establish a more sustainable balance between the demand for and the supply of goods and services,” RBA Government Philip Lowe recently said.

With there likely to be more cash rate increases on the horizon, it’s important to give your home loan a health check, particularly if you are on a variable rate or a fixed loan that’s ending soon.

Recent analysis by the RBA revealed around 30 per cent of variable rate mortgage holders face a more than 40 per cent increase in mortgage repayments in the event of the cash rate hitting 3.1 per cent.

Meanwhile, more than 50 per cent of fixed rate borrowers could see their mortgage repayments increase by 40 per cent or more, with around 10 per cent staring down the possibility of their repayments rising by 60 per cent or more.

Don’t be complacent. Speak to us about how your mortgage compares to others and whether it still suits your financial situation and goals.

05/07/2022

RBA INCREASES CASH RATE AGAIN

For the third month in a row, the Reserve Bank of Australia (RBA) has increased the official cash rate, this time by a further 50 basis points to 1.35 per cent, as it tries to curb rising inflation.

Some consumers are starting to feel the pinch due to the rising cost of living and rising mortgage repayments.

In May, the RBA lifted the cash rate to 0.35 per cent, then in June, the board hiked it up by 50 basis points to 0.85 per cent.

Today’s decision could add further pressure, especially for those on variable loans or with fixed-term mortgages ending soon. It’s estimated almost 40 per cent of Australians have locked in low fixed rates and will roll off them as soon as next year.

If you fall under one of these umbrellas, please know that we are here to help. We’ll ensure your mortgage is still competitive and suits your specific financial situation and goals.

Keep in mind that the RBA has indicated the cash rate will likely increase to 2.5 per cent and possibly more depending on inflation, so it’s important not to be complacent. Get in touch today!

Address

Suite 310, 288 Forest Road
Hurstville, NSW
2220

Telephone

(02) 9570 8833

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