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Mortgage Base, Oran Park (2026)

26/08/2025

💬 𝘾𝙡𝙞𝙚𝙣𝙩 𝙍𝙚𝙫𝙞𝙚𝙬 𝙎𝙥𝙤𝙩𝙡𝙞𝙜𝙝𝙩

“𝘈𝘴 𝘧𝘪𝘳𝘴𝘵 𝘩𝘰𝘮𝘦 𝘣𝘶𝘺𝘦𝘳𝘴, 𝘸𝘦 𝘤𝘰𝘶𝘭𝘥𝘯’𝘵 𝘩𝘢𝘷𝘦 𝘢𝘴𝘬𝘦𝘥 𝘧𝘰𝘳 𝘢 𝘣𝘦𝘵𝘵𝘦𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘣𝘳𝘰𝘬𝘦𝘳. 𝘛𝘺 𝘮𝘢𝘥𝘦 𝘵𝘩𝘦 𝘸𝘩𝘰𝘭𝘦 𝘱𝘳𝘰𝘤𝘦𝘴𝘴 𝘴𝘪𝘮𝘱𝘭𝘦 𝘢𝘯𝘥 𝘴𝘵𝘳𝘦𝘴𝘴-𝘧𝘳𝘦𝘦. 𝘚𝘶𝘱𝘦𝘳 𝘩𝘦𝘭𝘱𝘧𝘶𝘭, 𝘳𝘦𝘴𝘱𝘰𝘯𝘴𝘪𝘷𝘦, 𝘢𝘯𝘥 𝘢𝘭𝘸𝘢𝘺𝘴 𝘩𝘢𝘱𝘱𝘺 𝘵𝘰 𝘦𝘹𝘱𝘭𝘢𝘪𝘯 𝘵𝘩𝘪𝘯𝘨𝘴. 𝘏𝘪𝘨𝘩𝘭𝘺 𝘳𝘦𝘤𝘰𝘮𝘮𝘦𝘯𝘥!” — 𝘑𝘢𝘤𝘬 𝘞𝘢𝘭𝘭𝘢𝘤𝘦 ⭐⭐⭐⭐⭐

Buying your first home can be overwhelming — but it doesn’t have to be. At Mortgage Base, we make it 𝙨𝙞𝙢𝙥𝙡𝙚, 𝙘𝙡𝙚𝙖𝙧 𝙖𝙣𝙙 𝙥𝙚𝙧𝙨𝙤𝙣𝙖𝙡. Whether you're just starting to explore your options or ready to make an offer, we're here to 𝙜𝙪𝙞𝙙𝙚 𝙮𝙤𝙪 𝙚𝙫𝙚𝙧𝙮 𝙨𝙩𝙚𝙥 𝙤𝙛 𝙩𝙝𝙚 𝙬𝙖𝙮.

📞 Call Ty on 𝟎𝟒𝟗𝟐 𝟗𝟕𝟑 𝟗𝟐𝟕
📍 Local experts, trusted by Macarthur region first-home buyers

21/08/2025

𝙄𝙨 𝙔𝙤𝙪𝙧 𝙃𝙤𝙢𝙚 𝙇𝙤𝙖𝙣 𝙎𝙩𝙞𝙡𝙡 𝙩𝙝𝙚 𝙍𝙞𝙜𝙝𝙩 𝙁𝙞𝙩?

The market has changed — but has your home loan?

If you haven’t reviewed your mortgage in the last 12–18 months, chances are you could be:

🔻 𝙋𝙖𝙮𝙞𝙣𝙜 𝙢𝙤𝙧𝙚 𝙩𝙝𝙖𝙣 𝙮𝙤𝙪 𝙣𝙚𝙚𝙙 𝙩𝙤
🧾 𝙈𝙞𝙨𝙨𝙞𝙣𝙜 𝙤𝙪𝙩 𝙤𝙣 𝙗𝙚𝙩𝙩𝙚𝙧 𝙧𝙖𝙩𝙚𝙨 𝙖𝙣𝙙 𝙡𝙤𝙖𝙣 𝙛𝙚𝙖𝙩𝙪𝙧𝙚𝙨
💸 𝘿𝙚𝙡𝙖𝙮𝙞𝙣𝙜 𝙤𝙥𝙥𝙤𝙧𝙩𝙪𝙣𝙞𝙩𝙞𝙚𝙨 𝙩𝙤 𝙪𝙨𝙚 𝙮𝙤𝙪𝙧 𝙚𝙦𝙪𝙞𝙩𝙮

