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CFC Finance

Every Step with Purpose. We are a team of experienced mortgage brokers committed to helping you long term in achieving financial success.

We work with over 72 lenders to get you the best outcome, every step of the way. "At CFC Finance, we believe great mortgage advice can genuinely change how people feel about their financial future. That’s why we focus on relationships, not transactions. We take the time to understand where you are now, where you want to go, and what matters most along the way. From your first conversation to long

after settlement, we’re here to guide, support, and advocate for you — through life changes, new opportunities, and evolving goals. Our role is to bring clarity to complex decisions, confidence to big moments, and reassurance when the process feels overwhelming. We do the groundwork, explain your options clearly, and stay beside you for the long road — not just one loan. Every step, with purpose — for the long term."

02/09/2026

⏳ How hard does the market usually bounce back after a downturn?⏳⁣
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Waiting for property prices to hit a cyclical low could potentially work against home buyers. 🏡⁣
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Domain research shows prices have risen 32% on average after each of the eight past downturns. 📊⁣
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If the market dips now, buyers could potentially purchase a house at a good price. ⁣
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But if you wait too long, the market could pick up again and you could be purchasing when buyer competition is fierce. ⁣
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Being prepared is key. Speak to us today about pre-approval and get started on your property journey. 👇⁣
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
💻 – [email protected]

31/08/2026

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣
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One-in-three Gen Xs expect that they'll still be paying off a home loan in retirement, according to a Citro/AMP report.⁣
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But there are ways to potentially clear the slate sooner. 💡⁣
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Refinancing could see you save with a lower rate (just try not to extend the home loan term). ⁣
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An offset account can also put spare funds to work by reducing the interest charged on your home loan each month.⁣
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Meanwhile, making consistent extra repayments more often can help chip away at the loan balance. 📉⁣
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Call us for more tips to potentially be mortgage-free by the time you retire. 👇⁣
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
💻 – [email protected]

28/08/2026

⏳ What usually happens after a property downturn?⏳⁣⁣
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Property prices rose 32% on average after each of the eight past downturns*. ⁣⁣
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With the market currently in a lull, buyers could potentially snag a house at a good price.⁣⁣
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But wait too long, and buyer competition could be fierce. ⁣⁣
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Being prepared is key. DM us about pre-approval and get organised today.👇⁣⁣
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
💻 – [email protected]

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* Domain data

26/08/2026

🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡⁣
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That's the latest survey data from Compare the Market.⁣
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But beware: lenders may check that financial support is a gift, not a loan to be repaid. ⚠️⁣
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Otherwise it may reduce your borrowing capacity. 📉⁣
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And banks still want to be sure you can comfortably manage loan repayments. 🏡⁣
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Speak to us first to find out how mum and dad can potentially lend a helping hand - without leading to hiccups during your loan application. 👇⁣
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
💻 – [email protected]

24/08/2026

💳 The BNPL trap: how it could impact your home loan application 💳⁣
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Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡⁣
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That's because every time you apply for BNPL, it may trigger a credit check. 🔍⁣
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And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
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Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
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Talk to us to know how BNPL could impact your loan application. 👇⁣
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
💻 – [email protected]

21/08/2026

🩺 What happens in a home loan health check? 🩺⁣⁣
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First, we check the pulse of your loan: does it still meet your needs? ⁣⁣
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Next, we look at vitals like the interest rate and loan features. ⁣⁣
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Then we scope the market to see if you could secure a lower interest rate or save money on fees. ⁣⁣
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DM us to arrange a home loan health check. 👇⁣⁣
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
💻 – [email protected]

19/08/2026

🏡 Property listings climb higher, FOMO dials down 🏡⁣
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Things are looking up for homebuyers, reports Domain. 📈⁣
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Not so long ago FOMO (fear of missing out) was a driving force in the housing market. 😬⁣
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Today, new listings are up - while property prices in many parts of the country have plateaued (or even dipped).⁣
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That means buyers could have more negotiating power, and seller discounts are on the rise. ⁣
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It’s a trifecta that could see the stars align for your homebuying plans. ⭐⁣
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Contact us to see how you could benefit. 👇⁣
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
💻 – [email protected]

17/08/2026

📉 Lenders cut rates as competition heats up 📉⁣
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There’s a “rate war brewing”, according to Canstar. ⁣
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A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣
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The catch? ⚠️⁣
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Lower rates are usually reserved for new customers. 💡⁣
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The solution? 🤝⁣
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Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣
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Contact us to find out how. 👇⁣
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
💻 – [email protected]

14/08/2026

🙌 The strategy 300,000+ first home buyers have used 🙌⁣⁣
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With the 5% Deposit Scheme, you can buy your first home with as little as a 5% deposit. ⁣⁣
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The federal government guarantees your loan. Which means no lenders mortgage insurance is needed - a big saving! ⁣⁣
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DM us to find out if you’re eligible. 👇⁣⁣
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
💻 – [email protected]

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* Housing Australia statistics

12/08/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
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Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
💻 – [email protected]

Address

Level 4/88 Phillip Street
Parramatta, NSW
2150

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+611300855322

Website

https://cfcfinance.com.au/

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