Bricks and Mortgage Pty Ltd

Bricks and Mortgage Pty Ltd Bricks and Mortgage is a boutique finance house, specialising in residential home loans.

We can also arrange vehicle finance, personal loans, and commercial finance. At Bricks and Mortgage, our core principles of knowledge, integrity, and trust guide us in everything we do. This, together with our commitment to excellence, gives clients full confidence that we are well placed to assist them with even the most complex of financial requirements. Further, we understand that our client’s

circumstances are unique, working in a professional manner to identify those solutions which best meet their goals and objectives. In keeping with our commitment to excellence, Bricks and Mortgage requires that all our Credit Advisers hold a Diploma of Finance and Mortgage Broking Management and maintain membership of the Mortgage & Finance Association of Australia (MFAA). We are also careful to ensure that our Credit Advisers remain fully compliant with ASIC requirements, maintaining current membership of an External Disputes Resolution Scheme (COSL) and appropriate levels of Professional Indemnity insurance. Bricks and Mortgage Pty Ltd (Credit Representative #541827) is authorised under Australian Credit Licence Number 389328.

Thank you for your feedback, Adam! It was our absolute pleasure to help you.⭐️⭐️⭐️⭐️⭐️Outstanding service and overall ex...
10/09/2026

Thank you for your feedback, Adam! It was our absolute pleasure to help you.

⭐️⭐️⭐️⭐️⭐️
Outstanding service and overall experience . I will be recommending Josh to everyone I know. He has made our experience super smooth and simple. Even though we have been constantly changing our mind with numbers and budgets, nothing fazed Josh and he would accomodate any request we had. When it came time to get our pre-approval and then full approval he worked tirelessly until everything was across the line. Answering phone calls no matter the time to help us crunch numbers on a potential house to give us piece of mind whether or not to make an offer. Our experience has been amazing with Josh and we can’t wait to continue working with Josh to build a portfolio and to smash down our mortgage. He is a super easy going bloke and couldn’t recommend him more.

Those online calculators are not exactly famous for being accurate. So how much can you really borrow? It used to be tha...
08/09/2026

Those online calculators are not exactly famous for being accurate. So how much can you really borrow?

It used to be that banks would let you borrow around ten times your annual income. These days it's closer to 6 or 7.⠀
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(It depends on your existing debts, of course).⠀
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Each lender has their own policies on how they judge different sources of income. Some won't factor in your overtime, for instance. Others won't include the earnings from your freelance work.

This can be the difference between being able to borrow enough for your dream home, or not.⠀

Or the difference between getting approved for Loan A, versus getting knocked back from Loans A, B and C.

Don't go it alone - get in touch to talk about the best approach to your unique situation.

06/09/2026

Investing in real estate is a long game. And as we know, a lot can (and will) happen in 5, 10, 20, 30 years.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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We don't see the Great Australian Dream losing its lustre any time soon.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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What's better than owning your own home, except maybe having an investment property or two under your belt as well?⠀⠀⠀⠀⠀⠀
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Get in touch to find out how you can climb the property ladder.

Getting it wrong on your finances can cost you big time - whether in the form of cold hard cash, time and stress, or hit...
04/09/2026

Getting it wrong on your finances can cost you big time - whether in the form of cold hard cash, time and stress, or hits to your credit rating.

If you're not an expert on finance, you'll certainly be closer to it once you've worked alongside us for a while.

Send us a DM to find out how we can help you - whatever your goals.

02/09/2026

Consider us your finance matchmakers.

We start by understanding what you want and need, as far as your property strategy goes.

We scour the market and analyse a huge range of loan options, with the help of some exceptional tech.

We then facilitate the application process, letting you put your best foot forward to the lender.

We do all this so you don't have to!

Contemplating a big move?Get professional guidance before diving in.Nothing to lose, so much to gain. ...
31/08/2026

Contemplating a big move?

Get professional guidance before diving in.

Nothing to lose, so much to gain.

You've probably heard about the dubious practice of lenders saving their best rates for new customers. Not ideal.⠀⠀⠀⠀⠀⠀⠀...
29/08/2026

You've probably heard about the dubious practice of lenders saving their best rates for new customers. Not ideal.⠀⠀⠀⠀⠀⠀⠀⠀
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However, people are starting to vote with their feet, by shopping around and switching to a better option.

If you have a hunch your lender isn't giving you the best deal, get in touch with us. We'll either be able to negotiate with your current lender, or find you one who'll play nice.

We’re not here to ‘sell’ loans. We’re here to help you find the right one – for your life, not just your lender.Whether ...
28/08/2026

We’re not here to ‘sell’ loans. We’re here to help you find the right one – for your life, not just your lender.

Whether you're ready to act or are still exploring, we’ll help you move forward with confidence.

Book a chat today – no obligation, just clarity.

Address

Level 2, 351 Oran Park Drive
Oran Park, NSW
2570

Telephone

+611800337738

Website

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