M&G Home Loans Pty Ltd

M&G Home Loans Pty Ltd Loan Consultants Home Loans, Commercial and Private Funding . Australia Wide Services. ACL 395126 44 Years experience in Banking and Finance.

We are available to assist with ability to pre assess your application to save any negative results.

FIRST HOME BUYERS : GREAT TIME TO BUY NO:1 Have assisted young Family in Kilmore Vic with Help To Buy Loan where they w...
29/08/2026

FIRST HOME BUYERS : GREAT TIME TO BUY

NO:1
Have assisted young Family in Kilmore Vic with Help To Buy Loan where they were able to get a bigger home and have reduced repayment . ONLY 2% Deposit Required . Plus Minimal costs

NO:2
Have assisted young couple with Construction of their dream home on land they owned with $10,000 FHGrant . In Heathcote Vic .Only 5% Deposit Required . Plus Minimal costs

No:3
Have assisted young couple buy a First Home in Brunswick Vic . No Mortgage Insurance . Only 5% Deposit required . Plus Minimal costs

NO:4
Have assisted young couple in Central NSW
To buy First Home. No Mortgage Insurance and No Stamp Duty . Only 5% Deposit required . Plus Minimal costs

NO:5
Have assisted Young Man to buy First Home in Heathcote Vic . Only 5% Deposit ..NO Mortgage Insurance. Plus Minimal Costs

NO:6
Assisted young couple to Build their First Home in Diggers Rest vic . Only 5% Deposit . $10,000 FHGrant ..Plus Minimal costs

NO:7
Assisted 60yr old couple to buy Second Home ( last home owned was 18 years ago)
Saved $23,000app Mortgage Insurance . Had more than 5% cashed in some Super . Plus Minimal costs

HERE TO ASSIST YOU

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd . ACL395126

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

90% LVR NO LMI LOANSFOR OWNER OCCUPIED OR INVESTMENT DONT NEED TO BE A DOCTOR FULL QUOTE ON ENQUIRY HERE TO HELP CALL OR...
29/08/2026

90% LVR NO LMI LOANS

FOR OWNER OCCUPIED OR INVESTMENT

DONT NEED TO BE A DOCTOR

FULL QUOTE ON ENQUIRY

HERE TO HELP

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd ACL395126

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

OLDER BUYER( OR FIRST HOME BUYER ? ) AND WANT TO BUY HOME DON’T OWN PROPERTY OR SELLING : 2% Minimum Deposit and no Mo...
27/08/2026

OLDER BUYER( OR FIRST HOME BUYER ? ) AND WANT TO BUY HOME

DON’T OWN PROPERTY OR SELLING :

2% Minimum Deposit and no Mortgage Insurance and reduced or nil Stamp Duty

DON’T OWN PROPERTY OR HAVEN’T OWNED PROPERTY IN LAST 10 YEARS

5% Minimum Deposit and no Mortgage Insurance and reduced or nil Stamp Duty
( Recently saved 60 yr old couple $23k app Mortgage Insurance )

HERE TO HELP

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd . ACL395126

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

COMMERCIAL LENDING : I have had some 52 years in Banking and Finance plus 38 Years working in Business Banking and Comme...
26/08/2026

COMMERCIAL LENDING :

I have had some 52 years in Banking and Finance plus 38 Years working in Business Banking and Commercial Lending

Various Lenders :

-30 year Loan Terms with No Annual Reviews
-Full or Alternate Doc
-Lease Doc Products
-LVR to 80 % depending on Loan / Location
-Flexible Cash Out to LVR 80%
-A Lender offering No Application Fee plus No Risk Fees for Limited time

HERE TO HELP

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd . ACL395126

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

LO DOC LOANS : WHAT ARE THEY Primarily for self employed clients who are assessed by lenders in different ways and at t...
25/08/2026

LO DOC LOANS : WHAT ARE THEY

Primarily for self employed clients who are assessed by lenders in different ways and at times with a declaration from an Accountant due to clients tax not being finalised and need of funds is urgent .

Assessment can be on 6 Months Business Bank statements , can be on 6 Months BAS statements .

Rates can be similar to current standard Interest Rates or can be slightly higher depending on finances or credit problems client might have

Usually offered by Non Bank Lenders

Some Refinance things like Tax Debt

Loans are generally to 80% of Security Value

LENDERS IN GENERAL

Bank Lenders assess loans differently as well with some requiring last two financial years Tax Returns and BAS Statements and others just latest years financials and BAS statements .

