Damian Medici

Damian Medici No More Mortgage

04/09/2026

If you’ve got a home loan, where you keep your savings can make a big difference. 🍎

A savings account earns you interest which can be taxable.

An offset account can reduce the interest you pay on your home loan instead.

Same money. Different outcome.

01/09/2026

Redraw isn’t just “your money sitting there” when you take it back out, your home loan balance goes back up.

Simple concept, but one worth understanding.

There’s a lot of outdated mortgage advice floating around Here are 5 mortgage myths that might surprise you.
31/08/2026

There’s a lot of outdated mortgage advice floating around

Here are 5 mortgage myths that might surprise you.

30/08/2026

Did you know this about your credit file? 🍋

Your repayment history can tell a bank a lot more than you might think.

Here’s how it works 👆

27/08/2026

Offset accounts can be confusing, so here’s the simplest way to understand them. 🍎

Your repayment doesn’t change but the amount of interest you’re charged does.

The more you keep in your offset, the less interest you pay and the more of your repayment goes towards your loan.

25/08/2026

I hope you can see this Mr Albanese.

I think you may have got it wrong

25/08/2026

If you run your own business, turnover is just one part of the scenario, high turnover doesn’t mean you’ll get approved and I know that might sound normal to everyone but in my line of work I often see people that are self-employed with high turnover, automatically think that they’ll get a loan no problems because of their turnover amount.

24/08/2026

Wanting to upgrade your car?

22/08/2026

This is my guide on how much I think you should use of your net income towards your mortgage or payment.

Everyone is different. Please make sure you understand your monthly budget before making decisions.

20/08/2026

1. Some people get divorced at 40 and have to start again.

2. Some people spent their 20s and 30s building a business.

3. Some people had kids, travelled, changed careers or just took a different path.

4. Buying later can actually mean buying with more clarity.

5. Never compare your Chapter 1 to someone else’s Chapter 5

Buying your first home in your 40s is not a failure.

Life doesn’t happen on the same timeline for everyone.

Some people buy at 25.
Some buy at 45.
Some have to start again.

The important thing isn’t when you start.

It’s understanding where you are today, what your options are, and making the next financial decision that’s right for your life.

Address

49 Homer Street
Moonee Ponds, VIC
3039

Telephone

+61402525252

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