Ez Loanz

29/08/2026

26/08/2026

Is a 5% deposit actually enough to buy your first home? 🏡

For eligible first home buyers, it can be.
With the updated First Home Guarantee, you may be able to buy with:

✅ As little as 5% deposit
✅ No LMI under the scheme
✅ No income caps
✅ Higher property price limits

So what does a 5% deposit actually look like for you?
That depends on your income, borrowing capacity, deposit saved and the property price cap in your area.

📩 Reply “FIRST HOME” and I’ll help you understand your options.

PropertyAustralia HomeFinance ezLOANZ

25/08/2026

August 2026 market update 👇🏾

There’s a lot happening in home finance right now — but the key is understanding what it actually means for you.

The cash rate remains at 4.35%, property prices are off their recent peak, and borrowing capacity is becoming an even bigger part of the conversation.

For buyers and homeowners, this is a good time to review:

✅ Your borrowing power
✅ Your repayments
✅ Your offset strategy
✅ Your deposit position
✅ Your lender options

The best move isn’t always about trying to predict the market.

It’s about having the right strategy for your situation.

📩 reply “HOME” if you want to work through your options.

Refinance HomeFinance ezLOANZ

21/08/2026

Always here for my clients — whatever hat I need to wear. 🏡💙

From answering questions, to chasing deadlines, to getting that approval across the line.

20/08/2026

🏡 First-home buyers have options.

I often get asked:

“How much do I actually need saved to buy my first home?”

It’s not just about the price of the property — it’s about how much you’ve saved and how far those savings could take you.

Using an $800,000 home as an example:

💚 5% deposit — around $43,500 cash needed
💙 10% deposit — around $83,500 cash needed
💜 20% deposit — around $163,500 cash needed

The right option depends on your savings, borrowing capacity, repayments, eligibility for first-home buyer schemes and how much cash you want to keep after settlement.

You may have more options than you think.

📩 DM me “FIRST HOME” and I can help you work through the numbers.

PropertyAustralia

Examples are illustrative only. Eligibility, lending criteria, rates, fees and individual circumstances apply.

07/05/2026

Asset finance can be a useful way to get what you need, whether it is a vehicle, equipment, or tools. But it is important to understand how it fits into your bigger financial picture.

When you apply for a home loan, lenders assess your existing commitments, including any asset loans. This can influence your borrowing capacity and how your application is viewed.

It does not mean you should avoid asset finance. It simply means timing, structure, and planning can play a big role.

Making informed decisions now can help keep your options open later.

www.ezloanz.au

13/04/2026

An asset loan is not just about getting what you need today. It is about how that decision fits into your everyday life and your future plans.

Keeping some cash on hand, setting repayments that feel manageable, and reviewing your loan over time are simple things that can make a big difference.

Because the right structure is not just about numbers. It is about giving yourself flexibility, confidence, and room to move as your situation evolves.

Want to learn more about asset finance? Message us today!
www.ezloanz.au

06/04/2026

Wishing you a calm and meaningful Easter Monday 🐣

Whether you are spending today with family, catching up with friends, or simply taking a quiet moment to rest, we hope it gives you the chance to slow down and reset.

Take care and enjoy the day!

01/04/2026

Building a property can be a smart way to enter the market or grow your investment, but timing and preparation play a key role.

Market conditions, construction costs, and loan structure can all impact your outcome. The goal is not to time everything perfectly, but to make informed decisions and plan ahead.

With the right approach, you can move forward with more clarity and confidence.

Chat with us today! www.ezloanz.au