13/06/2026
Saving a 20% deposit while paying rent can feel like running on a treadmill — especially in today's market.
A guarantor home loan is one structure that may help first home buyers get in sooner. Instead of needing the full deposit, a family member (usually a parent) can offer equity in their own property as additional security.
It's a genuine option worth understanding — and the conditions matter for both sides before proceeding.
We've covered how it works, who can act as a guarantor, and what borrowers and guarantors should know 👇
https://mortgagemd.com.au/blog/guarantor-home-loan-australia/
General information only — not personal credit advice. MortgageMD Pty Ltd, Australian Credit Licence 501419 | FBAA member.