At Mortgage Base, we make refinancing simple. We’ll compare lenders, crunch the numbers, and show you exactly how much you could save.

📞 Call Ty on 𝟎𝟒𝟗𝟐 𝟗𝟕𝟑 𝟗𝟐𝟕 for a loan check
📍 Trusted by families and investors all across Sydney

18/08/2025

𝘽𝙪𝙮𝙞𝙣𝙜 𝙔𝙤𝙪𝙧 𝙁𝙞𝙧𝙨𝙩 𝙃𝙤𝙢𝙚? 𝘿𝙤𝙣’𝙩 𝙈𝙞𝙨𝙨 𝙏𝙝𝙚𝙨𝙚 𝟑 𝙂𝙤𝙫𝙚𝙧𝙣𝙢𝙚𝙣𝙩 𝙎𝙘𝙝𝙚𝙢𝙚𝙨!

🏡 Buying your first home is exciting — but also overwhelming. Luckily, there are some great government schemes that can 𝙢𝙖𝙠𝙚 𝙩𝙝𝙚 𝙥𝙧𝙤𝙘𝙚𝙨𝙨 𝙚𝙖𝙨𝙞𝙚𝙧 (and cheaper):

⁍ 𝙁𝙞𝙧𝙨𝙩 𝙃𝙤𝙢𝙚 𝙂𝙪𝙖𝙧𝙖𝙣𝙩𝙚𝙚 – Buy with just a 5% deposit and no Lenders Mortgage Insurance
⁍ 𝙁𝙞𝙧𝙨𝙩 𝙃𝙤𝙢𝙚 𝙊𝙬𝙣𝙚𝙧 𝙂𝙧𝙖𝙣𝙩 – Get up to $10,000 (or more) for new homes
⁍ 𝙎𝙩𝙖𝙢𝙥 𝘿𝙪𝙩𝙮 𝘾𝙤𝙣𝙘𝙚𝙨𝙨𝙞𝙤𝙣𝙨 – Save thousands on upfront costs

The catch? The rules can be confusing, and not everyone is eligible. That’s where we come in.

At Mortgage Base, we’ll 𝙝𝙚𝙡𝙥 𝙮𝙤𝙪 𝙪𝙣𝙙𝙚𝙧𝙨𝙩𝙖𝙣𝙙 𝙮𝙤𝙪𝙧 𝙤𝙥𝙩𝙞𝙤𝙣𝙨, get pre-approved, and take the stress out of the process.

📞 𝐂𝐚𝐥𝐥 𝐓𝐲 𝐨𝐧 𝟎𝟒𝟗𝟐 𝟗𝟕𝟑 𝟗𝟐𝟕 𝐨𝐫 𝐃𝐌 𝐮𝐬 𝐭𝐨 𝐜𝐡𝐚𝐭
📍 Based in Macarthur, helping first-home buyers every day

15/08/2025

🙏 𝘼𝙣𝙤𝙩𝙝𝙚𝙧 𝙝𝙖𝙥𝙥𝙮 𝙘𝙡𝙞𝙚𝙣𝙩!

