First Point Group

02/06/2026

Most people wait for confidence before they buy property, but history shows the best opportunities often appear when uncertainty is highest. Read our article on why the best time to buy property can be when everyone else is nervous.

When retail stores announce a sale, people rush through the doors. But imagine if prices increased by 20% overnight - would people still line up? Probably not. Interestingly, property markets often work in the exact opposite way.

30/05/2026

Most medical professionals are quietly paying the expensive cost of LMI when they don't have to. Here's how the medical professional LMI waiver works.

28/05/2026

If you are contemplating the purchase of your first home, reach out to any of our expert team to discuss the various benefits currently available for first home buyers!

25/05/2026

Today we celebrate an incredible milestone - Ross Reber’s 10 year anniversary with First Point Group!

Over the past decade, Ross has built lasting relationships with clients, earned the trust of many happy customers, and consistently demonstrated professionalism, care, and dedication in everything he does. His commitment to delivering outstanding service and helping clients achieve their goals has made a genuine impact on so many people.

Ross, thank you for your loyalty, hard work, and the positive energy you bring to our team every day. We are proud to have you as part of the First Point Group team and look forward to many more successful years ahead.

13/05/2026

We have published a brief summary of what the 2026 Federal Budget means for Property Investors. Please feel free to contact us if you would like to discuss your own circumstances.

Here's our plain-English breakdown of what's in the 2026 Federal Budget, what it means for borrowers, and how to think about your position from here.

12/05/2026

We are always so thankful to our clients who take the time out of their day to write a google review, and this one from J.C was definitely worth sharing. Congrats Ross on this fantastic review!

05/05/2026

Cash flow is the lifeblood of any business, but even profitable businesses can run into trouble if it’s not managed properly.

Here are three common mistakes to watch out for:

1. Confusing profit with cash flow

Just because your business is profitable on paper doesn’t mean you have cash in the bank. Managing working capital is a daily requirement for business owners and working capital funding can assist in the right circumstances.

2. Poor invoicing and slow follow-ups

Late payments / debtor collection can seriously impact your ability to cover expenses and grow. Consistency is key.

3. Not planning for quiet periods

Seasonal dips or unexpected expenses can catch you off guard without a buffer in place.

The fix? Stay on top of your numbers, forecast ahead, and put systems in place to keep cash moving.

At First Point Group, we help business owners create smarter financial strategies to stay in control and keep growing.

Get in touch to strengthen your cash flow strategy today.

01/05/2026

Our team are so grateful when clients take time out of their day to write a Google Review. Feedback like this is exactly why we do what we do - thank you C.B. for trusting us.

28/04/2026

Here are 4 signs it could be worth exploring a refinance:
1. Your financial situation has changed
2. You’re looking to reduce monthly repayments
3. You want to access equity in your property (e.g. for renovations, a car, or investing)
4. Your current loan product no longer fits your needs
Refinancing isn’t just about chasing a lower rate - it’s about making sure your loan is working for you.
At First Point Group, we help you find the right solution for your goals.
Get in touch today to see if refinancing could put you in a stronger financial position.
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22/04/2026

Whether you’re buying your first investment property or expanding your portfolio, having the right strategy makes all the difference.

Here’s how we help property investors:

- We help you understand your borrowing capacity and structure your loans correctly from the outset
- We help you leverage existing equity to grow your property portfolio
- We guide you in selecting the right loan features to maximise flexibility and tax efficiency
- We keep you informed on market trends and lending policy nuances

The right finance setup can help you build wealth faster, and avoid costly mistakes along the way.