CFC Finance

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CFC Finance Every Step with Purpose. We are a team of experienced mortgage brokers committed to helping you long term in achieving financial success.

We work with over 72 lenders to get you the best outcome, every step of the way. "At CFC Finance, we believe great mortgage advice can genuinely change how people feel about their financial future. That’s why we focus on relationships, not transactions. We take the time to understand where you are now, where you want to go, and what matters most along the way. From your first conversation to long after settlement, we’re here to guide, support, and advocate for you β€” through life changes, new opportunities, and evolving goals. Our role is to bring clarity to complex decisions, confidence to big moments, and reassurance when the process feels overwhelming. We do the groundwork, explain your options clearly, and stay beside you for the long road β€” not just one loan. Every step, with purpose β€” for the long term."

πŸ—οΈ How to still make use of negative gearing πŸ—οΈβ£β£Negative gearing isn’t dead. It’s just different. πŸ’‘β£β£Investors can stil...
19/10/2026

πŸ—οΈ How to still make use of negative gearing πŸ—οΈβ£
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Negative gearing isn’t dead. It’s just different. πŸ’‘β£
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Investors can still benefit from negative gearing on newly built properties. 🏑⁣
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It’s an option that can also mean higher depreciation deductions. ⁣
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Seek advice from your accountant and/or financial adviser to see if it's right for you.⁣
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And if so, contact us to explore your investment home loan options. πŸ‘‡β£
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
πŸ’» – [email protected]

16/10/2026

πŸ“ˆ Demand for first home buyer loans jumped 16% πŸ“ˆ

It’s thanks largely to the expanded 5% Deposit Scheme.

Gen Z (18-25) has been the biggest benefactor, with Equifax reporting a 23% jump in home loan demand since October.

Could the 5% Deposit Scheme help you bring forward your home buying plans?

DM us to find out.
πŸ‘‡

To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
πŸ’» – [email protected]

πŸ“ Bank of Mum and Dad: why a formal agreement makes sense πŸ“β£β£One-in-five first home buyers rely on the support of parent...
14/10/2026

πŸ“ Bank of Mum and Dad: why a formal agreement makes sense πŸ“β£
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One-in-five first home buyers rely on the support of parents or family. ⁣
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Yet more than 6-in-10 of these buyers have no written agreement in place, according to Money.com.au’s latest research.⁣
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This can potentially delay home loan approval. ⏳⁣
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That’s because lenders want to know if the financial support is a cash gift or a loan. πŸ€”β£
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Bottom line, talk to us to know how to structure the support of well-meaning family members. πŸ‘‡β£
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
πŸ’» – [email protected]

🏑 Why the time may be right for first home buyers 🏑⁣⁣More choice, less competition and easing prices.⁣⁣With many investo...
12/10/2026

🏑 Why the time may be right for first home buyers 🏑⁣
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More choice, less competition and easing prices.⁣
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With many investors currently hesitant to purchase due to major tax reforms to negative gearing and capital gains tax, that's resulted in less competition for first home buyers. πŸ‘β£
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Even better, there are numerous first home buyer government schemes and support to tap into. πŸ™Œβ£
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All in all, it really is shaping up as a first home buyers’ market.⁣
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Contact us to find out how you could get started. πŸ‘‡β£
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
πŸ’» – [email protected]

09/10/2026

πŸ“ˆ Home loan rate rising? Here are your options πŸ“ˆ

Four rate hikes in 2026 have wiped out last year’s rate cuts. But you don't have to just wear the higher interest rate.

Competition is heating up for your business among lenders - so it might be time to shop around?

Talk to us about refinancing. We’ll cast our net wide to help you save on interest. πŸ‘‡

To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
πŸ’» – [email protected]

🎾 Records smashed: brokers serve more than 4 in 5 home buyers 🎾⁣⁣After years of growth, mortgage brokers have hit a new ...
07/10/2026

🎾 Records smashed: brokers serve more than 4 in 5 home buyers 🎾⁣
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After years of growth, mortgage brokers have hit a new record market share! πŸ†β£
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Brokers now account for 81% of new home loans, according to MFAA statistics. ⁣
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In trying times the guidance and support of a broker can be your key to home buying success. 🀝⁣
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Research also shows broker customers are more satisfied than direct-to-lender borrowers. ⁣
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Call today, and experience the broker difference. πŸ‘‡β£
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
πŸ’» – [email protected]

🏑 Is your home loan still a good choice for you? 🏑⁣⁣Big differences in lender rates make now a good time to review your ...
05/10/2026

🏑 Is your home loan still a good choice for you? 🏑⁣
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Big differences in lender rates make now a good time to review your mortgage. ⁣
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First, check if your home loan interest rate is competitive. πŸ’°β£
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Does your loan charge ongoing fees? Most don’t. ⁣
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Are you using all the loan’s features? You could be paying extra for them.⁣
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And are you being punished for your loyalty? Lenders generally offer lower rates to new borrowers. πŸ€”β£
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Here’s one option. πŸ’‘β£
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Contact us to organise a home loan health check. πŸ‘‡β£
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
πŸ’» – [email protected]

02/10/2026

🌸 Spring home buying season is here! 🌸

The days are warmer, longer, and gardens are in bloom.

We’re in the busy Spring selling season!

This can put home buyers in the hot seat as fresh listings hit the market.

DM us today to explore first home buyer concessions and loan pre-approval! πŸ‘‡

To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
πŸ’» – [email protected]

🏠 Could your home be a (negatively geared) investment property? 🏠⁣⁣The new negative gearing rules that take effect from ...
30/09/2026

🏠 Could your home be a (negatively geared) investment property? 🏠⁣
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The new negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026. πŸ“…β£
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So your current home could potentially be eligible for negative gearing in the future as an investment property. πŸ’‘β£
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It’s a strategy that calls for careful planning and a chat with your accountant and/or financial adviser. 🧾⁣
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Contact us to understand your financing options for both properties. πŸ‘‡β£
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To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
πŸ’» – [email protected]

🍳 Gen Z's appetite for property is growing 🍳⁣⁣Demand for first home buyer loans has jumped 16%. πŸ“ˆβ£β£It’s thanks largely t...
28/09/2026

🍳 Gen Z's appetite for property is growing 🍳⁣
⁣
Demand for first home buyer loans has jumped 16%. πŸ“ˆβ£
⁣
It’s thanks largely to the expanded 5% Deposit Scheme. ⁣
⁣
Gen Z (18-25) has been the biggest benefactor, with Equifax reporting a 23% jump in home loan demand since October. ⁣
⁣
Could the 5% Deposit Scheme bring forward your home buying plans? 🏑⁣
⁣
Call us to find out. πŸ‘‡β£
⁣
To find out more, DM or contact the CFC Finance Team on:

☎️ – 1300 855 322
πŸ’» – [email protected]

Address

Level 4/88 Phillip Street
Parramatta, NSW
2150

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611300855322

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