Melbourne Finance Services

08/10/2026

🏡 Found your dream home before selling your current one?

Don’t let the timing hold you back. 🔑

With bridging finance, you may be able to:
✨ Buy your next home before selling
✨ Make the move with less stress
✨ Access finance tailored to your circumstances

Your next chapter might be closer than you think. 🏠

📩 Thinking about buying before you sell? Send us a message today to explore your bridging finance options.

Eligibility, lending criteria, fees and conditions apply.

06/10/2026

Running a business in Melbourne and locked into an expensive ATO payment plan? There’s a better way to handle tax debt. 📈🏡

Managing an ongoing payment plan with the Tax Office—or juggling accrued interest—can put a heavy strain on your weekly business cash flow.

If you own a home or investment property with available equity, you can consolidate your outstanding tax debt directly into your home loan at settlement.

Why business owners do this:
✅ Clear the ATO in full: Wipe out payment plan obligations and start fresh.

✅ Improve cash flow: Replace high interest charges or strict ATO installments with a single, lower monthly home loan repayment.

✅ One simple payment: Unify your business tax liabilities into your structured mortgage setup.

Specialist lenders accept BAS statements or accountant declarations to verify your income and clear the debt cleanly.

01/10/2026

Self-employed in Melbourne and finding it hard to get home loan approval? You’re not alone. 💼

Traditional banks love a simple payslip, but when you run your own business, taxable income doesn’t always tell the whole story.

With Alt-Doc & Low-Doc Lending, you don't always need 2 years of complete tax returns. Many specialized lenders will assess your borrowing power using:
✅ Business Activity Statements (BAS)
✅ 6 months of business bank statements

✅ An Accountant’s Declaration Letter

Stop putting your property plans on hold just because you work for yourself.

29/09/2026

Check your mortgage offset account. ASIC found $55M in lost interest savings due to bank errors. Ensure yours is set up correctly:

13/08/2026

Finance FAQ's

Got questions about Melbourne home loans, commercial property, or development finance? Our expert brokers answer your FAQs.

13/08/2026

Specialised Broker for Pharmacists

Here’s how specialist medico loans, LMI waivers, and pharmacy owner finance can save you thousands. Talk to your North Melbourne pharmacy broker today.

26/05/2026

Attention Melbourne Pharmacists 📢 Are you leaving money on the table when it comes to your home or business loans?

If you are just defaulting to your standard bank manager, the answer is likely yes.

At Melbourne Finance, we know that many pharmacists qualify for specialist "medico loans" that come with incredible benefits like the Lenders Mortgage Insurance (LMI) waiver. This alone can mean borrowing up to 90-95% of a property’s value while saving up to $30,000!

But the catch? Not all banks treat pharmacists the same, and many will miss vital income streams like shift allowances and overtime when calculating your borrowing capacity.

Whether you're looking to buy in the inner-city, buy into a pharmacy partnership, or secure equipment finance for a fit-out, you need a specialist broker who understands your specific profession.

Find out why pharmacists need a broker, not just a bank, in our latest article: https://melbourne.finance/why-pharmacists-in-melbourne-need-a-broker-not-a-bank/

Here’s how specialist medico loans, LMI waivers, and pharmacy owner finance can save you thousands. Talk to your North Melbourne pharmacy broker today.

22/05/2026

📉 Cash flow slowing your business down? Don’t let unexpected expenses or unpaid invoices stall your growth! 🚀
Get the capital you need to keep moving with our Fast Unsecured Business Loans. No collateral? No problem! We make funding simple, stress-free, and most importantly—quick.
Why choose us to fund your growth? ✅ Lightning-Fast Approvals: Get a decision in hours, not weeks. ✅ Quick Funding: Cash in your account in as little as 24 hours. ✅ 100% Unsecured: No need to put your personal or business assets on the line. ✅ Total Flexibility: Use the funds for payroll, new inventory, equipment, or expansion!
Stop waiting on the bank and start growing your business today. 📈

22/05/2026

📉 Cash flow slowing your business down? Don’t let unexpected expenses or unpaid invoices stall your growth! 🚀

Get the capital you need to keep moving with our Fast Unsecured Business Loans. No collateral? No problem! We make funding simple, stress-free, and most importantly—quick.

Why choose us to fund your growth?
✅ Lightning-Fast Approvals: Get a decision in hours, not weeks.
✅ Quick Funding: Cash in your account in as little as 24 hours.
✅ 100% Unsecured: No need to put your personal or business assets on the line.
✅ Total Flexibility: Use the funds for payroll, new inventory, equipment, or expansion!

Stop waiting on the bank and start growing your business today.

21/05/2026

Melbourne’s property market has officially woken up. 📈

Forecasts are projecting a 6.6% growth in Melbourne house prices and a 7.1% surge for units in 2026. But with low vacancy rates and major infrastructure projects changing the map, you can't just throw a dart and expect a strong ROI.

In our latest guide, we break down the top 4 suburbs primed for serious growth this year—and the specific drivers making them so lucrative:
🏙️ North Melbourne (The inner-city powerhouse)
🏡 Cranbourne (The south-east growth engine)
📈 Pakenham (The yield generator)
🌳 Bayswater (The middle-ring gem)

Plus, learn why getting your finance structured before the anticipated RBA rate cuts is critical.

Read the full 2026 investment guide here: https://melbourne.finance/melbournes-best-suburbs-to-invest-in-2026/