M&G Home Loans Pty Ltd

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Melbourne, VIC
M&G Home Loans Pty Ltd

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Loan Consultants Home Loans, Commercial and Private Funding . Australia Wide Services. ACL 395126 44 Years experience in Banking and Finance.

We are available to assist with ability to pre assess your application to save any negative results.

02/11/2026

SURVIVING INTEREST RATE RISES

Have assisted many clients with Consolidation of both Personal and if Self Employed Business debt .

Sample: Home Loan $500k, Car Loan $45k , Caravan loan $ 30k and Credit Cards $16k total . School fees and Sports fees and Ballet end of year like my Grandkids .

As rates go up the extra loans become a burden and then month by month people struggle delaying some at times to pay others . Is happening

Refinance and Consolidation of other debt has reduced monthly outings for some of my clients by $500 to $1,000 per month

When rates come down you can then repay the other debts quicker if at this time you require the savings made to live . Or you can keep up payment amount at same level and reduce the Now …..One Loan and create “advance money “ that can be used in an emergency . Freeing up cash can create options

HERE TO HELP

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd . ACL395126
www.mgloan.com.au

01/11/2026

FIRST HOME BUYERS : GREAT TIME TO BUY

NO:1
Have assisted young Family in Kilmore Vic with Help To Buy Loan where they were able to get a bigger home and have reduced repayment . ONLY 2% Deposit Required . Plus Minimal costs

NO:2
Have assisted young couple with Construction of their dream home on land they owned with $10,000 FHGrant . In Heathcote Vic .Only 5% Deposit Required . Plus Minimal costs

No:3
Have assisted young couple buy a First Home in Brunswick Vic . No Mortgage Insurance . Only 5% Deposit required . Plus Minimal costs

NO:4
Have assisted young couple in Central NSW
To buy First Home. No Mortgage Insurance and No Stamp Duty . Only 5% Deposit required . Plus Minimal costs

NO:5
Have assisted Young Man to buy First Home in Heathcote Vic . Only 5% Deposit ..NO Mortgage Insurance. Plus Minimal Costs

NO:6
Assisted young couple to Build their First Home in Diggers Rest vic . Only 5% Deposit . $10,000 FHGrant ..Plus Minimal costs

NO:7
Assisted 60yr old couple to buy Second Home ( last home owned was 18 years ago)
Saved $23,000app Mortgage Insurance . Had more than 5% cashed in some Super . Plus Minimal costs

HERE TO ASSIST YOU

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd . ACL395126
www.mgloan.com.au

31/10/2026

HELP TO BUY AND CURRENT LOWER HOME PRICES :

REDUCED REPAYMENTS BENEFIT IN RISING RATE MARKET

All sorts of news out there about buying a house with 5% and scaring First and Second home buyers

Help to Buy has 2 % deposit ( savings ) and minimal costs up to $600,000 where First Home buyers don’t pay Stamp Duty

Last loan I did young family had to pay extra $11,000 as they purchased at $650,000
But only had to have $13,000 deposit

Loan was at maximum 68% so repayments app $ 442,000 with payments app $2700 pm

BENEFITS : FOR FIRST HOME BUYERS AND OLDER APPLICANTS WHO DO NOT OWN PROPERTY

- COMPETITIVE RATE
- LOWER REPAYMENTS
- NO INTEREST ON GOVT 30%

HAPPY TO ANSWER ANY QUESTIONS

Regards Ian Boldiston 0417974876
M&G Home Loans Pty Ltd. ACL395126

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

31/10/2026

INTRODUCING YOUR BROKER

ENJOYED HELPING PEOPLE SINCE STARTING IN BANK IN 1975

Moved to Hoppers Crossing 1987 worked in Bank over the years and ended as Manager IOOF Werribee . Had in time before that specialised in small business .

Commenced My Broker business in 1997 while still in Hoppers Crossing . 7 kids and coaching basketball which I did locally including Rep Squad for 25 years

Currently promoting in Wyndham a range of products for Teachers , Nurses and others in Health including Ambulance and Fire Brigade .

Covering ALL AUSTRALIA have clients in QLD , WA , NSW , SA and soon in TAS

Have access to 30 app lenders including above . Home / Commercial and Development .

HERE TO HELP

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd. ACL395126
www.mgloan.com.au.

31/10/2026

Nurses, Ambulance Personnel , NDIS , Aged carers ,Fire fighters . Medical Centre Staff, Loan arranged for Bookkeeper recently at Medical Centre and Family members

HELP TO BUY LOANS AVAILABLE PLUS
5% HGF LOANS .. FIRST HOME OR NOT
OWNING ONE IN LAST 10 YEARS . ASSISTING 60 YR OLD TO BUY NOW

WILL SUPPLY THREE COMPARABLE LOWEST
RATE PRODUCTS : RATES FROM 6.13 %pa ( Indicative ) VARIABLE ..GREEN LENDER

AND FAMILIES , Children , Siblings , Parents and Grandparents

Great rates , consideration for casual income and benefits for First Home Buyers .

Flexible benefit if buying an Investment Property , recent client was able to buy a larger investment unit

HERE TO HELP

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

30/10/2026

INTEREST RATE RISES AHEAD

GAS BILL DUE , HAVE IT ON FORTNIGHTLY PAYMENTS . CREDIT CARD COMPANIES CHASING YOU FOR LATE PAYMENT EVERY NOW AND AGAIN . PUTTING OFF DINNER OUT WITH PARTNER OR TRIP AWAY

Have assisted a number of clients in restructuring repayments . Best not to leave these things too late in a Rising Interest Rate Climate or the only option is Non Bank Lenders and they are getting ready for a big year

WHY : Banks add a 3% margin to servicing of a loan when you apply to allow for times like current in economy . Non Bank Lenders on average add 2% margin . So when a Bank says no you can usually get a Non Bank loan and I commenced my business in that Non Bank industry and have a number of contacts

Now mainly use Bank Lenders usually smaller lenders with lower rates and good service to my clients

HERE TO HELP

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd . ACL 395126

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

30/10/2026

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

29/10/2026

SOLE TRADERS HOME LOANS

One year Tax, Tax Assessment and ABN for 24mths

Loans to 90% with NO LMI

HERE TO HELP

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd . ACL395126

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

28/10/2026

HELP TO BUY AND CURRENT LOWER HOME PRICES

All sorts of news out there about buying a house with 5% and scaring First and Second home buyers

Help to Buy has 2 % deposit ( savings ) and minimal costs up to $600,000 where First Home buyers don’t pay Stamp Duty

Last loan I did young family had to pay extra $11,000 as they purchased at $650,000
But only had to have $13,000 deposit

Loan was at maximum 68% so repayments app $ 442,000 with payments app $2700 pm

BENEFITS : FOR FIRST HOME BUYERS AND OLDER APPLICANTS WHO DO NOT OWN PROPERTY

- COMPETITIVE RATE
- LOWER REPAYMENTS
- NO INTEREST ON GOVT 30%

HAPPY TO ANSWER ANY QUESTIONS

Regards Ian Boldiston 0417974876
M&G Home Loans Pty Ltd. ACL395126

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

Address

Level 5/278 Collins Street
Melbourne, VIC
3000

Telephone

+61417974876

Website

http://www.mgloan.com.au/

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