Big thanks to Raj for this fantastic review:

“𝘌𝘳𝘪𝘤 𝘧𝘳𝘰𝘮 𝘔𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘉𝘢𝘴𝘦 𝘪𝘴 𝘦𝘹𝘤𝘦𝘱𝘵𝘪𝘰𝘯𝘢𝘭𝘭𝘺 𝘨𝘰𝘰𝘥 𝘢𝘯𝘥 𝘸𝘦𝘭𝘭-𝘪𝘯𝘧𝘰𝘳𝘮𝘦𝘥 𝘢𝘣𝘰𝘶𝘵 𝘩𝘰𝘮𝘦 𝘭𝘰𝘢𝘯 𝘱𝘳𝘰𝘥𝘶𝘤𝘵𝘴. 𝘏𝘦 𝘱𝘢𝘵𝘪𝘦𝘯𝘵𝘭𝘺 𝘶𝘯𝘥𝘦𝘳𝘴𝘵𝘰𝘰𝘥 𝘰𝘶𝘳 𝘯𝘦𝘦𝘥𝘴 𝘢𝘯𝘥 𝘨𝘶𝘪𝘥𝘦𝘥 𝘶𝘴 𝘵𝘰 𝘵𝘩𝘦 𝘳𝘪𝘨𝘩𝘵 𝘭𝘰𝘢𝘯. 𝘛𝘩𝘦 𝘦𝘯𝘵𝘪𝘳𝘦 𝘱𝘳𝘰𝘤𝘦𝘴𝘴 𝘸𝘢𝘴 𝘴𝘮𝘰𝘰𝘵𝘩, 𝘢𝘯𝘥 𝘩𝘦 𝘸𝘢𝘴 𝘵𝘩𝘦𝘳𝘦 𝘦𝘷𝘦𝘳𝘺 𝘴𝘵𝘦𝘱 𝘰𝘧 𝘵𝘩𝘦 𝘸𝘢𝘺. 𝘕𝘢𝘵𝘢𝘴𝘩𝘢 𝘸𝘢𝘴 𝘢𝘭𝘴𝘰 𝘢𝘮𝘢𝘻𝘪𝘯𝘨, 𝘩𝘢𝘯𝘥𝘭𝘪𝘯𝘨 𝘢𝘭𝘭 𝘵𝘩𝘦 𝘢𝘥𝘮𝘪𝘯 𝘸𝘰𝘳𝘬 𝘢𝘯𝘥 𝘦𝘯𝘴𝘶𝘳𝘪𝘯𝘨 𝘦𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨 𝘳𝘢𝘯 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘢 𝘩𝘪𝘵𝘤𝘩. 𝘐 𝘩𝘪𝘨𝘩𝘭𝘺 𝘳𝘦𝘤𝘰𝘮𝘮𝘦𝘯𝘥 𝘵𝘩𝘦𝘪𝘳 𝘴𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘧𝘰𝘳 𝘩𝘰𝘮𝘦 𝘭𝘰𝘢𝘯 𝘳𝘦𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘯𝘨!”

Whether you're refinancing, buying your first home, or investing, the Mortgage Base team is here to guide you every step of the way.

📞 𝐂𝐚𝐥𝐥 𝐄𝐫𝐢𝐜 𝐨𝐧 𝟎𝟒𝟓𝟐 𝟔𝟔𝟒 𝟏𝟖𝟑
📍 Local to Macarthur, helping clients across Australia

12/08/2025

𝙒𝙝𝙮 𝙍𝙚𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙣𝙜 𝙈𝙞𝙜𝙝𝙩 𝘽𝙚 𝙩𝙝𝙚 𝙎𝙢𝙖𝙧𝙩𝙚𝙨𝙩 𝙈𝙤𝙫𝙚 𝙔𝙤𝙪 𝙈𝙖𝙠𝙚 𝙏𝙝𝙞𝙨 𝙔𝙚𝙖𝙧

💡 Thinking of refinancing your home loan?

With interest rates starting to fall and property values on the rise again, now could be the 𝙥𝙚𝙧𝙛𝙚𝙘𝙩 𝙩𝙞𝙢𝙚 𝙩𝙤 𝙧𝙚𝙖𝙨𝙨𝙚𝙨𝙨 𝙮𝙤𝙪𝙧 𝙡𝙤𝙖𝙣.

