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Zella Welcome to Zella, leaders in providing mortgage and asset finance solutions tailored for individuals at all stages of life.

We take a holistic approach to money, empowering you with the tools and advice you need to make confident decision. Zella Wealth Pty Ltd ABN 85 282 371 407 is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL No. 236523, a wholly owned subsidiary of Infocus Wealth Management Ltd

The RBA has lifted the cash rate by 0.25%, taking it to 4.85%. That’s the fifth rise this year, and we know each one lan...
03/11/2026

The RBA has lifted the cash rate by 0.25%, taking it to 4.85%. That’s the fifth rise this year, and we know each one lands a little heavier.

Here’s what’s worth knowing. Your lender decides whether to pass the change on to your variable rate, and when. Most will let you know by email or letter, so keep an eye on your inbox over the coming weeks.

If your repayments are starting to feel tight, a conversation now is far easier than one in six months. A review could show whether your current loan still suits where you’re at, and what your options look like.

Want to chat with one of our brokers? Head to the link in our bio. 🙂

Source: Reserve Bank of Australia, cash rate decision, 3 November 2026.

Something she never thought she'd be able to do.Nicola is now a first home owner, and we couldn't be prouder. Brigette w...
01/11/2026

Something she never thought she'd be able to do.

Nicola is now a first home owner, and we couldn't be prouder. Brigette was in her corner the whole way, and Sal saw it through to settlement.

Messages like this are our favourite kind to receive. Thank you for letting us be part of it, Nicola. Here's to the new chapter.

Want to chat with one of our brokers? Head to the link in our bio to book your complimentary call.

29/10/2026

The big four have all made their calls ahead of next Tuesday’s RBA announcement. Here’s what each bank is predicting, and why Westpac’s Luci Ellis is the one I tend to lean on.

Want to chat about what it could mean for your loan or future borrowing? Head to the link in our bio to book a complimentary call with one of our brokers today.

Offset and redraw get mentioned in the same breath, and they're easy to mix up. Both could reduce the interest you pay o...
28/10/2026

Offset and redraw get mentioned in the same breath, and they're easy to mix up. Both could reduce the interest you pay over the life of your loan. The real difference is where your money sits, and how easily you can get to it.

An offset keeps your savings in your own account. Redraw puts them into the loan, with a way back out.

Which one suits you depends on your loan, your lender, and honestly, your habits. Some people like their savings close. Others sleep better knowing it's a little harder to touch.

Want to chat with one of our brokers? Head to the link in our bio to book your complimentary call today. 🙂

General information only. It doesn't take your personal circumstances into account.

What does the market look like in Malvern right now? Swipe through for the latest numbers on houses, units and rentals.W...
26/10/2026

What does the market look like in Malvern right now? Swipe through for the latest numbers on houses, units and rentals.

Which suburb should we look at next? Let us know in the comments.

Want to chat with one of our brokers? Head to the link in our bio to book a complimentary call today. 🙂

Source: realestate.com.au, October 2025 to September 2026. General information only. It doesn't take your personal circumstances into account.

Being self-employed can make a home loan feel out of reach. It doesn't have to.Lenders mainly want to understand your in...
25/10/2026

Being self-employed can make a home loan feel out of reach. It doesn't have to.

Lenders mainly want to understand your income and how steady it is over time. You might need a bit more paperwork than someone on a salary, but every lender assesses business income a little differently. That's where comparing your options really counts.

If you run your own business, freelance or contract, we'd love to help you work out what's possible.

Want to chat with one of our brokers? Visit the link in our bio top book your complimentary call today. 😊

I've seen it so many times. Someone finds the perfect home, then has to scramble to work out whether they can buy it.A c...
22/10/2026

I've seen it so many times. Someone finds the perfect home, then has to scramble to work out whether they can buy it.

A conversation before you start looking takes the pressure off. You'll know where you stand, so you can enjoy the search and act quickly when it counts.

Want to chat with one of our brokers? Visit the link in our bio to book your complimentary call today.

The loan you chose a few years ago probably made sense at the time. The rate suited you, the features fit your life and ...
20/10/2026

The loan you chose a few years ago probably made sense at the time. The rate suited you, the features fit your life and the lender ticked the right boxes.

A lot can change since then. Your income might have grown or your family might have too. You might be thinking about renovating, investing or your next move. Lenders also change their rates, policies and products all the time, so what suited you when you signed may not be the strongest fit today.

A review is a simple way to find out where you stand. We'll compare options across lenders, talk you through what we find and give you a clear picture. Sometimes that means a change, and sometimes it confirms you're already on the right track. Either way, you'll know.

Want to chat with one of our brokers? Head to the link in our bio to book your complimentary call today. 😊

What does the market look like in Glen Iris right now?Swipe through for the latest numbers on houses, units and rentals....
18/10/2026

What does the market look like in Glen Iris right now?
Swipe through for the latest numbers on houses, units and rentals.

Which suburb should we look at next? Let us know in the comments.

Want to chat with one of our brokers about your move to Glen Iris? Head to the link in our bio to book your complimentary call today 😊

Source: realestate.com.au, October 2025 to September 2026. General information only. It doesn't take your personal circumstances into account.

First home, bought at auction, settled without the stress. We love this one.Thank you, Rowan, for trusting us with such ...
15/10/2026

First home, bought at auction, settled without the stress. We love this one.

Thank you, Rowan, for trusting us with such a big milestone. Auction purchases move quickly, and our team works hard to make sure every step feels clear and calm.

Congratulations on your first home, Rowan. We'll be here when the time comes for the next one.

Want to chat with one of our brokers? Head to the link in our bio to book your complimentary chat today. 😊

Address

141 Camberwell Road
Melbourne, VIC
3123

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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