Mortgage Choice Carlton - Robert Stipanic

13/07/2021

Did you know... $10 from every loan a Smartline Adviser arranges is donated to a range of charities.

Thank you for your continued support, it has allowed us to also support those in need.

28/06/2021

Several leading economists have brought forward their expectations for an interest rate hike, with some predicting the RBA will move as early as next year.

Several leading economists have adjusted their expectations for an interest rate hike, with some predicting a move as soon as next year.

24/02/2021

Have you reviewed your home loan lately?
Get in contact with me if you'd like to find out if you've got a competitive variable home loan interest rate.
ow.ly/cYFl102A58S

03/02/2021

Want to win $10K off your mortgage*?
To enter, all you need to do is take out or top up an eligible home loan through a Smartline Adviser between 1 February to 30 June 2021 and you’ll automatically go into the draw to win one of three $10K prizes. Visit our website to find out more ow.ly/Ly1a102yexE

T&Cs apply, see smartline.com.au/win10k. Open to AU res 18+. Limit 1 entry p/loan. Draw: 12pm (noon) AEST 14/7/21 at L4/ 152 Elizabeth St, Melbourne VIC 3000. Winners published at smartline.com.au/competitions on 20/7/21. Promoter: Smartline Home Loans Pty Ltd (ABN 38 085 370 270) of 511 Church Street Richmond VIC 3121. NSW TP/00674 ACT TP21/00006 SA T21/8.

22/11/2020

Do you know how to put your best foot forward when it comes to securing a loan? I can help you do this and make sure your application has the best chance of getting approved.

10/11/2020

There are many strategies every homeowner can use to pay off their mortgage as quickly as possible. These include everything from regularly ensuring your loan is still the most appropriate for your needs, increasing your repayments and looking for new ways to save. The key is to take action - so if you're ready to take the next step, give me a call, I'd love to help you get ahead.

05/11/2020

Some people want to buy a house because they see potential in it. They buy it and upgrade it to meet their needs. Others buy a vacant block or an old house on a large block of land to build their dream house or to develop.

Whatever your situation, there are a lot of things to take into consideration. I'm here to help you, so you can focus on building your dream home.

22/10/2020

What is LMI?
You may have to pay for lenders mortgage insurance (LMI) if you borrow more than 80% of the value of your property. LMI protects the lender if you default on your loan and the sale of your property doesn’t cover the value of the mortgage. Be aware, LMI doesn’t protect you as the borrower if you’re having trouble paying off your mortgage – this is called ‘mortgage protection insurance’.

15/10/2020

Lenders vary in how much they will lend, depending on their own policies. I have access to lending rules and criteria which means I can work out which lender is best matched to your circumstances. Give me a call if you'd like me to review your specific situation.

11/10/2020

With interest rates remaining at all time low, making decisions that are right for your situation in this financial climate are paramount. Whether you want to free up cash for renovations, purchase an investment property or are thinking about accessing equity in your home, I can assist and guide you. Give me a call to discuss your situation.