✅ You could lower your repayments
✅ Access equity for renovations or investments
✅ Consolidate other debts into one manageable loan
✅ Switch to a loan that better suits your lifestyle

The process doesn’t have to be stressful. At Mortgage Base, we do the heavy lifting — comparing more than 40 lenders to find a deal that works for you, not the banks.

📞 Call 𝐓𝐲 𝐨𝐧 𝟎𝟒𝟗𝟐 𝟗𝟕𝟑 𝟗𝟐𝟕 for a loan health check
📍 Local and trusted in the Macarthur region

07/08/2025

🏡 𝘽𝙪𝙮𝙞𝙣𝙜 𝙮𝙤𝙪𝙧 𝙛𝙞𝙧𝙨𝙩 𝙝𝙤𝙢𝙚 𝙘𝙖𝙣 𝙛𝙚𝙚𝙡 𝙤𝙫𝙚𝙧𝙬𝙝𝙚𝙡𝙢𝙞𝙣𝙜 — 𝙗𝙪𝙩 𝙞𝙩 𝙙𝙤𝙚𝙨𝙣’𝙩 𝙝𝙖𝙫𝙚 𝙩𝙤 𝙗𝙚.

Big thanks to Vlad for this 5-star review! ⭐️⭐️⭐️⭐️⭐️
"𝘉𝘶𝘺𝘪𝘯𝘨 𝘢 𝘧𝘪𝘳𝘴𝘵 𝘩𝘰𝘮𝘦 𝘪𝘴 𝘵𝘦𝘳𝘳𝘪𝘧𝘺𝘪𝘯𝘨, 𝘣𝘶𝘵 𝘛𝘺 𝘢𝘯𝘥 𝘩𝘪𝘴 𝘵𝘦𝘢𝘮 𝘢𝘵 𝘔𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘉𝘢𝘴𝘦 𝘢𝘭𝘸𝘢𝘺𝘴 𝘵𝘰𝘰𝘬 𝘵𝘩𝘦 𝘵𝘪𝘮𝘦 𝘵𝘰 𝘢𝘯𝘴𝘸𝘦𝘳 𝘵𝘩𝘦 𝘮𝘪𝘭𝘭𝘪𝘰𝘯𝘴 𝘰𝘧 𝘲𝘶𝘦𝘴𝘵𝘪𝘰𝘯𝘴 𝘸𝘦 𝘩𝘢𝘥 𝘢𝘯𝘥 𝘳𝘦𝘢𝘭𝘭𝘺 𝘩𝘦𝘭𝘱𝘦𝘥 𝘵𝘰 𝘴𝘮𝘰𝘰𝘵𝘩 𝘰𝘶𝘵 𝘢𝘭𝘭 𝘵𝘩𝘦 𝘣𝘶𝘮𝘱𝘴 𝘪𝘯 𝘵𝘩𝘦 𝘳𝘰𝘢𝘥 𝘣𝘺 𝘣𝘦𝘪𝘯𝘨 𝘴𝘶𝘱𝘦𝘳 𝘳𝘦𝘴𝘱𝘰𝘯𝘴𝘪𝘷𝘦, 𝘴𝘶𝘱𝘦𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘷𝘦, 𝘢𝘯𝘥 𝘴𝘶𝘱𝘦𝘳 𝘦𝘧𝘧𝘪𝘤𝘪𝘦𝘯𝘵. 𝘏𝘪𝘨𝘩𝘭𝘺 𝘳𝘦𝘤𝘰𝘮𝘮𝘦𝘯𝘥𝘦𝘥!"

At Mortgage Base, we know that no question is too small when you’re making one of life’s biggest decisions. That’s why we’re here to make the process smooth, clear, and tailored to you.

📞 Ready to get started? 𝐂𝐚𝐥𝐥 𝐓𝐲 𝐨𝐧 𝟎𝟒𝟗𝟐 𝟗𝟕𝟑 𝟗𝟐𝟕
📍 Based in Macarthur | Servicing all of Australia

05/08/2025

📌 𝙏𝙞𝙥 𝙏𝙪𝙚𝙨𝙙𝙖𝙮: 𝙒𝙝𝙖𝙩 𝘼𝙛𝙛𝙚𝙘𝙩𝙨 𝙔𝙤𝙪𝙧 𝘽𝙤𝙧𝙧𝙤𝙬𝙞𝙣𝙜 𝙋𝙤𝙬𝙚𝙧?

