David Cavigan - Loan Market

David Cavigan - Loan Market We specialise in strategic mortgage planning for your financial matters.

Borrowing capacity is regularly changing. At the end of every month we assess borrowing capacity changes from the previo...
08/11/2023

Borrowing capacity is regularly changing. At the end of every month we assess borrowing capacity changes from the previous month based on the following scenario.

Two applicants - both PAYG employees
Both have base salary of $75k each.
Two dependants.
Two credit cards ($5k and $3k).
$550k loan size.
Owner Occupied.
P&I.
Packaged Product.
LVR 80%.

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Source: Quickli

Borrowing Capacity from August to September 2023.
08/11/2023

Borrowing Capacity from August to September 2023.

Take the challenge. Save over $30k (minimum) when you refinance your home loan. It's simple, we study lender policy to d...
12/07/2023

Take the challenge. Save over $30k (minimum) when you refinance your home loan. It's simple, we study lender policy to deliver a solution that reduces interest and maximises cashflow.

Get in now before it's too late.

12/07/2023
There's still a couple of lenders offering cashbacks.  Let us analyse a no obligation solution for you.
11/07/2023

There's still a couple of lenders offering cashbacks. Let us analyse a no obligation solution for you.

Borrowing capacity - ScenarioTwo applicants - both PAYG employeesBoth have base salary of $75k each.Two dependants.Two c...
10/07/2023

Borrowing capacity - Scenario

Two applicants - both PAYG employees
Both have base salary of $75k each.
Two dependants.
Two credit cards ($5k and $3k).
$550k loan size.
Owner Occupied.
P&I.
Basic Product.
LVR 80%.

From the book 7 Habits of Highly Effective People.  Great infographic of the 7 habits.
10/07/2023

From the book 7 Habits of Highly Effective People. Great infographic of the 7 habits.

Address

1/43 Hall Street
Moonee Ponds, VIC
3039

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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