Pete Davies - Mortgage Broker

01/11/2026

Your coffee isn’t the problem. Your mortgage might be costing you more than it should.

Inflation is putting pressure on household budgets, and mortgage holders are watching closely.

While we can’t control what the RBA does, we can control how prepared we are.

If your mortgage repayments take another hit, don’t automatically assume cutting back on your lifestyle is the only option.

Your existing home loan deserves a review too. You could be paying more than you need to.

Before you sacrifice another weekend away, get your home loan checked.

If you haven’t reviewed your mortgage in the last 12 months, now is the time.

Send me the word REVIEW today. I’ll help you check your rate, explore your options and see whether there’s a smarter deal available.

Pete Davies | Mortgage Broker
0412 035 063
www.petedaviesbroker.com.au

27/10/2026

25/10/2026

Five stars. Happy clients. That’s what it’s all about. ⭐⭐⭐⭐⭐

We bloody love what we do, and helping people navigate one of life’s biggest financial decisions is a privilege we never take for granted.

Thanks to everyone who trusts Pete Davies Mortgage Broker with their next move. 🏡

📞 0412 035 063
🌐 www.petedaviesbroker.com.au

20/10/2026

66 days until Christmas… and if you save $20 a week, you’ll have f**k all. 😂

So, while you’re busy cutting back on coffees and trying to save a few bucks, maybe it’s time to look at the bigger picture.

Your mortgage.

A quick home loan review could uncover a more competitive rate and potentially put more money back in your pocket.

Because saving $20 a week is one thing. Making sure you’re not paying the bank more than you need to? That’s a smarter move.

Let’s get your mortgage sorted before Santa empties your wallet.

📞 0412 035 063
🌐 petedaviesbroker.com.au

Pete Davies | Mortgage Broker
Making money matters easy.

18/10/2026

🚨 81% of Australians are using a mortgage broker. Here’s why you might NOT want to use me. 👀

Banks have loyalty taxes. Just because you’ve been with your lender for 10 years doesn’t mean you’re getting their best deal.

My job isn’t just to compare rates. It’s to put lenders against each other, negotiate pricing and find a loan that actually works for YOU.

Because loyalty should be rewarded, not charged at a premium. 💸

Want to know if your home loan is working as hard as you are?

📩 DM me “REVIEW” and let’s find out

10/10/2026

Australia: are we getting poorer, or are we just being told we’re doing better? 🇦🇺

House prices have gone through the roof. Groceries are hammering household budgets. Rent is brutal. Interest rates are biting.

And somehow, earning more money doesn’t necessarily mean getting ahead.

So who’s responsible?

👇 WHO’S TO BLAME?

🇦🇺 Government policy
🏦 Banks and the cost of credit
📈 The RBA and interest rates
🛒 Corporate profits and the cost of living
🤷 Or have we simply accepted a system that makes getting ahead harder?

And before anyone turns this into a Labor vs Liberal shouting match… every government should be held accountable for the decisions it makes and the outcomes Australians experience.

You can argue about the politics all day. But families still have to pay the mortgage, feed the kids and keep a roof over their heads.

My take? Earning more isn’t enough if the cost of getting ahead keeps running away from you.

Agree? Disagree? Tell me where I’m wrong. 👇

05/10/2026

$280 to fill the tank. 🫠

The cost of living is getting bloody hard to ignore.

Fuel. Groceries. Insurance. Electricity. And now another potential mortgage rate rise in November hanging over households.

At some point, everyone has to keep tightening the belt, but there’s only so much belt left. 😂

There’s a lot of uncertainty around right now, and I reckon the best thing you can do is understand your own numbers, know where you stand and make decisions based on what actually works for you and your family.

Because unfortunately, none of us control the price of diesel.

I wish we did. 😂

02/10/2026

UP THE KNIGHTS! 💙❤️💙❤️

solid effort from Jack Henderson Endeavour Build Airtasker AU & NZ to get this house painted in less than a day.

Community spirit alive and well.

01/10/2026

RATES ARE UP. NOW WHAT? 📈

Tuesday’s rate rise hurts. No sugar-coating it.

But here’s the opportunity nobody is talking about…

Confidence is low.

And when confidence drops, competition often drops with it.

For genuine buyers, that can mean more choice, less competition and more negotiating power.

So don’t listen to the headlines.
Don’t get caught up in the media spin.
And don’t let political bu****it dictate your property strategy.

Know your numbers. Get pre-approved. Have a plan.

Already own property?

If you haven’t reviewed your loan in the last 12–18 months, it’s time.

A good broker will tell you if you’re already on a great deal — and if there’s a better option, we’ll show you.

Investors: if cash flow is getting tight, now is the time to look at your liquidity and buffers before you need them.

The next 6–9 months may be tough.

But complaining won’t change the numbers.

Adapt. Hold the line. Stay flexible.

The people who stay calm, know their numbers and have a strategy will be the ones ready to act when opportunities appear.

Don’t panic. Get prepared.

📲 If you want to know where you stand, let’s have a chat.