MoneyQuest - Montmorency

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North Melbourne, VIC
MoneyQuest - Montmorency

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We at MoneyQuest Montmorency specialise in all residential & commercial lending.

Paul Blake is a Credit Representative (No. 394897) of Money Quest Australia Pty Ltd, Australian Credit License 487823

31/10/2026

Happy Halloween! 👻

Enjoy the spooky fun!

30/10/2026

With living costs rising, it’s worth checking whether your home loan still suits your budget.

Annual inflation rose to 4.3% in September, up from 4.0% in August.

This means prices are rising faster overall, putting more pressure on household budgets. It could also influence the RBA’s next rate decision on 3 November. A rate rise remains possible but isn’t certain.

We’re mortgage brokers. Message us for a home loan review. Have insurance questions too? We can introduce you to a specialist.

General information only. It does not take into account your objectives, financial situation or needs. Eligibility and lending criteria apply. Fees and charges may apply.

Insurance referrals only. We don’t provide insurance advice or recommend insurance products.

27/10/2026

Gen Z is rethinking what getting into the property market looks like.

Cotality’s research across five countries, including Australia, found:
💸 78% would cut lifestyle spending.
🏠 74% would consider a smaller home.*

It takes more than skipping takeaway. Start with your budget, priorities and repayments you can comfortably manage.

We are mortgage brokers, and we can help you understand your borrowing capacity and explore home loan options that may suit your circumstances.

First home on your radar? Chat with your local MoneyQuest mortgage broker!

*Source: Cotality

General information only. It does not take into account your objectives, financial situation or needs.

25/10/2026

Property hunting has its share of frightening characters.

The competing bidder. The fast-talking auctioneer. And the unconditional contract signed before the buyer understood their finance position.

When buying at auction, there’s generally no cooling-off period, and the sale usually isn’t subject to finance, valuation or building and pest inspections.

Before placing your bid:
• Understand your borrowing position.
• Set a firm maximum price.
• Have your solicitor or conveyancer review the contract.
• Arrange relevant property inspections.
• Check any conditions still attached to your loan approval.

The ghost in the hallway may not be real. The contract definitely is.

Planning to bid this spring? Let’s chat before you lift that paddle!

General information only. It does not take into account your objectives, financial situation or needs. Auction rules vary by state and territory. Seek advice from your solicitor or conveyancer. Eligibility and lending criteria apply. Fees and charges may apply.

22/10/2026

Lower monthly repayments don’t always mean a cheaper loan.

Consolidating debt over a longer term could mean paying more interest overall, even at a lower rate.

Compare the repayments, loan term and total cost, including fees.

We can help you work through those trade-offs so you understand what changes now and what it could mean later. Let’s run the numbers before you decide!

General information only. It does not take into account your objectives, financial situation or needs. Eligibility and lending criteria apply. Fees and charges may apply.

18/10/2026

Same bank since your first pay? It doesn’t have to be your only option.

A home, new car or business equipment? We can help you compare finance options from a range of lenders.

Did you know we can help you connect with an insurance specialist too? We can introduce you to someone who can answer your questions and talk you through your options.

Let’s chat about your next step.

Insurance referrals only. We don’t provide insurance advice or recommend insurance products.

15/10/2026

Same car. Different ways to finance it.

A novated lease involves salary packaging through your employer, with potential tax benefits and fees to consider.

A standard car loan generally uses post-tax repayments, with rates and fees varying by lender.

The right fit depends on your circumstances. Compare the total costs and seek tax advice on any potential benefits.

We are mortgage brokers, we can help you explore your car finance options.

General information only. It does not take into account your objectives, financial situation or needs. Eligibility and lending criteria apply. Fees and charges may apply.

12/10/2026

Your savings could do more than sit in your account. With a linked 100% offset account, your balance reduces the amount of your home loan charged interest.

On an $850,000 home loan at 6% p.a., keeping $30,000 in the offset could mean approximately $1,800 less interest a year before fees.*

Your money stays accessible but taking it out reduces the benefit. Any extra fees or higher loan rate also need to be weighed up.

We’re mortgage brokers, and we can help you work out if an offset adds up for you. Let’s chat!

*Simplified illustration assuming unchanged balances and a constant rate for one year. Excludes repayments, compounding and fees. Interest savings don’t necessarily reduce your required repayments.

General information only. It does not take into account your objectives, financial situation or needs. Eligibility and lending criteria apply. Fees and charges may apply.

09/10/2026

Fully electric vehicles have more than doubled their share of Australia’s new car market in just a year, jumping from 11.3% in September 2025 to 24.2% in September 2026. Nearly one in four new vehicles sold is now fully electric!

Source: Federal Chamber of Automotive Industries (FCAI), “Sales edge higher amid shifting buyer preferences”, 6 October 2026.

More models, competitive pricing and potential running-cost savings are adding to the appeal.

According to the Australian Government, EVs can offer up to 70% savings on equivalent fuel costs when reliably charging at home, and around 40% on servicing compared to petrol or diesel vehicles.*

Read more: https://www.moneyquest.com.au/news/electric-vehicles-like-byd-are-outpacing-fuelled-cars/

Thinking about making the switch? There’s more to consider than the showroom price.

We’re mortgage brokers, and we can help you compare finance options for your next EV. Let’s chat before you hit the showroom!

*Actual savings vary depending on the vehicle, charging costs and usage.

General information only. It does not take into account your objectives, financial situation or needs. Eligibility and lending criteria apply. Fees and charges may apply.

04/10/2026

Australia’s national Home Value Index fell 1.1% in September, marking the sixth straight month of declines. Every capital city except Darwin recorded a fall.

So what could this mean for you?
• Buyers: Softer prices and less competition may mean more choice and negotiating power, although borrowing capacity remains under pressure.
• Homeowners: Falling values may impact your equity and refinancing options.
• Investors: Lower prices may create opportunities, but higher rates, holding costs and cash flow still need careful consideration.

Read the full October Home Value Index update here: https://www.moneyquest.com.au/news/october-home-values-2026/

If you’re thinking about buying, refinancing or reviewing your property plans, your local MoneyQuest broker can help you understand your options.

Source: Cotality Home Value Index, October 2026. General information only.

General information only. It does not take into account your objectives, financial situation or needs.

Address

Suite 1 Ground Floor 204-218 Dryburgh Street
North Melbourne, VIC
3051

Telephone

+61407345572

Website

http://www.moneyquest.com.au/franchise/montmorency

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