💡 𝘿𝙞𝙙 𝙮𝙤𝙪 𝙠𝙣𝙤𝙬 𝙮𝙤𝙪𝙧 𝙗𝙤𝙧𝙧𝙤𝙬𝙞𝙣𝙜 𝙥𝙤𝙬𝙚𝙧 𝙞𝙨𝙣’𝙩 𝙟𝙪𝙨𝙩 𝙖𝙗𝙤𝙪𝙩 𝙞𝙣𝙘𝙤𝙢𝙚?

Things like:
• Credit card limits (even unused!)
• Spending habits
• Number of dependents
• Job type or contract

…all influence how much a lender will let you borrow.

💬 Want to know where you stand? Call or Message us for a borrowing power check.

01/08/2025

👩‍💼 𝙎𝙚𝙡𝙛-𝙀𝙢𝙥𝙡𝙤𝙮𝙚𝙙 𝙖𝙣𝙙 𝙒𝙖𝙣𝙩 𝙖 𝙃𝙤𝙢𝙚 𝙇𝙤𝙖𝙣?

Just because you don’t have a 9–5 job doesn’t mean you can’t own a home.

In fact, more 𝙡𝙚𝙣𝙙𝙚𝙧𝙨 𝙖𝙧𝙚 𝙣𝙤𝙬 𝙘𝙖𝙩𝙚𝙧𝙞𝙣𝙜 𝙩𝙤 𝙨𝙢𝙖𝙡𝙡 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙤𝙬𝙣𝙚𝙧𝙨, 𝙨𝙤𝙡𝙚 𝙩𝙧𝙖𝙙𝙚𝙧𝙨, 𝙖𝙣𝙙 𝙛𝙧𝙚𝙚𝙡𝙖𝙣𝙘𝙚𝙧𝙨 with flexible options like low doc loans — which don’t require traditional payslips or tax returns.

Whether you’ve been in business for 2+ years or just starting out, there are pathways forward.

✅ Use BAS statements or accountant letters as income proof
✅ Access up to 80% LVR without Lenders Mortgage Insurance (in some cases)
✅ Choose from over 40 lenders that understand business owners
✅ Get tailored advice on improving your borrowing power

💬 Got questions about where to start or how much you can borrow?

📞 Call Ty on 𝟎𝟒𝟗𝟐 𝟗𝟕𝟑 𝟗𝟐𝟕
📍 Local to Macarthur Region | Australia-wide service

Let’s take the stress out of getting you loan-ready.

30/07/2025

🏠 𝙈𝙖𝙧𝙠𝙚𝙩 𝙒𝙖𝙩𝙘𝙝: 𝙍𝙖𝙩𝙚𝙨 𝘼𝙧𝙚 𝘿𝙤𝙬𝙣, 𝘽𝙪𝙩 𝙋𝙧𝙞𝙘𝙚𝙨 𝘼𝙧𝙚 𝙐𝙥
Interest rates have come down — great news for buyers!

But property prices? 📈 They’re already on the rise.

Waiting too long could cost you more in the long run.

💬 Let’s chat about what’s possible right now — before the next wave of price growth hits.