Some lenders exclude Business liabilities from servicing of loan and others include

MY JOB

To find the best lender to suit your needs at the lowest rate and fees

HERE TO HELP

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd . ACL395126

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

WAITING FOR LOWER RATES ?????MARKET IS QUIET SO MAYBE TIME TO BUY HAVE TWO CLIENTS WHO RECENTLY MADE GREAT DEALS SAVING ...
22/08/2026

WAITING FOR LOWER RATES ?????

MARKET IS QUIET SO MAYBE TIME TO BUY HAVE TWO CLIENTS WHO RECENTLY MADE GREAT DEALS SAVING $20k ONE AND $50k OTHER

WHEN RATES GO DOWN EVERYONE WILL BE IN THE MARKET

PRICES WILL GO UP AGAIN

CAN ARRANGE THAT PRE -APPROVAL COVERS FOR 90 DAYS TO GIVE YOU

HERE TO HELP

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd . ACL395126

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

TAX DEBT : APP 12% AND TAX OFFICE ARE TRANSFERRING COMPANY TAX DEBT INTO PERSONAL DIRECTORS NAMES Have a client with ap...
22/08/2026

TAX DEBT : APP 12% AND TAX OFFICE ARE TRANSFERRING COMPANY TAX DEBT INTO PERSONAL DIRECTORS NAMES

Have a client with app $400k Tax debt due to family settlement after divorce .
Existing $300k Home Loan .
NOTE : TAX OFFICE WONT ALLOW DEDUCTION OF INTEREST EXPENSE ON TAX DEBT SO NO BENEFIT IN LEAVING IT TO DESTROY YOUR CREDIT RECORD .

REFINANCE: Rate lower and debt can be repaid over a longer term . I have lenders who will assist subject to servicing . If debt is small there are other options and I have assisted clients in repaying the tax debt

HERE TO HELP

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd . ACL 395126

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

CONSTRUCTION HOME LOANS (CURRENT )JUST ARRANGING PRE APPROVAL TO BUILD FOR CLIENT IN NORTHERN QUEENSLAND. HAS VACANT LA...
22/08/2026

CONSTRUCTION HOME LOANS (CURRENT )

JUST ARRANGING PRE APPROVAL TO BUILD FOR CLIENT IN NORTHERN QUEENSLAND. HAS VACANT LAND NEEDS $1.3 mill LOAN TO BUILD .

HAVE YOUNG COUPLE BUILDING IN VICTORIA COST $350,000 LAND WORTH $295,000 ( REFINANCED LOAN ON LAND AND FUNDED BUILD 100% ) QUALIFIES FOR $10,000 GRANT

CAN ASSIST AUSTRALIA WIDE

SELF EMPLOYED ONE YEARS FINANCIALS

HERE TO HELP

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd . ACL395126

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

DEVELOPMENT FINANCE INCLUDING PURCHASE OF VACANT LAND AND CONSTRUCTION WITH LENDERS WHO HAVE OWN VIABILITY COMPANIES LIN...
22/08/2026

DEVELOPMENT FINANCE INCLUDING PURCHASE OF VACANT LAND AND CONSTRUCTION WITH LENDERS WHO HAVE OWN VIABILITY COMPANIES LINKED TO ASSIST CLIENTS . ON GOING LENDING OFFERED BY SOME AFTER COMPLETION

PRIVATE LENDING ALSO :COMPANIES STRUGGLING AT MOMENT . CURRENTLY ASSISTING CLIENT IN URGENT NEED OF FUNDS TO BUY ADDITIONAL BUSINESS . HAVE SUPPLIED VARIOUS OPTIONS LENDING TO 75 % CONSIDERED

HAVE OFFERED THESE SERVICES SINCE 1997 . EX BANK MANAGER COMMERCIAL LENDING

HERE TO HELP

CALL OR TEXT : Ian Boldiston 0417974876
M&G Home Loans Pty Ltd

Call now about our new 2.59% interest rate! No ongoing fees and a free offset account. What are you waiting for?

Address

Level 5/278 Collins Street
Melbourne, VIC
3000

Telephone

+61417974876

Website

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