08/06/2026
Lenders mortgage insurance, or LMI, is often viewed as an extra expense, but it may also create opportunities for eligible borrowers who do not yet have a 20% deposit.
In some situations, entering the market sooner could outweigh the cost of waiting, especially if property values continue to change over time.
At The Advisory Financial Services, we help you understand how different lending structures work and whether options like LMI align with your goals and financial position.