Propel Finance Group

Propel Finance Group Clear, practical mortgage & business finance advice for home buyers, investors, and small business owners. Adelaide-based. Strategy-led. No pressure.

At Propel Finance Group, we make finance simple. Whether you’re buying a home, refinancing, or growing a business, we’ll help you find a loan that works for you. No pushy sales, just real conversations and honest guidance.

With the proposed negative gearing changes, the type of property you buy now matters more than ever. New builds retain n...
02/06/2026

With the proposed negative gearing changes, the type of property you buy now matters more than ever. New builds retain negative gearing benefits that established properties stand to lose — which means who you're working with in this space matters just as much as the finance.

We work with a trusted network of property operators — people with a proven track record in new build investment. One of them is running an investment presentation this week covering upcoming property releases.

If you're an investor keeping an eye on new build opportunities, reach out and I'll point you in the right direction. 🙂

📍 Propel Finance Group | Adelaide | Investment lending

The 2026 Budget has started moving through lending policy — and investors are starting to feel it.Macquarie is already t...
28/05/2026

The 2026 Budget has started moving through lending policy — and investors are starting to feel it.

Macquarie is already the first major lender to strip negative gearing add-backs from serviceability and Westpac are close behind. That means the way they calculate your borrowing capacity has changed.

Other lenders haven't moved yet. But that gap won't last forever.

Swipe through for a plain-English breakdown of what's changed, what it means for your borrowing position, and three things worth reviewing before you make your next move. 🙂

📍 Propel Finance Group | Adelaide | Investment lending

Opportunities don’t always arrive with much notice.That’s why understanding your equity position can be so important.Not...
21/05/2026

Opportunities don’t always arrive with much notice.

That’s why understanding your equity position can be so important.

Not because you need to act immediately — but because having flexibility creates options.

For some people, that might mean:
• investing in another property
• renovating or upgrading
• supporting business growth
• or simply being prepared when the right opportunity appears

The clients in the strongest position are usually the ones who prepared before they needed to make a move.

Preparation creates flexibility.

— Deon
📍 Adelaide, SA

There’s been plenty of discussion lately around changes to negative gearing, capital gains tax, and trust structures.And...
19/05/2026

There’s been plenty of discussion lately around changes to negative gearing, capital gains tax, and trust structures.

And while policy settings may shift over time, the core drivers behind property haven’t suddenly disappeared.

People still need housing.
Quality land remains limited.
And long-term ownership still matters.

The structure and strategy may evolve — but the fundamentals are often more stable than the headlines suggest.

Good decisions usually come back to understanding your position, thinking long term, and staying adaptable as conditions change.

— Deon


17/05/2026

There’s been a lot of discussion lately around changes to capital gains tax, negative gearing and trust income.
But it’s interesting how often the conversation comes back to something much simpler.

The older generations didn’t talk much about tax strategies or policy settings.

For many migrant families — including a lot of the old Greek and Italian families here in Adelaide — the thinking was straightforward:
Buy land.

Hold quality assets.
Think long term.

The tools and rules may change over time… but the mindset behind building stability and opportunity often stays the same.

— Deon
📍 Adelaide, SA


Rates moved again this week — and it’s getting people thinking about their position.But it’s not just about the rate.Wha...
07/05/2026

Rates moved again this week — and it’s getting people thinking about their position.

But it’s not just about the rate.

What matters is:
• how your loan is structured
• what equity you have available
• and whether your current setup still supports your next move

For some, it’s about reducing pressure.
For others, it’s about creating opportunity.

The key is understanding where you stand — before you need to make a decision. The right move isn’t always obvious, but clarity makes it easier.

Rates moved again this week — but the real question is what you do next.Most people focus on the rate change.The better ...
05/05/2026

Rates moved again this week — but the real question is what you do next.

Most people focus on the rate change.
The better conversations we’re having are around position.

Right now, we’re seeing clients:
• review their loan structure before making a move
• access equity while valuations are still strong
• improve cash flow to stay flexible
• or simply understand their options before they need them

Because when rates shift, timing matters — but preparation matters more.

It’s not about reacting to one change.
It’s about making sure your setup still works for what’s ahead.

If you haven’t reviewed your home loan in the last 12–18 months, it’s worth checking where you stand.

02/05/2026

A lot of the conversations I’ve had this week have come back to one thing… equity.
Not just “can I access it?” — but how do I use it properly?

We’re seeing homeowners: • funding business growth
• stepping into investment property
• upgrading their home
• or simply creating a buffer for flexibility
The opportunity is there — but structure matters.
Accessing equity without a plan can limit your options later.
Done right, it can open doors.

If you’ve been thinking about what’s possible, it’s worth understanding where you stand first.

📍 On the road this weekend, but still having the same conversations.

Most people hear “use your equity” and think it’s just about accessing funds.But that’s only part of the picture.The rea...
28/04/2026

Most people hear “use your equity” and think it’s just about accessing funds.

But that’s only part of the picture.

The real question is — what are you trying to achieve?

For some, it’s:
• Investing in another property
• Renovating or upgrading
• Creating flexibility in their finances
• Supporting business opportunities

Equity can be a powerful tool.

But how it’s structured — and how it fits your overall position — is what actually matters.

Used well, it moves you forward.

Used poorly, it can create pressure.

— Deon

📍 Adelaide, SA


Most people only review their home loan when something changes.But the better question is when you should be reviewing i...
14/04/2026

Most people only review their home loan when something changes.

But the better question is when you should be reviewing it.

A few common triggers are outlined above — but in reality, it’s about staying aware of your position, not reacting too late.

You don’t need to refinance every time.

But you should know where you stand.

— Deon

📍 Adelaide, SA


Address

22A Beulah Road
Adelaide, SA
5067

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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