Call Ty on 𝟎𝟒𝟗𝟐 𝟗𝟕𝟑 𝟗𝟐𝟕

10/07/2025

💼 𝙎𝙚𝙡𝙛-𝙀𝙢𝙥𝙡𝙤𝙮𝙚𝙙? 𝙃𝙚𝙧𝙚'𝙨 𝙒𝙝𝙖𝙩 𝙔𝙤𝙪 𝙉𝙚𝙚𝙙 𝙩𝙤 𝙆𝙣𝙤𝙬 𝘼𝙗𝙤𝙪𝙩 𝙂𝙚𝙩𝙩𝙞𝙣𝙜 𝙖 𝙃𝙤𝙢𝙚 𝙇𝙤𝙖𝙣 🏡

Running your own business, freelancing, or contracting? Getting a home loan can be trickier—but it’s absolutely possible with the right support. 🙌

✅ You’ll generally need:
• 2 years of tax returns & BAS
• Proof of income (invoices or bank statements)
• A solid deposit (aim for 10–20%)

💡 𝘿𝙤𝙣’𝙩 𝙦𝙪𝙞𝙩𝙚 𝙝𝙖𝙫𝙚 𝙖𝙡𝙡 𝙩𝙝𝙚 𝙥𝙖𝙥𝙚𝙧𝙬𝙤𝙧𝙠? You might qualify for a 𝙡𝙤𝙬 𝙙𝙤𝙘 𝙡𝙤𝙖𝙣 – designed for self-employed Aussies with non-traditional income. These loans usually require less documentation and offer more flexibility, though they can come with slightly higher interest rates or LMI.

At Mortgage Base, we work with lenders who get small business—and we’ll help you find a loan that fits your situation.

📞 𝘾𝙖𝙡𝙡 𝙏𝙮 𝙖𝙩 𝙈𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝘽𝙖𝙨𝙚 on 𝟎𝟒𝟗𝟐 𝟗𝟕𝟑 𝟗𝟐𝟕 or send us a message to chat through your options.

Let’s make your business income work for you. 💪

07/07/2025

🏡 𝙁𝙞𝙧𝙨𝙩 𝙃𝙤𝙢𝙚 𝘽𝙪𝙮𝙚𝙧𝙨 𝘼𝙧𝙚 𝘽𝙖𝙘𝙠 – 𝘼𝙣𝙙 𝙁𝙤𝙧 𝙂𝙤𝙤𝙙 𝙍𝙚𝙖𝙨𝙤𝙣! 🙌

We’re seeing a real comeback from first home buyers, and it’s not surprising — 𝙞𝙣𝙩𝙚𝙧𝙚𝙨𝙩 𝙧𝙖𝙩𝙚𝙨 𝙝𝙖𝙫𝙚 𝙗𝙚𝙚𝙣 𝙙𝙧𝙤𝙥𝙥𝙞𝙣𝙜, and property prices are on the move. If you’ve been waiting for the right time to buy, this could be it.

Here’s why now makes sense:

✅ 𝙍𝙖𝙩𝙚𝙨 𝙃𝙖𝙫𝙚 𝙁𝙖𝙡𝙡𝙚𝙣
After two recent cuts, many buyers are jumping in to secure a home loan while borrowing conditions are more affordable.

✅ 𝙃𝙤𝙪𝙨𝙚 𝙋𝙧𝙞𝙘𝙚𝙨 𝘼𝙧𝙚 𝙍𝙞𝙨𝙞𝙣𝙜
Values are already climbing across the country — especially in the more affordable end of the market (a sweet spot for first home buyers). 𝙒𝙖𝙞𝙩𝙞𝙣𝙜 𝙘𝙤𝙪𝙡𝙙 𝙢𝙚𝙖𝙣 𝙥𝙖𝙮𝙞𝙣𝙜 𝙢𝙤𝙧𝙚 𝙡𝙖𝙩𝙚𝙧.

✅ 𝙈𝙤𝙧𝙚 𝙇𝙞𝙨𝙩𝙞𝙣𝙜𝙨 = 𝙈𝙤𝙧𝙚 𝘾𝙝𝙤𝙞𝙘𝙚
There’s been a jump in new listings this winter, giving buyers a rare chance at greater variety — without peak-season competition.

✅ 𝙂𝙤𝙫𝙚𝙧𝙣𝙢𝙚𝙣𝙩 𝙎𝙪𝙥𝙥𝙤𝙧𝙩 𝙄𝙨 𝙎𝙩𝙞𝙡𝙡 𝘼𝙫𝙖𝙞𝙡𝙖𝙗𝙡𝙚
Take advantage of:
🏷️ Stamp duty concessions
🏠 First home buyer grants
🔒 The Home Guarantee Scheme – buy with just a 5% deposit and skip LMI

💬 𝙏𝙝𝙞𝙣𝙠𝙞𝙣𝙜 𝙖𝙗𝙤𝙪𝙩 𝙩𝙖𝙠𝙞𝙣𝙜 𝙩𝙝𝙚 𝙡𝙚𝙖𝙥 𝙞𝙣𝙩𝙤 𝙮𝙤𝙪𝙧 𝙛𝙞𝙧𝙨𝙩 𝙝𝙤𝙢𝙚?
Let’s make it happen! We’ll check your eligibility, explain your options, and find the right loan to match your budget and goals.

📞 𝘾𝙖𝙡𝙡 𝙏𝙮 𝙖𝙩 𝙈𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝘽𝙖𝙨𝙚 on 𝟎𝟒𝟗𝟐 𝟗𝟕𝟑 𝟗𝟐𝟕
🌐 www.mortgagebase.com.au

04/07/2025

🏡 𝙁𝙞𝙧𝙨𝙩 𝙃𝙤𝙢𝙚 𝘽𝙪𝙮𝙚𝙧? 𝙃𝙚𝙧𝙚’𝙨 𝙩𝙝𝙚 𝘿𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙘𝙚 𝘽𝙚𝙩𝙬𝙚𝙚𝙣 𝙖 𝙂𝙪𝙖𝙧𝙖𝙣𝙩𝙤𝙧 𝙇𝙤𝙖𝙣 & 𝙩𝙝𝙚 𝙁𝙞𝙧𝙨𝙩 𝙃𝙤𝙢𝙚 𝙂𝙪𝙖𝙧𝙖𝙣𝙩𝙚𝙚 💰

Trying to get into your first home but short on a deposit? There are two popular options that could help you skip paying 𝙇𝙚𝙣𝙙𝙚𝙧𝙨 𝙈𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 (𝙇𝙈𝙄) — potentially saving you thousands.

Here’s a quick breakdown 👇

🔹 𝙁𝙞𝙧𝙨𝙩 𝙃𝙤𝙢𝙚 𝙂𝙪𝙖𝙧𝙖𝙣𝙩𝙚𝙚
✅ Government-backed
✅ Only need a 𝟓% 𝐝𝐞𝐩𝐨𝐬𝐢𝐭
✅ No need to pay LMI
✅ For first-home buyers or those who haven’t owned property in the past 10 years
🚫 Income and property price caps apply
🏠 Must live in the home (no investors)

🔹 𝙂𝙪𝙖𝙧𝙖𝙣𝙩𝙤𝙧 𝙃𝙤𝙢𝙚 𝙇𝙤𝙖𝙣
✅ A 𝙛𝙖𝙢𝙞𝙡𝙮 𝙢𝙚𝙢𝙗𝙚𝙧 uses their home as security
✅ Borrow up to 𝟏𝟎𝟓% of the property value
✅ No LMI
✅ Available to first and second-home buyers
🚫 Guarantor is financially responsible if you can’t repay the loan

💡 𝙒𝙝𝙞𝙘𝙝 𝙤𝙣𝙚’𝙨 𝙧𝙞𝙜𝙝𝙩 𝙛𝙤𝙧 𝙮𝙤𝙪?
If you’ve got a family member willing to help, a guarantor loan may be the way to go.
If you’ve saved 5% deposit but want to avoid LMI, the First Home Guarantee could be your ticket into the market.

Not sure what suits you best? Let us guide you through it.

📞 𝘾𝙖𝙡𝙡 𝙏𝙮 𝙖𝙩 𝙈𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝘽𝙖𝙨𝙚 on 𝟎𝟒𝟗𝟐 𝟗𝟕𝟑 𝟗𝟐𝟕
🌐 www.mortgagebase.com.au

Mortgage Base

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